| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $829,990 |
| Down payment (20.0%) | $165,998 |
| Loan amount | $663,992 |
| Closing costs (5.0%) | $41,500 |
| Total cash to close | $207,498 |
| Income | |
| Rent (comp-derived) | $6,990$83,880 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,431$77,170 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,314$15,770 |
| Insurance (placeholder 0.8% of price) | $553$6,640 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $350$4,194 |
| Total operating expenses | $2,217$26,604 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $350$4,194 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 3,391 | $5,000 | 2026-04-27 | — | |
| single_family | 5 | 3 | 2,863 | $6,990 | 2026-07-10 | — | |
| single_family | 5 | 3 | 2,863 | $6,990 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17540 SW 254th St | single_family | 5 | 4 | — | $760,000 | 2026-08-20 |
| 24480 SW 209th Pl | single_family | 5 | 4 | 3,424 | $1,597,000 | 2026-08-20 |
| 27800 SW 182nd Ave | single_family | 5 | 5 | 4,066 | $1,725,000 | 2026-08-12 |
| 27701 SW 162nd Ct | single_family | 5 | 3 | 2,282 | $565,000 | 2026-07-23 |
| 18760 SW 238th St | single_family | 5 | 4 | 2,972 | $1,020,000 | 2026-06-29 |
| 23621 SW 167th Ave | single_family | 5 | 3 | 4,189 | $1,000,000 | 2026-06-10 |
| 23840 SW 209th Pl | single_family | 5 | 4 | 3,374 | $1,495,000 | 2026-06-09 |
| 27339 SW 160th Ave | single_family | 5 | 4 | 2,838 | $817,300 | 2026-03-12 |
| 27511 SW 160th Ave | single_family | 5 | 4 | 3,456 | $735,100 | 2026-03-12 |
| 27441 SW 160th Ave | single_family | 5 | 4 | 3,456 | $843,000 | 2026-03-12 |
| 27440 SW 160th Ave | single_family | 5 | 4 | 3,456 | $746,600 | 2026-03-12 |
| 27373 SW 159th Pl | single_family | 5 | 4 | 2,838 | $777,300 | 2026-03-12 |
| 21820 SW 254th St | single_family | 5 | 3 | 4,844 | $1,200,000 | 2026-02-20 |
| 27510 SW 170th Ave | single_family | 5 | 6 | 4,000 | $1,800,000 | 2026-02-11 |
| 16625 SW 236th St | single_family | 5 | 4 | 2,088 | $800,000 | 2026-02-05 |
| 23600 SW 212th Ave | single_family | 5 | 3 | 3,198 | $1,300,000 | 2026-01-30 |
| 20925 SW 248th St | single_family | 5 | 2 | 2,657 | $1,180,000 | 2026-01-14 |
| 27520 SW 161st Ct | single_family | 5 | 4 | 3,456 | $739,400 | 2025-12-11 |
| 27301 SW 161st Ave | single_family | 5 | 4 | 2,838 | $734,300 | 2025-12-11 |
| 27567 SW 161st Ct | single_family | 5 | 4 | 3,456 | $698,400 | 2025-12-11 |
| 27342 SW 161st Ct | single_family | 5 | 4 | 2,838 | $666,300 | 2025-12-10 |
| 27443 SW 161st Ct | single_family | 5 | 4 | 3,456 | $709,900 | 2025-12-10 |
| 27235 SW 159th Pl | single_family | 5 | 4 | 2,838 | $750,900 | 2025-12-05 |
| 27564 SW 160th Ave | single_family | 5 | 4 | 3,456 | $725,100 | 2025-12-05 |
| 27303 SW 160th Ave | single_family | 5 | 4 | 2,838 | $765,000 | 2025-12-05 |
| 27407 SW 161st Ave | single_family | 5 | 4 | 3,456 | $805,000 | 2025-12-05 |
| 27375 SW 160th Ave | single_family | 5 | 3 | 2,838 | $762,300 | 2025-12-05 |
| 21059 SW 238th St | single_family | 5 | 4 | 3,827 | $1,450,000 | 2025-11-17 |
| 24301 SW 192nd Ave | single_family | 5 | 3 | 3,018 | $1,650,000 | 2025-11-10 |
| 27471 SW 161st Ave | single_family | 5 | 4 | 3,456 | $688,000 | 2025-11-07 |
| 27373 SW 161st Ave | single_family | 5 | 4 | 2,838 | $741,300 | 2025-11-07 |
| 27300 SW 161st Ave | single_family | 5 | 4 | 2,838 | $724,000 | 2025-11-05 |
| 27341 SW 161st Ct | single_family | 5 | 4 | 2,838 | $779,900 | 2025-11-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 27307 SW 159th Ct | single_family | 5 | 4 | 3,468 | $859,390 | — |
| 27411 SW 161 Ct | single_family | 5 | 4 | 2,806 | $809,990 | — |
| 27411 SW 161 Ct | single_family | 5 | 4 | 3,468 | $850,990 | — |
| 27370 SW 159th Ave | single_family | 5 | 5 | — | $829,990 | — |
| 24080 SW 212th Ave | single_family | 5 | 5 | — | $799,000 | — |
| 15720 SW 252nd St | single_family | 5 | 4 | 3,095 | $1,350,000 | — |
| 24225 SW 198th Ave | single_family | 5 | 4 | 2,722 | $1,100,000 | — |
| 26500 SW 217th Ave | single_family | 5 | 7 | 3,684 | $3,495,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $854,890 | $50,566 | -$4,832 | $656,793 | $198,097 |
| 2 | $880,536 | $52,216 | -$3,287 | $649,099 | $231,437 |
| 3 | $906,952 | $53,919 | -$1,692 | $640,878 | $266,075 |
| 4 | $934,161 | $55,676 | -$44 | $632,091 | $302,070 |
| 5 | $962,186 | $57,490 | $1,656 | $622,701 | $339,485 |
| 6 | $991,051 | $59,361 | $3,412 | $612,667 | $378,385 |
| 7 | $1,020,783 | $61,292 | $5,225 | $601,943 | $418,840 |
| 8 | $1,051,407 | $63,285 | $7,096 | $590,483 | $460,924 |
| 9 | $1,082,949 | $65,342 | $9,028 | $578,236 | $504,713 |
| 10 | $1,115,437 | $67,464 | $11,023 | $565,148 | $550,289 |