26122 SW 146th Ave
Homestead, FL 33032 · townhomes · For Sale · 57 days on market
Asking price$425,000
4 beds 3 baths 1,398 sqft
Suggested offer$360,335$64,666 above the est. market value of $360,335.
View on Realtor.com →Listed by Mario Amaral · COMPASS
Typetownhomes
Built2024
Price / sqft$304
Est. value (own analysis)$360,335
Rent estimate (own analysis)$3,000/mo
HOA$87/mo
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-07
Removed date—
MLSMiamiMLS #A12049239
Coordinates25.52445, -80.42823
Address26122 SW 146th Ave
CityHomestead
StateFL
Zip33032
Listing ID9968835366
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33032)
Typical home value (ZHVI)$453,873
Typical rent (ZORI)$2,663/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $425,000 |
| Down payment (20.0%) | $85,000 |
| Loan amount | $340,000 |
| Closing costs (5.0%) | $21,250 |
| Total cash to close | $106,250 |
| Income | |
| Rent (comp-derived) | $3,000$36,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,760$33,120 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $673$8,075 |
| Insurance (est. scaled by flood & wind risk) | $623$7,480 |
| HOA dues | $87$1,044 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $150$1,800 |
| Total operating expenses | $1,533$18,399 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $150$1,800 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 4 | 3 | 1,828 | $3,200 | 2026-02-26 | — | |
| townhomes | 4 | 4 | 1,398 | $2,600 | 2026-08-07 | — | |
| townhomes | 4 | 3 | 1,728 | $2,595 | 2026-06-26 | — | |
| townhomes | 4 | 3 | 1,837 | $2,575 | 2026-03-24 | — | |
| townhomes | 4 | 4 | 1,398 | $2,700 | 2026-06-18 | — | |
| townhomes | 4 | 3 | 1,661 | $2,700 | 2026-07-23 | — | |
| townhomes | 4 | 4 | 1,418 | $3,000 | 2026-07-14 | — | |
| townhomes | 4 | 4 | 1,434 | $2,600 | 2026-06-24 | — | |
| townhomes | 4 | 3 | 1,837 | $2,650 | 2026-07-01 | — | |
| townhomes | 4 | 3 | 1,384 | $2,575 | 2026-04-20 | — | |
| townhomes | 4 | 3 | 1,398 | $2,950 | 2026-08-25 | — | |
| townhomes | 4 | 3 | 1,811 | $3,100 | 2026-06-22 | — | |
| townhomes | 4 | 3 | 1,530 | $3,200 | 2026-08-31 | — | |
| townhomes | 4 | 3 | 1,398 | $2,900 | 2026-08-04 | — | |
| townhomes | 4 | 4 | 1,436 | $3,948 | 2025-12-07 | — | |
| townhomes | 4 | 3 | 1,850 | $2,800 | 2026-08-15 | — | |
| townhomes | 4 | 3 | 1,820 | $3,100 | 2026-08-18 | — | |
| townhomes | 4 | 4 | 1,434 | $3,200 | 2026-08-19 | — | |
| townhomes | 4 | 3 | 1,656 | $3,000 | 2025-09-17 | — | |
| townhomes | 4 | 3 | 1,828 | $3,100 | 2026-06-08 | — | |
| townhomes | 4 | 4 | 1,398 | $3,100 | 2025-09-26 | — | |
| townhomes | 4 | 3 | 1,820 | $3,100 | 2026-07-29 | — | |
| townhomes | 4 | 3 | 1,648 | $2,900 | 2026-07-21 | — | |
| townhomes | 4 | 4 | 1,398 | $3,000 | 2026-07-14 | — | |
| townhomes | 4 | 4 | 1,398 | $2,600 | 2026-08-12 | — | |
| townhomes | 4 | 3 | 1,820 | $3,200 | 2026-05-19 | — | |
| townhomes | 4 | 3 | 1,398 | $3,100 | 2026-05-26 | — | |
| townhomes | 4 | 3 | 1,820 | $3,400 | 2026-08-03 | — | |
| townhomes | 4 | 4 | 1,398 | $3,000 | 2026-06-22 | — | |
| townhomes | 4 | 4 | 1,398 | $4,100 | 2026-08-17 | — | |
| townhomes | 4 | 4 | 1,436 | $3,750 | 2026-04-09 | — | |
| townhomes | 4 | 4 | 1,436 | $3,750 | 2026-04-09 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11456 SW 252nd Ter | townhomes | 4 | 3 | 1,829 | $445,000 | 2026-08-31 |
| 13621 SW 260th Ln | townhomes | 4 | 3 | 1,812 | $500,000 | 2026-08-18 |
| 23329 SW 113th Ct | townhomes | 4 | 4 | 1,736 | $445,000 | 2026-08-14 |
| 11387 SW 232nd Ter | townhomes | 4 | 4 | 1,736 | $449,900 | 2026-08-13 |
| 14229 SW 274th St | townhomes | 4 | 4 | 2,415 | $435,000 | 2026-08-10 |
| 24303 SW 115th Ct | townhomes | 4 | 3 | 1,674 | $420,000 | 2026-08-06 |
| 13855 SW 262nd St | townhomes | 4 | 3 | 1,488 | $395,000 | 2026-08-06 |
| 13851 SW 262nd St | townhomes | 4 | 3 | 1,488 | $404,000 | 2026-08-06 |
| 23218 SW 110th Ct | townhomes | 4 | 3 | 1,980 | $470,000 | 2026-07-13 |
| 26241 SW 138th Ct | townhomes | 4 | 4 | 1,418 | $420,000 | 2026-07-10 |
| 25886 SW 144th Ct | townhomes | 4 | 4 | 1,398 | $420,000 | 2026-06-30 |
| 10848 SW 243rd St | townhomes | 4 | 3 | 1,661 | $390,000 | 2026-06-29 |
| 11246 SW 236th St | townhomes | 4 | 4 | 1,736 | $450,000 | 2026-06-26 |
| 23601 SW 112th Ct | townhomes | 4 | 3 | 1,815 | $480,000 | 2026-06-25 |
| 26116 SW 134th Pl | townhomes | 4 | 4 | 1,476 | $495,000 | 2026-06-16 |
| 27450 SW 138th Path | townhomes | 4 | 3 | 2,028 | $371,500 | 2026-06-16 |
| 23713 SW 115th Ave | townhomes | 4 | 3 | 1,736 | $438,400 | 2026-06-11 |
| 9586387447 | townhomes | 4 | 4 | 1,535 | $349,000 | 2026-05-25 |
| 23512 SW 129th Path | townhomes | 4 | 3 | 1,820 | $465,000 | 2026-05-18 |
| 25083 SW 108th Ave Unit 25083 | townhomes | 4 | 4 | 1,936 | $510,000 | 2026-05-18 |
| 13865 SW 275th Ter | townhomes | 4 | 3 | 2,028 | $410,000 | 2026-05-14 |
| 13158 SW 233rd St | townhomes | 4 | 3 | 1,820 | $477,000 | 2026-05-14 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 23660 SW 120th Ave | single_family | 4 | 6 | 3,709 | $2,625,000 | — |
| SW 139th Ave and SW 262nd | single_family | 4 | 3 | 1,436 | $395,990 | — |
| 13845 SW 261st Ter | single_family | 4 | 4 | 1,436 | $397,290 | — |
| SW 139th Ave and SW 262nd | single_family | 4 | 3 | 1,458 | $397,990 | — |
| SW 139th Ave and SW 262nd | single_family | 4 | 3 | 1,476 | $497,990 | — |
| 11509 SW 238th Ter | single_family | 4 | 3 | 1,992 | $590,000 | — |
| 13833 SW 261st Ter | townhomes | 4 | 4 | 1,458 | $401,990 | — |
| 13841 SW 261st Ter | townhomes | 4 | 4 | 1,436 | $395,990 | — |
10-year hold projection
IRR1.9%
Equity multiple1.31x
Total return (10yr)$87,973
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $437,750 | $14,721 | -$13,298 | $336,314 | $101,436 |
| 2 | $450,883 | $15,255 | -$12,810 | $332,374 | $118,508 |
| 3 | $464,409 | $15,807 | -$12,304 | $328,164 | $136,245 |
| 4 | $478,341 | $16,377 | -$11,780 | $323,665 | $154,676 |
| 5 | $492,691 | $16,968 | -$11,238 | $318,857 | $173,835 |
| 6 | $507,472 | $17,578 | -$10,677 | $313,719 | $193,754 |
| 7 | $522,696 | $18,210 | -$10,097 | $308,228 | $214,469 |
| 8 | $538,377 | $18,863 | -$9,496 | $302,359 | $236,018 |
| 9 | $554,529 | $19,538 | -$8,874 | $296,088 | $258,440 |
| 10 | $571,164 | $20,236 | -$8,231 | $289,386 | $281,778 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.