12758 SW 230th St
Miami, FL 33170 · townhomes · For Sale · 34 days on market
Asking price$429,000
3 beds 3 baths 1,441 sqft
Suggested offer$380,669$48,331 above the est. market value of $380,669.
View on Realtor.com →Listed by Jose L. Mu?iz, PA · Keyes - Doral
Typetownhomes
Built2020
Price / sqft$298
Est. value (own analysis)$380,669
Rent estimate (own analysis)$2,925/mo
HOA$90/mo
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Statusfor_sale
Listed date2026-07-30
Removed date—
MLSMiamiMLS #A12062568
Coordinates25.55326, -80.39810
Address12758 SW 230th St
CityMiami
StateFL
Zip33170
Listing ID9734149366
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33170)
Typical home value (ZHVI)$572,990
Typical rent (ZORI)$2,406/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $429,000 |
| Down payment (20.0%) | $85,800 |
| Loan amount | $343,200 |
| Closing costs (5.0%) | $21,450 |
| Total cash to close | $107,250 |
| Income | |
| Rent (comp-derived) | $2,925$35,100 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,691$32,292 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $679$8,151 |
| Insurance (placeholder 0.8% of price) | $286$3,432 |
| HOA dues | $90$1,080 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $146$1,755 |
| Total operating expenses | $1,202$14,418 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $146$1,755 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,812 | $3,890 | 2026-07-22 | — | |
| townhomes | 3 | 3 | 1,695 | $2,950 | 2026-07-18 | — | |
| townhomes | 3 | 3 | 1,672 | $2,400 | 2026-07-06 | — | |
| townhomes | 3 | 3 | 1,695 | $2,900 | 2026-06-17 | — | |
| townhomes | 3 | 3 | 1,331 | $2,650 | 2026-06-17 | — | |
| townhomes | 3 | 2 | 1,350 | $3,100 | 2026-08-01 | — | |
| townhomes | 3 | 3 | 1,442 | $2,900 | 2026-07-30 | — | |
| townhomes | 3 | 3 | 1,812 | $3,600 | 2026-07-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11052 SW 230 Ter | townhomes | 3 | 3 | 1,489 | $495,050 | 2026-08-31 |
| 22952 SW 127th Ct Unit 1 | townhomes | 3 | 3 | 1,694 | $455,000 | 2026-08-28 |
| 21955 SW 124ave | townhomes | 3 | 2 | — | $474,900 | 2026-08-14 |
| 11300 SW 230th Ter | townhomes | 3 | 2 | 1,672 | $392,000 | 2026-07-14 |
| 12765 SW 229th Ter | townhomes | 3 | 2 | 1,331 | $459,900 | 2026-07-08 |
| 22959 SW 112th Pl | townhomes | 3 | 3 | 1,559 | $399,000 | 2026-07-06 |
| 23031 SW 127th Ct | townhomes | 3 | 3 | 1,828 | $550,000 | 2026-06-22 |
| 12389 SW 220th St | townhomes | 3 | 2 | — | $474,900 | 2026-04-02 |
| 12383 SW 220th St | townhomes | 3 | 2 | — | $485,000 | 2026-03-27 |
| 12395 SW 220th St | townhomes | 3 | 2 | — | $480,000 | 2026-03-23 |
| 12330 SW 219th St | townhomes | 3 | 2 | — | $474,900 | 2026-03-23 |
| 12744 SW 230th St Unit 12744 | townhomes | 3 | 3 | 1,694 | $440,000 | 2026-03-19 |
| 23286 SW 131st Ct | townhomes | 3 | 3 | — | $435,000 | 2026-03-13 |
| 21911 SW 124th Ave | townhomes | 3 | 2 | — | $475,000 | 2026-03-13 |
| 12350 SW 219th St | townhomes | 3 | 2 | — | $474,900 | 2026-03-10 |
| 12393 SW 220th St | townhomes | 3 | 2 | — | $474,900 | 2026-03-10 |
| 12336 SW 219th St | townhomes | 3 | 2 | — | $474,900 | 2026-02-27 |
| 12344 SW 219th St | townhomes | 3 | 2 | — | $499,900 | 2026-02-20 |
| 23125 SW 112th Ct | townhomes | 3 | 2 | 1,672 | $390,000 | 2026-02-05 |
| 11257 SW 231st Ln | townhomes | 3 | 2 | 1,672 | $350,000 | 2026-01-23 |
| 12387 SW 220th St | townhomes | 3 | 2 | — | $499,900 | 2026-01-06 |
| 23053 SW 131st Ave | townhomes | 3 | 3 | 1,697 | $545,375 | 2026-01-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 23082 SW 127th Pl Unit 0 | townhomes | 3 | 3 | 1,441 | $455,000 | — |
| 12955 SW 231st Ter Unit 12955 | townhomes | 3 | 3 | 1,695 | $559,700 | — |
| 23029 SW 128th Pl | townhomes | 3 | 3 | 1,442 | $440,000 | — |
| 23220 SW 131st Ct | townhomes | 3 | 3 | 1,331 | $445,000 | — |
| 11073 SW 231 Ln | townhomes | 3 | 3 | 1,668 | $508,290 | — |
| SW 232 St & SW 112th Ave | townhomes | 3 | 2 | 1,416 | $462,990 | — |
| SW 232 St & SW 112th Ave | townhomes | 3 | 3 | 1,504 | $481,990 | — |
| SW 232 St & SW 112th Ave | townhomes | 3 | 2 | 1,368 | $444,990 | — |
10-year hold projection
IRR3.9%
Equity multiple1.62x
Total return (10yr)$122,970
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $441,870 | $17,874 | -$10,347 | $339,479 | $102,391 |
| 2 | $455,126 | $18,482 | -$9,783 | $335,502 | $119,624 |
| 3 | $468,780 | $19,111 | -$9,199 | $331,253 | $137,527 |
| 4 | $482,843 | $19,760 | -$8,596 | $326,711 | $156,132 |
| 5 | $497,329 | $20,430 | -$7,973 | $321,858 | $175,471 |
| 6 | $512,248 | $21,123 | -$7,329 | $316,671 | $195,578 |
| 7 | $527,616 | $21,838 | -$6,663 | $311,128 | $216,488 |
| 8 | $543,444 | $22,577 | -$5,976 | $305,204 | $238,240 |
| 9 | $559,748 | $23,340 | -$5,265 | $298,874 | $260,874 |
| 10 | $576,540 | $24,128 | -$4,530 | $292,109 | $284,431 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.