536 NW 14th Ct

Florida City, FL 33034 · townhomes · For Sale · 54 days on market
Asking price$404,900
4 beds 3 baths — sqft
View on Realtor.com →
Listed by Alicia Ale · ONX Homes Florida Realty, LLC.
Typetownhomes
Built2026
Price / sqft
Est. value (own analysis)$404,000
Rent estimate (own analysis)$2,998/mo
HOA$100/mo
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Wildfire3/10ModerateAir2/10Minor
Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-10
Removed date
MLSMiamiMLS #A12051758
Coordinates25.46051, -80.48409
Address536 NW 14th Ct
CityFlorida City
StateFL
Zip33034
Listing ID9981464677
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33034)

Typical home value (ZHVI)$382,671
Typical rent (ZORI)$2,436/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$404,900
Down payment (20.0%)$80,980
Loan amount$323,920
Closing costs (5.0%)$20,245
Total cash to close$101,225
Rent (comp-derived)$2,998$35,970
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$35,970
Vacancy rate (assumption) assumption8.0%

$35,970 × 8.0% = $2,878

Effective gross income$2,758$33,092
Property tax (placeholder 1.9% of price)$641$7,693
Insurance (est. scaled by flood & wind risk)$526$6,316
HOA dues$100$1,200
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$150$1,799
Total operating expenses$1,417$17,008
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$33,092
Total operating expenses derived$17,008

$33,092 − $17,008 = $16,084

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$323,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$323,920 amortized at 6.7% over 30 years = $2,082/mo

CapEx reserve (5.0% of GSR)$150$1,799
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$16,084
Annual debt service derived$24,979
Annual CapEx reserve assumption$1,799
Annual PMI assumption$0

($16,084 − $24,979 − $1,799 − $0) ÷ 12 = -$891

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$16,084
Purchase price data$404,900

$16,084 ÷ $404,900 = 4.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$10,693
Total cash to close derived$101,225

-$10,693 ÷ $101,225 = -10.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$16,084
Annual debt service derived$24,979

$16,084 ÷ $24,979 = 0.64

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$35,970
Purchase price data$404,900

($35,970 ÷ 12) ÷ $404,900 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$404,900
Gross scheduled rent (annual) comp$35,970

$404,900 ÷ $35,970 = 11.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,008
Effective gross income derived$33,092

$17,008 ÷ $33,092 = 51.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,008
Annual debt service derived$24,979
Annual PMI assumption$0
Gross scheduled rent (annual) comp$35,970

($17,008 + $24,979 + $0) ÷ $35,970 = 116.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes43$2,7002026-06-05
townhomes441,790$3,0002026-08-27
townhomes431,700$2,8502026-08-21
townhomes431,804$2,6502026-08-24
townhomes441,742$2,7002026-05-18
townhomes431,615$2,5002026-08-15
townhomes441,790$3,0002026-06-17
townhomes43$2,9502026-05-20
townhomes441,790$3,1002026-06-24
townhomes431,600$2,8502026-07-11
townhomes44$2,9002026-05-14
townhomes431,633$2,8002026-03-06
townhomes431,757$4,0002026-08-18
townhomes431,338$2,7002026-06-18
townhomes441,790$3,0002026-02-05
townhomes431,810$3,0002026-08-13
townhomes431,633$2,9602026-08-03
townhomes431,580$2,7002026-04-21
townhomes431,679$3,3002026-03-12
townhomes441,850$3,2252026-07-15
townhomes431,807$2,9002026-07-24
townhomes43$2,9952026-07-08
townhomes431,826$3,2002026-07-10
townhomes431,826$3,2002026-07-07
townhomes431,757$3,2002026-06-12
townhomes431,826$3,6002026-04-30
townhomes43$3,0002026-08-13
townhomes431,760$3,4202026-08-11
townhomes431,760$3,5002026-08-07
townhomes431,760$3,2502026-05-14
townhomes431,393$2,9952026-03-16
townhomes431,393$2,9952026-03-16
townhomes431,393$2,9952026-03-16
townhomes431,580$3,2252026-03-20
townhomes431,580$3,6002026-05-11
townhomes431,666$2,8002026-08-08
townhomes431,715$2,7002026-08-14
townhomes431,615$3,1002026-08-29

267 SE 11th Ct Unit Blank

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed2026-06-05
Days on market

Asking rent: $2,700

View on Zillow →

692 SE 13th Ct

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,790
Listed2026-08-27
Days on market

Asking rent: $3,000

View on Zillow →

565 NE 5th Pl

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,700
Listed2026-08-21
Days on market

Asking rent: $2,850

View on Zillow →

923 SE 16th Ct

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,804
Listed2026-08-24
Days on market

Asking rent: $2,650

View on Zillow →

713 SE 13th Street Cir

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,742
Listed2026-05-18
Days on market

Asking rent: $2,700

View on Zillow →

1161 SE 1st St Unit 0

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,615
Listed2026-08-15
Days on market

Asking rent: $2,500

View on Zillow →

1371 SE 7th Ter Unit 1371

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,790
Listed2026-06-17
Days on market

Asking rent: $3,000

View on Zillow →

1310 NW 5th St Unit 1310

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed2026-05-20
Days on market

Asking rent: $2,950

View on Zillow →

705 SE 13th Street Cir Unit 705

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,790
Listed2026-06-24
Days on market

Asking rent: $3,100

View on Zillow →

1305 NW 4th Ter

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,600
Listed2026-07-11
Days on market

Asking rent: $2,850

View on Zillow →

630 SE 15th St Unit 630

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage
Listed2026-05-14
Days on market

Asking rent: $2,900

View on Zillow →

300 SE 10th Ct Unit 300

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,633
Listed2026-03-06
Days on market

Asking rent: $2,800

View on Zillow →

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,757
Listed2026-08-18
Days on market

Asking rent: $4,000

View on Zillow →

1245 NW 3rd Ln Unit 1245

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,338
Listed2026-06-18
Days on market

Asking rent: $2,700

View on Zillow →

760 SE 13th Ct

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,790
Listed2026-02-05
Days on market

Asking rent: $3,000

View on Zillow →

854 SW 1st St Unit 0

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,810
Listed2026-08-13
Days on market

Asking rent: $3,000

View on Zillow →

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,633
Listed2026-08-03
Days on market

Asking rent: $2,960

View on Zillow →

1281 NE 3rd Ave Unit 1281

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,580
Listed2026-04-21
Days on market

Asking rent: $2,700

View on Zillow →

689 NW 6th St Unit 689

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,679
Listed2026-03-12
Days on market

Asking rent: $3,300

View on Zillow →

701 SE 13th Street Cir

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,850
Listed2026-07-15
Days on market

Asking rent: $3,225

View on Zillow →

17856 SW 359th Ter Unit 17856

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,807
Listed2026-07-24
Days on market

Asking rent: $2,900

View on Zillow →

33823 SW 194 Ter

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed2026-07-08
Days on market

Asking rent: $2,995

View on Zillow →

785 SE 18th St

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,826
Listed2026-07-10
Days on market

Asking rent: $3,200

View on Zillow →

830 SE 19th St

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,826
Listed2026-07-07
Days on market

Asking rent: $3,200

View on Zillow →

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,757
Listed2026-06-12
Days on market

Asking rent: $3,200

View on Zillow →

1766 SE 7th Ter Unit 0

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,826
Listed2026-04-30
Days on market

Asking rent: $3,600

View on Zillow →

18920 SW 344th Ter Unit 18920

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed2026-08-13
Days on market

Asking rent: $3,000

View on Zillow →

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,760
Listed2026-08-11
Days on market

Asking rent: $3,420

View on Zillow →

34491 SW 191st Ave

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,760
Listed2026-08-07
Days on market

Asking rent: $3,500

View on Zillow →

19116 SW 345th Ter

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,760
Listed2026-05-14
Days on market

Asking rent: $3,250

View on Zillow →

33750 SW 194th Pl

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,393
Listed2026-03-16
Days on market

Asking rent: $2,995

View on Zillow →

33762 SW 194th Pl

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,393
Listed2026-03-16
Days on market

Asking rent: $2,995

View on Zillow →

33738 SW 194th Pl

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,393
Listed2026-03-16
Days on market

Asking rent: $2,995

View on Zillow →

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,580
Listed2026-03-20
Days on market

Asking rent: $3,225

View on Zillow →

450 NE 12th St

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,580
Listed2026-05-11
Days on market

Asking rent: $3,600

View on Zillow →

18972 SW 344th Ter Unit 18972

Homestead, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,666
Listed2026-08-08
Days on market

Asking rent: $2,800

View on Zillow →

384 NW 11th Ave Unit 384

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,715
Listed2026-08-14
Days on market

Asking rent: $2,700

View on Zillow →

194 SE 10 Ct

Florida City, 33034 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,615
Listed2026-08-29
Days on market

Asking rent: $3,100

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1533 NW 2nd Sttownhomes431,717$426,5402026-08-28
687 SW 10th Sttownhomes431,799$290,0002026-08-28
34521 SW 191st Cttownhomes421,666$400,0002026-08-13
35939 SW 178th Cttownhomes421,807$408,4002026-08-12
441 NE 12th Sttownhomes431,580$428,0002026-08-07
451 NW 12th Avetownhomes431,730$390,0002026-07-24
1754 SE 8th Tertownhomes431,757$417,0002026-07-24
636 SW 11th Sttownhomes431,799$300,0002026-07-20
922 NW 10th Sttownhomes431,736$449,9002026-06-30
1412 NE 4th Avetownhomes431,582$404,0002026-06-30
34508 SW 191st Cttownhomes421,666$395,0002026-06-30
1350 NE 4th Avetownhomes431,582$404,5002026-06-30
19061 SW 344th Tertownhomes431,666$395,0002026-06-29

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
E Palm Dr & US 1townhomes431,557$999,999
19658 SW 337th Tersingle_family431,827$556,990
SW 336 St & SW 194 Avesingle_family431,827$556,990
34870 SW 191st Courtsingle_family432,085$575,990
18925 SW 357 Stsingle_family431,552$365,740
35605 SW 180th Avesingle_family421,813$458,990
SW 336 St & SW 194 Avesingle_family422,183$539,990
19424 SW 336th Tersingle_family431,827$556,990

10-year hold projection

IRR3.3%
Equity multiple1.53x
Total return (10yr)$106,351
YearProperty valueNOICash flowLoan balanceEquity
1$417,047$16,084-$10,693$320,408$96,639
2$429,558$16,652-$10,171$316,655$112,904
3$442,445$17,239-$9,630$312,644$129,801
4$455,719$17,845-$9,071$308,357$147,361
5$469,390$18,472-$8,492$303,777$165,613
6$483,472$19,120-$7,894$298,881$184,590
7$497,976$19,790-$7,275$293,650$204,326
8$512,915$20,482-$6,635$288,059$224,856
9$528,303$21,198-$5,973$282,084$246,218
10$544,152$21,937-$5,288$275,699$268,452
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.