| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $150,000 |
| Down payment (20.0%) | $30,000 |
| Loan amount | $120,000 |
| Closing costs (5.0%) | $7,500 |
| Total cash to close | $37,500 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $3,033$36,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,791$33,488 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $238$2,850 |
| Insurance (placeholder 0.8% of price) | $100$1,200 |
| HOA dues | $1,194$14,328 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $152$1,820 |
| Total operating expenses | $1,683$20,198 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $152$1,820 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
No recent recorded sales cached yet for this ZIP.
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 320 SW 125th Ave | single_family | 5 | 6 | 3,919 | $3,250,000 | — |
| 1220 SW 139th Ave | single_family | 5 | 4 | 1,834 | $750,000 | — |
| 1013 SW 128th Ave | mobile | 5 | 4 | — | $155,000 | — |
| 551 SW 127th Ave | single_family | 5 | 3 | 2,191 | $1,900,000 | — |
| 13330 SW 5th St | single_family | 5 | 4 | 2,617 | $2,685,000 | — |
| 14405 SW 13th Ter | single_family | 5 | 4 | 2,751 | $1,395,000 | — |
| 827 SW 128th Ave | mobile | 5 | 4 | 60,696 | $185,000 | — |
| 135 SW 125th Ave | single_family | 5 | 4 | 3,017 | $3,000,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $154,500 | $13,290 | $2,216 | $118,699 | $35,801 |
| 2 | $159,135 | $13,790 | $2,670 | $117,309 | $41,826 |
| 3 | $163,909 | $14,307 | $3,141 | $115,823 | $48,086 |
| 4 | $168,826 | $14,842 | $3,628 | $114,235 | $54,591 |
| 5 | $173,891 | $15,396 | $4,133 | $112,538 | $61,353 |
| 6 | $179,108 | $15,970 | $4,657 | $110,724 | $68,383 |
| 7 | $184,481 | $16,563 | $5,198 | $108,786 | $75,695 |
| 8 | $190,016 | $17,177 | $5,760 | $106,715 | $83,300 |
| 9 | $195,716 | $17,812 | $6,341 | $104,502 | $91,214 |
| 10 | $201,587 | $18,470 | $6,943 | $102,137 | $99,451 |