2100 S Miami Ave

Miami, FL 33129 · single_family · For Sale · 92 days on market
Asking price$7,850,000
6 beds 7 baths 5,350 sqft
Suggested offer$3,833,222$4,016,779 above the est. market value of $3,833,222.
View on Realtor.com →
Listed by Florencia Yagodnik · Swann Realty Partners, LLC.
Typesingle_family
Built2026
Price / sqft$1467
Est. value (own analysis)$3,833,222
Rent estimate (own analysis)$28,750/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-02
Removed date
MLSMiamiMLS #A12029320
Coordinates25.75443, -80.20095
Address2100 S Miami Ave
CityMiami
StateFL
Zip33129
Listing ID9938460254
Sourceus-real-estate-listings, cached 2026-08-29

ZIP market snapshot (33129)

Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$7,850,000
Down payment (20.0%)$1,570,000
Loan amount$6,280,000
Closing costs (5.0%)$392,500
Total cash to close$1,962,500
Rent (comp-derived)$28,750$345,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$345,000
Vacancy rate (assumption) assumption8.0%

$345,000 × 8.0% = $27,600

Effective gross income$26,450$317,400
Property tax (placeholder 1.9% of price)$12,429$149,150
Insurance (placeholder 0.8% of price)$5,233$62,800
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,438$17,250
Total operating expenses$19,100$229,200
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$317,400
Total operating expenses derived$229,200

$317,400 − $229,200 = $88,200

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$6,280,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$6,280,000 amortized at 6.7% over 30 years = $40,357/mo

CapEx reserve (5.0% of GSR)$1,438$17,250
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$88,200
Annual debt service derived$484,284
Annual CapEx reserve assumption$17,250
Annual PMI assumption$0

($88,200 − $484,284 − $17,250 − $0) ÷ 12 = -$34,444

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$88,200
Purchase price data$7,850,000

$88,200 ÷ $7,850,000 = 1.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$413,334
Total cash to close derived$1,962,500

-$413,334 ÷ $1,962,500 = -21.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$88,200
Annual debt service derived$484,284

$88,200 ÷ $484,284 = 0.18

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$345,000
Purchase price data$7,850,000

($345,000 ÷ 12) ÷ $7,850,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$7,850,000
Gross scheduled rent (annual) comp$345,000

$7,850,000 ÷ $345,000 = 22.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$229,200
Effective gross income derived$317,400

$229,200 ÷ $317,400 = 72.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$229,200
Annual debt service derived$484,284
Annual PMI assumption$0
Gross scheduled rent (annual) comp$345,000

($229,200 + $484,284 + $0) ÷ $345,000 = 206.8%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family643,500$17,0002026-08-13
single_family675,712$65,0002026-07-01
single_family665,322$28,0002026-06-17
single_family654,432$29,5002026-06-17
single_family664,181$18,0002026-08-03
single_family685,568$58,5002026-04-15

1230 NE 89th St

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage3,500
Listed2026-08-13
Days on market

Asking rent: $17,000

View on Zillow →

980 Belle Meade Island Dr

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage5,712
Listed2026-07-01
Days on market

Asking rent: $65,000

View on Zillow →

6220 SW 86th St

Miami, 33143 · rent comp

Bedrooms / bathrooms6 bd / 6 ba
Square footage5,322
Listed2026-06-17
Days on market

Asking rent: $28,000

View on Zillow →

1076 NE Little River Dr

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 5 ba
Square footage4,432
Listed2026-06-17
Days on market

Asking rent: $29,500

View on Zillow →

6200 SW 97th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms6 bd / 6 ba
Square footage4,181
Listed2026-08-03
Days on market

Asking rent: $18,000

View on Zillow →

707 NE 77th St

Miami, 33138 · rent comp

Bedrooms / bathrooms6 bd / 8 ba
Square footage5,568
Listed2026-04-15
Days on market

Asking rent: $58,500

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
801 SW 24th Rdsingle_family321,726$1,475,0002026-09-01
2130 S Miami Avesingle_family675,890$7,675,0002026-08-26
321 SW 32nd Rdsingle_family211,214$1,205,0002026-08-14
3001 S Miami Avesingle_family543,126$2,650,0002026-08-12
730 SW 20th Rdsingle_family211,025$905,0002026-08-07
322 SW 18th Rdsingle_family321,746$1,262,8952026-08-07
2031 S Miami Avesingle_family454,259$4,275,0002026-07-31
1153 SW 22nd Tersingle_family221,216$1,150,0002026-07-14
50 SW 26th Rdsingle_family322,260$1,443,8002026-07-06
365 SW 31st Rdsingle_family442,514$2,076,0002026-07-06
401 SW 28th Rdsingle_family442,518$1,728,0002026-06-15
452 SW 21st Rdsingle_family432,300$1,255,0002026-06-04
426 SW 26th Rdsingle_family431,688$1,250,0002026-06-04
321 SW 19th Rdsingle_family421,755$1,030,0002026-06-02
419 SW 30th Rdsingle_family321,304$1,375,0002026-05-28
441 SW 27th Rdsingle_family322,236$1,650,0002026-05-27
705 SW 26th Rdsingle_family222,550$1,400,0002026-05-18
1851 SW 2nd Ctsingle_family211,023$1,550,0002026-05-15
701 SW 27th Rdsingle_family442,743$3,820,0002026-05-15
2100 SW 9th Avesingle_family222,565$2,800,0002026-05-14
441 SW 27th Rdsingle_family442,332$1,650,0002026-05-13
998 SW 11th Stsingle_family542,108$1,370,0002026-05-13
159 SW 25th Rdsingle_family432,296$1,335,0002026-05-06
620 SW 27th Rdsingle_family221,257$1,350,0002026-04-15
45 SW 19th Rdsingle_family553,178$2,900,0002026-03-27
1852 SW 2nd Avesingle_family312,377$1,150,0002026-03-17
40 SW 30th Rdsingle_family322,303$1,700,0002026-03-16
2323 SW 2nd Avesingle_family554,808$4,850,0002026-03-13
3001 SW 4th Avesingle_family433,049$1,940,0002026-03-09
201 SW 30th Rdsingle_family322,037$1,495,0002026-03-05
100 SW 30th Rdsingle_family321,839$1,250,0002026-02-23
445 SW 24th Rdsingle_family432,167$1,150,0002026-02-13
1815 SW 12th Avesingle_family322,400$780,0002026-02-12
1928 S Miami Avesingle_family424,144$838,0002026-02-10
1739 SW 12th Avesingle_family422,410$1,600,0002026-02-03
257 SW 32nd Rdsingle_family543,300$2,000,0002026-01-31
531 SW 23rd Rdsingle_family432,086$1,600,0002026-01-23
2700 SW 4th Avesingle_family432,722$1,525,0002026-01-23
1020 SW 22nd Stsingle_family331,870$1,255,0002026-01-16
1564 SW 12th Avesingle_family322,332$1,500,0002026-01-09
326 SW 20th Rdsingle_family442,280$1,485,0002026-01-06
340 SW 25th Rdsingle_family442,229$1,150,0002025-12-30
701 SW 24th Rdsingle_family453,875$2,750,0002025-12-30
1575 SW 12th Avesingle_family421,479$1,200,0002025-12-30
47 SW 21st Rdsingle_family442,220$1,925,0002025-12-22
420 SW 19th Rdsingle_family333,178$1,850,0002025-12-17
431 SW 20th Rdsingle_family321,672$1,420,0002025-12-12
2301 S Miami Avesingle_family322,686$1,500,0002025-12-08
1150 SW 22nd Tersingle_family432,725$1,816,0002025-12-04
910 SW 23rd Rdsingle_family332,006$1,725,0002025-11-25

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
135 SW 29th Rdsingle_family684,287$5,600,000
2820 Brickell Avesingle_family676,522$9,950,000
2130 S Miami Avesingle_family675,890$7,949,950
3120 Brickell Avesingle_family676,000$14,900,000
175 SE 25th Rd Unit UPH01condos677,084$31,000,000

10-year hold projection

IRR-4.2%
Equity multiple0.31x
Total return (10yr)-$330,665
YearProperty valueNOICash flowLoan balanceEquity
1$8,085,500$88,200-$413,334$6,211,911$1,873,589
2$8,328,065$91,992-$409,973$6,139,146$2,188,919
3$8,577,907$95,926-$406,481$6,061,384$2,516,523
4$8,835,244$100,008-$402,852$5,978,283$2,856,962
5$9,100,301$104,243-$399,082$5,889,474$3,210,827
6$9,373,311$108,635-$395,166$5,794,567$3,578,743
7$9,654,510$113,190-$391,098$5,693,143$3,961,367
8$9,944,145$117,915-$386,873$5,584,754$4,359,391
9$10,242,469$122,815-$382,486$5,468,921$4,773,548
10$10,549,744$127,896-$377,931$5,345,134$5,204,609
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.