4518 NW 4th St
Miami, FL 33126 · townhomes · For Sale · 135 days on market
Asking price$770,000
4 beds 4 baths 3,180 sqft
Listed by Gloria Coy · Realty One Group Evolution
Typetownhomes
Built2025
Price / sqft$242
Est. value (own analysis)$1,001,918
Rent estimate (own analysis)$8,999/mo
HOANone
1 / 25
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Statusfor_sale
Listed date2026-04-21
Removed date—
MLSMiamiMLS #A12004355
Coordinates25.77536, -80.27004
Address4518 NW 4th St
CityMiami
StateFL
Zip33126
Listing ID9739295261
Sourceus-real-estate-listings, cached 2026-08-25
ZIP market snapshot (33126)
Typical home value (ZHVI)$303,717
Typical rent (ZORI)$2,370/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $770,000 |
| Down payment (20.0%) | $154,000 |
| Loan amount | $616,000 |
| Closing costs (5.0%) | $38,500 |
| Total cash to close | $192,500 |
| Income | |
| Rent (comp-derived) | $8,999$107,988 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,279$99,349 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,219$14,630 |
| Insurance (placeholder 0.8% of price) | $513$6,160 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $450$5,399 |
| Total operating expenses | $2,182$26,189 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $450$5,399 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 4 | 4 | 2,532 | $8,700 | 2026-08-05 | — | |
| townhomes | 4 | 5 | 2,988 | $10,500 | 2026-07-27 | — | |
| townhomes | 4 | 5 | 2,750 | $8,999 | 2026-07-13 | — | |
| townhomes | 4 | 4 | 2,238 | $10,900 | 2026-06-22 | — | |
| townhomes | 4 | 3 | 3,696 | $12,000 | 2026-06-05 | — | |
| townhomes | 4 | 3 | 2,300 | $4,300 | 2026-08-04 | — | |
| townhomes | 4 | 3 | 2,308 | $4,050 | 2026-07-29 | — | |
| townhomes | 4 | 3 | 3,024 | $3,750 | 2026-04-09 | — | |
| townhomes | 4 | 5 | 2,757 | $18,000 | 2024-10-22 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8300 NW 10th St | townhomes | 2 | 3 | 1,250 | $325,000 | 2026-06-29 |
| 8300 NW 10th St | townhomes | 3 | 3 | 1,460 | $460,000 | 2026-06-22 |
| 8389 NW 8th St | townhomes | 2 | 3 | 952 | $375,000 | 2026-06-16 |
| 8670 NW 6th Ln Unit 4-109 | townhomes | 2 | 2 | 845 | $320,000 | 2026-06-05 |
| 4519 NW 3th St | townhomes | 4 | 4 | 3,180 | $760,000 | 2026-04-29 |
| 8550 NW 3rd Ln Unit 304 | townhomes | 2 | 3 | 979 | $332,000 | 2026-03-31 |
| 8262 NW 5th Ln Apt 392 | townhomes | 2 | 2 | 914 | $320,000 | 2026-02-27 |
| 8430 NW 8th St Apt A11 | townhomes | 2 | 3 | 970 | $280,000 | 2026-01-28 |
| 8360 NW 8th St Unit 11-2 | townhomes | 2 | 3 | 1,150 | $270,000 | 2025-12-22 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 30 NW 56th Ct | multi_family | 4 | 2 | 1,450 | $725,000 | — |
| 7239 NW Third St | multi_family | 4 | 3 | 1,480 | $770,000 | — |
| 6100 NW 2nd St | single_family | 4 | 3 | 1,836 | $850,000 | — |
| 321 NW 56th Ave | single_family | 4 | 3 | 1,345 | $800,000 | — |
| 6060 NW 7th St | single_family | 4 | 2 | 1,168 | $475,000 | — |
| 4074 NW 4th St | single_family | 4 | 3 | 1,506 | $644,000 | — |
| 8408 NW 8th St Unit 8408 | townhomes | 4 | 3 | 1,794 | $610,000 | — |
| 5181 NW 5th St | multi_family | 4 | 2 | 1,806 | $730,999 | — |
10-year hold projection
IRR19.5%
Equity multiple3.94x
Total return (10yr)$666,509
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $793,100 | $73,160 | $20,257 | $609,321 | $183,779 |
| 2 | $816,893 | $75,485 | $22,448 | $602,184 | $214,709 |
| 3 | $841,400 | $77,884 | $24,708 | $594,556 | $246,844 |
| 4 | $866,642 | $80,358 | $27,041 | $586,405 | $280,237 |
| 5 | $892,641 | $82,910 | $29,447 | $577,694 | $314,947 |
| 6 | $919,420 | $85,542 | $31,930 | $568,384 | $351,036 |
| 7 | $947,003 | $88,256 | $34,492 | $558,436 | $388,567 |
| 8 | $975,413 | $91,056 | $37,135 | $547,804 | $427,609 |
| 9 | $1,004,675 | $93,943 | $39,861 | $536,442 | $468,233 |
| 10 | $1,034,816 | $96,921 | $42,675 | $524,300 | $510,516 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.