| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $575,000 |
| Down payment (20.0%) | $115,000 |
| Loan amount | $460,000 |
| Closing costs (5.0%) | $28,750 |
| Total cash to close | $143,750 |
| Income | |
| Rent (comp-derived) | $3,200$38,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,944$35,328 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $910$10,925 |
| Insurance (est. scaled by flood & wind risk) | $575$6,900 |
| HOA dues | $1,259$15,108 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $160$1,920 |
| Total operating expenses | $2,904$34,853 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $160$1,920 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 2 | 2 | 1,101 | $3,455 | — | — | |
| apartment | 2 | 2 | 1,299 | $3,665 | — | — | |
| apartment | 2 | 2 | 1,089 | $3,073 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,191 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,425 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,658 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,804 | — | — | |
| apartment | 2 | 2 | 1,171 | $4,175 | — | — | |
| apartment | 2 | 2 | 1,117 | $3,348 | — | — | |
| apartment | 2 | 2 | 1,186 | $3,369 | — | — | |
| apartment | 2 | 2 | 1,060 | $2,200 | 2026-08-27 | — | |
| condos | 2 | 2 | 1,040 | $2,550 | 2026-08-27 | — | |
| condos | 2 | 2 | 1,197 | $2,350 | 2026-08-27 | — | |
| apartment | 2 | 1 | 720 | $2,400 | 2024-08-23 | — | |
| apartment | 2 | 1 | 720 | $2,400 | 2024-08-23 | — | |
| apartment | 2 | 2 | 1,060 | $2,400 | 2026-07-21 | — | |
| condos | 2 | 2 | 825 | $2,150 | 2026-08-02 | — | |
| apartment | 2 | 2 | 1,060 | $2,400 | 2026-07-27 | — | |
| condos | 2 | 2 | 1,060 | $2,300 | 2026-06-02 | — | |
| condos | 2 | 2 | 960 | $3,100 | 2026-08-04 | — | |
| condos | 2 | 2 | 875 | $2,000 | 2026-06-30 | — | |
| condos | 2 | 2 | 1,060 | $2,400 | 2026-08-21 | — | |
| condos | 2 | 2 | 875 | $2,300 | 2026-05-12 | — | |
| condos | 2 | 2 | 1,061 | $2,350 | 2026-06-30 | — | |
| condos | 2 | 2 | 1,060 | $2,300 | 2025-11-14 | — | |
| condos | 2 | 2 | 992 | $2,375 | 2026-08-21 | — | |
| condos | 2 | 2 | 1,036 | $2,300 | 2026-07-16 | — | |
| condos | 2 | 1 | 988 | $3,200 | 2026-06-04 | — | |
| condos | 2 | 2 | 1,060 | $2,400 | 2026-08-24 | — | |
| condos | 2 | 2 | 1,197 | $2,250 | 2026-07-09 | — | |
| apartment | 2 | 2 | 857 | $2,500 | 2026-08-15 | — | |
| condos | 2 | 2 | 1,036 | $2,300 | 2026-07-28 | — | |
| condos | 2 | 2 | 1,036 | $2,275 | 2026-04-23 | — | |
| condos | 2 | 2 | 992 | $2,400 | 2026-08-19 | — | |
| condos | 2 | 2 | 1,060 | $2,400 | 2026-07-25 | — | |
| apartment | 2 | 2 | 971 | $3,100 | 2026-08-15 | — | |
| condos | 2 | 2 | 1,036 | $2,650 | 2026-07-17 | — | |
| condos | 2 | 2 | 1,129 | $3,100 | 2026-07-19 | — | |
| condos | 2 | 2 | 857 | $2,400 | 2026-07-15 | — | |
| condos | 2 | 2 | 950 | $3,250 | 2026-07-21 | — | |
| condos | 2 | 3 | 1,124 | $3,200 | 2026-05-03 | — | |
| apartment | 2 | 2 | 1,106 | $3,900 | 2026-07-28 | — | |
| condos | 2 | 2 | 1,067 | $3,300 | 2026-07-20 | — | |
| condos | 2 | 2 | 1,052 | $3,290 | 2026-07-06 | — | |
| apartment | 2 | 3 | 1,124 | $2,950 | 2026-03-21 | — | |
| condos | 2 | 2 | 1,052 | $3,500 | 2026-08-05 | — | |
| condos | 2 | 2 | 1,162 | $3,400 | 2026-08-07 | — | |
| condos | 2 | 2 | 961 | $3,200 | 2026-06-16 | — | |
| condos | 2 | 2 | 1,032 | $4,900 | 2026-01-26 | — | |
| condos | 2 | 2 | 960 | $3,200 | 2026-03-23 | — | |
| condos | 2 | 2 | 1,106 | $3,900 | 2026-07-18 | — | |
| apartment | 2 | 2 | 1,024 | $4,350 | 2026-06-18 | — | |
| apartment | 2 | 2 | 1,040 | $4,350 | 2026-06-18 | — | |
| apartment | 2 | 2 | 1,052 | $3,500 | 2026-07-29 | — | |
| condos | 2 | 2 | 1,020 | $4,900 | 2025-10-13 | — | |
| apartment | 2 | 2 | 905 | $2,695 | 2026-08-02 | — | |
| apartment | 2 | 2 | 950 | $2,795 | 2026-08-14 | — | |
| apartment | 2 | 2 | 1,264 | $3,283 | — | — | |
| apartment | 2 | 2 | 969 | $3,633 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,708 | — | — | |
| apartment | 2 | 2 | 972 | $3,874 | — | — | |
| apartment | 2 | 2 | 900 | $2,450 | — | — | |
| condos | 2 | 2 | 1,129 | $3,150 | — | — | |
| apartment | 2 | 2 | 1,117 | $3,343 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,084 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,240 | — | — | |
| apartment | 2 | 2 | 1,038 | $3,230 | — | — | |
| apartment | 2 | 2 | 1,264 | $3,283 | — | — | |
| apartment | 2 | 2 | 1,022 | $3,285 | — | — | |
| apartment | 2 | 2 | 1,205 | $3,320 | — | — | |
| apartment | 2 | 2 | 1,264 | $3,348 | — | — | |
| apartment | 2 | 2 | 1,117 | $3,363 | — | — | |
| apartment | 2 | 2 | 972 | $3,854 | — | — | |
| apartment | 2 | 2 | 972 | $3,844 | — | — | |
| apartment | 2 | 2 | 1,051 | $3,705 | — | — | |
| apartment | 2 | 2 | 1,171 | $4,080 | — | — | |
| apartment | 2 | 2 | 1,101 | $4,054 | — | — | |
| apartment | 2 | 2 | 1,101 | $4,262 | — | — | |
| apartment | 2 | 2 | 1,171 | $4,100 | — | — | |
| apartment | 2 | 2 | 995 | $2,626 | 2025-06-02 | — | |
| condos | 2 | 2 | 1,005 | $2,395 | 2026-08-14 | — | |
| condos | 2 | 2 | 1,061 | $2,450 | 2026-09-01 | — | |
| condos | 2 | 2 | 950 | $3,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5201 NW Geneva Way Unit 103 | condos | 2 | 2 | 1,040 | $295,000 | 2026-08-28 |
| 5350 NW 84th Ave Unit 1604 | condos | 2 | 2 | 1,016 | $562,000 | 2026-08-28 |
| 8245 Lake Dr Apt 405 | condos | 2 | 2 | 1,197 | $305,000 | 2026-08-24 |
| 5252 NW 85th Ave Apt 511 | condos | 2 | 2 | 1,097 | $518,000 | 2026-08-20 |
| 8290 Lake Dr Apt 143 | condos | 2 | 2 | 1,036 | $250,000 | 2026-08-14 |
| 709 Curtiss Pkwy Apt 20 | condos | 2 | 2 | 1,020 | $350,000 | 2026-07-24 |
| 5252 NW 85th Ave Apt 1601 | condos | 2 | 2 | 1,067 | $540,000 | 2026-07-20 |
| 709 Curtiss Pkwy Apt 23 | condos | 2 | 2 | 1,020 | $300,000 | 2026-07-02 |
| 5252 NW 85th Ave Apt 911 | condos | 2 | 2 | 1,097 | $525,000 | 2026-06-22 |
| 4180 NW 79th Ave Apt 1D | condos | 2 | 2 | 1,060 | $279,000 | 2026-06-12 |
| 8255 Lake Dr Apt 206 | condos | 2 | 2 | 1,197 | $280,000 | 2026-06-11 |
| 5252 NW 85th Ave Apt 1910 | condos | 2 | 2 | 1,052 | $550,000 | 2026-06-05 |
| 8017 Lake Dr Apt 103 | condos | 2 | 2 | 824 | $299,900 | 2026-06-05 |
| 5300 NW 85th Ave Apt 1701 | condos | 2 | 2 | 1,073 | $525,000 | 2026-06-01 |
| 5350 NW 84th Ave Unit 1804 | condos | 2 | 2 | 1,016 | $605,000 | 2026-06-01 |
| 4200 NW 79th Ave Apt 2A | condos | 2 | 2 | 1,060 | $292,000 | 2026-05-29 |
| 8027 Lake Dr Apt 201 | condos | 2 | 2 | 857 | $310,000 | 2026-05-27 |
| 4530 NW 79th Ave Apt 2A | condos | 2 | 2 | 1,060 | $260,000 | 2026-05-15 |
| 5231 Geneva Way Apt 205 | condos | 2 | 2 | 1,061 | $232,500 | 2026-05-08 |
| 685 Miller Dr Apt 404E | condos | 2 | 2 | — | $225,000 | 2026-05-05 |
| 5350 NW 84th Ave Unit 2004 | condos | 2 | 2 | 1,017 | $590,000 | 2026-04-06 |
| 4350 NW 79th Ave Apt 1B | condos | 2 | 2 | 1,060 | $285,000 | 2026-04-02 |
| 5252 NW 85th Ave Apt 803 | condos | 2 | 2 | 950 | $450,000 | 2026-03-30 |
| 309 S Royal Poinciana Blvd Apt 304 | condos | 2 | 2 | 1,053 | $295,000 | 2026-02-26 |
| 5350 NW 84th Ave Unit 907 | condos | 2 | 2 | 1,024 | $555,000 | 2026-02-24 |
| 8001 NW 41st St Unit F303 | condos | 2 | 3 | 1,124 | $500,000 | 2026-02-23 |
| 8290 Lake Dr Apt 514 | condos | 2 | 2 | 1,036 | $315,000 | 2026-02-23 |
| 4636 NW 84th Ave Apt 47 | condos | 2 | 2 | 1,129 | $450,000 | 2026-02-23 |
| 8100 Geneva Ct Apt 147 | condos | 2 | 2 | 992 | $285,000 | 2026-02-20 |
| 8180 Geneva Ct Apt 326 | condos | 2 | 2 | 992 | $280,000 | 2026-02-05 |
| 4140 NW 79th Ave Apt 1B | condos | 2 | 2 | 1,060 | $277,000 | 2026-02-03 |
| 241 S Royal Poinciana Blvd Apt 305 | condos | 2 | 1 | 624 | $215,000 | 2026-01-21 |
| 8180 Geneva Ct Apt 325 | condos | 2 | 2 | 992 | $282,000 | 2025-12-30 |
| 5300 Paseo Blvd Unit 1714 | condos | 2 | 1 | 988 | $425,000 | 2025-12-26 |
| 4550 NW 79th Ave Apt 1D | condos | 2 | 2 | 1,060 | $292,000 | 2025-12-19 |
| 5300 NW 85th Ave Apt 1604 | condos | 2 | 2 | 1,063 | $525,000 | 2025-12-11 |
| 4480 NW 79th Ave Apt 2G | condos | 2 | 2 | 1,060 | $295,000 | 2025-12-05 |
| 680 Miller Dr Unit W402 | condos | 2 | 2 | 816 | $299,000 | 2025-11-20 |
| 5300 Paseo Blvd Unit 1001 | condos | 2 | 2 | 1,073 | $520,000 | 2025-11-19 |
| 8120 Geneva Ct Apt 449 | condos | 2 | 2 | 992 | $280,000 | 2025-11-05 |
| 8323 Lake Dr Apt 406 | condos | 2 | 2 | 1,197 | $300,000 | 2025-10-24 |
| 8225 Lake Dr Apt 502 | condos | 2 | 2 | 1,197 | $290,000 | 2025-09-16 |
| 4110 NW 79th Ave Apt 2C | condos | 2 | 1 | 780 | $268,000 | 2025-09-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 4640 NW 84th Ave Apt 16 | condos | 2 | 3 | 1,312 | $539,000 | — |
| 341 NW 67th Ave | single_family | 2 | 2 | 891 | $729,900 | — |
| 4154 NW 79th Ave Apt 2A | condos | 2 | 2 | 1,060 | $310,000 | — |
| 989 Eastward Dr | single_family | 2 | 2 | 1,572 | $769,500 | — |
| 4544 NW 79th Ave Apt 1H | condos | 2 | 2 | 1,060 | $297,000 | — |
| 4410 NW 79th Ave Apt 1C | condos | 2 | 2 | 1,060 | $289,900 | — |
| 437 Lark Ave | single_family | 2 | 1 | 850 | $585,000 | — |
| 680 Miller Dr Unit W405 | condos | 2 | 2 | 860 | $280,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $592,250 | $475 | -$36,918 | $455,013 | $137,237 |
| 2 | $610,018 | $664 | -$36,777 | $449,683 | $160,335 |
| 3 | $628,318 | $862 | -$36,628 | $443,987 | $184,331 |
| 4 | $647,168 | $1,071 | -$36,470 | $437,900 | $209,268 |
| 5 | $666,583 | $1,291 | -$36,301 | $431,395 | $235,188 |
| 6 | $686,580 | $1,522 | -$36,123 | $424,443 | $262,137 |
| 7 | $707,177 | $1,765 | -$35,935 | $417,014 | $290,163 |
| 8 | $728,393 | $2,020 | -$35,736 | $409,075 | $319,318 |
| 9 | $750,245 | $2,287 | -$35,525 | $400,590 | $349,654 |
| 10 | $772,752 | $2,568 | -$35,302 | $391,523 | $381,229 |