13659 SW 158th Ave
Miami, FL 33196 · townhomes · For Sale · 13 days on market
Asking price$649,900
4 beds 4 baths 2,152 sqft
Suggested offer$618,600$31,300 above the est. market value of $618,600.
View on Realtor.com →Listed by Jeancarlo Danies · Real Estate Sales Force
Typetownhomes
Built—
Price / sqft$302
Est. value (Realtor.com)$618,600
Rent estimate (own analysis)$3,350/mo
HOA$138/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-20
Removed date—
MLSMiamiMLS #A12074639
Coordinates25.63888, -80.44921
Address13659 SW 158th Ave
CityMiami
StateFL
Zip33196
Listing ID9663768292
Sourcerealtor, cached 2026-08-21
ZIP market snapshot (33196)
Typical home value (ZHVI)$568,371
Typical rent (ZORI)$2,615/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $649,900 |
| Down payment (20.0%) | $129,980 |
| Loan amount | $519,920 |
| Closing costs (5.0%) | $32,495 |
| Total cash to close | $162,475 |
| Income | |
| Rent (comp-derived) | $3,350$40,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,082$36,984 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $583$7,000 |
| Insurance (est. scaled by flood & wind risk) | $650$7,799 |
| HOA dues | $138$1,656 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $168$2,010 |
| Total operating expenses | $1,539$18,465 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $168$2,010 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 4 | 3 | 2,312 | $3,400 | 2026-08-13 | — | |
| townhomes | 4 | 3 | 2,312 | $3,400 | 2026-08-07 | — | |
| townhomes | 4 | 3 | 2,312 | $3,350 | 2026-07-20 | — | |
| townhomes | 4 | 3 | 2,312 | $3,200 | 2026-07-11 | — | |
| townhomes | 4 | 3 | 2,312 | $3,350 | 2026-06-29 | — | |
| townhomes | 4 | 3 | 1,876 | $3,450 | 2026-06-10 | — | |
| townhomes | 4 | 3 | 2,312 | $3,300 | 2026-05-20 | — | |
| townhomes | 4 | 3 | 1,827 | $3,350 | 2026-07-27 | — | |
| townhomes | 4 | 3 | 1,827 | $4,500 | 2026-08-31 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 10210 SW 154th Pl Unit 110-8 | townhomes | 3 | 3 | 1,680 | $425,000 | 2026-08-17 |
| 15436 SW 119th Ter | townhomes | 3 | 2 | 1,507 | $535,000 | 2026-08-14 |
| 17146 SW 93rd St | townhomes | 5 | 4 | 2,312 | $630,000 | 2026-08-13 |
| 11981 SW 150th Pl | townhomes | 3 | 2 | 1,701 | $525,000 | 2026-08-07 |
| 16266 SW 103rd Ter | townhomes | 3 | 3 | 1,957 | $520,000 | 2026-07-31 |
| 10525 SW 153rd Ct Apt 4 | townhomes | 3 | 2 | 1,289 | $405,000 | 2026-07-20 |
| 11159 SW 154th Pl | townhomes | 3 | 3 | 1,386 | $459,900 | 2026-07-15 |
| 9411 SW 171st Ave | townhomes | 5 | 4 | 2,312 | $635,000 | 2026-07-14 |
| 15297 SW 119th Ter Unit 15297 | townhomes | 3 | 3 | 1,368 | $490,000 | 2026-07-08 |
| 10420 SW 154th Ct Apt 5 | townhomes | 2 | 3 | 1,232 | $390,000 | 2026-07-06 |
| 11859 SW 154th Ave | townhomes | 3 | 2 | 1,838 | $550,000 | 2026-06-29 |
| 15365 SW 104th Ter Apt 1 | townhomes | 3 | 3 | 1,218 | $389,000 | 2026-06-23 |
| 10415 SW 154th Ct Apt 2 | townhomes | 2 | 2 | 1,050 | $375,000 | 2026-06-18 |
| 14944 SW 88th Ter | townhomes | 3 | 2 | 1,200 | $470,000 | 2026-06-12 |
| 15056 SW 116th St | townhomes | 2 | 2 | 1,416 | $454,000 | 2026-06-09 |
| 16515 SW 97th St | townhomes | 3 | 2 | 1,489 | $550,000 | 2026-06-08 |
| 17038 SW 95th Ter | townhomes | 3 | 3 | 1,740 | $515,000 | 2026-06-05 |
| 16789 SW 96th St | townhomes | 4 | 3 | 1,930 | $525,000 | 2026-06-04 |
| 15070 SW 116th St | townhomes | 2 | 2 | 1,416 | $450,000 | 2026-05-28 |
| 16526 SW 97th Ter | townhomes | 4 | 2 | 1,780 | $525,000 | 2026-05-18 |
| 15328 SW 111th St | townhomes | 3 | 2 | 1,638 | $455,000 | 2026-05-11 |
| 15049 SW 119th Ln | townhomes | 3 | 3 | 1,701 | $520,000 | 2026-05-08 |
| 14927 SW 89th St | townhomes | 3 | 2 | 1,378 | $450,000 | 2026-05-07 |
| 10305 SW 154th Cir Ct Apt 26 | townhomes | 2 | 1 | 909 | $330,000 | 2026-04-29 |
| 10116 SW 162nd Pl | townhomes | 3 | 2 | 1,315 | $468,000 | 2026-04-29 |
| 15736 SW 136th Way | townhomes | 3 | 4 | 1,824 | $570,000 | 2026-04-15 |
| 10315 SW 154th Cir Ct Apt 28 | townhomes | 2 | 1 | 909 | $319,000 | 2026-04-10 |
| 10425 SW 153rd Ct Apt 8 | townhomes | 2 | 3 | 1,289 | $412,000 | 2026-04-09 |
| 9253 SW 169th Psge | townhomes | 5 | 4 | 2,312 | $633,000 | 2026-04-06 |
| 15365 SW 104th Ter Apt 2 | townhomes | 2 | 2 | 1,078 | $388,000 | 2026-04-02 |
| 10515 SW 153rd Ct Apt 3 | townhomes | 2 | 3 | 1,078 | $350,000 | 2026-03-27 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 16162 SW 143rd St | single_family | 4 | 4 | 2,310 | $990,000 | — |
| 10135 SW 156th Ave | single_family | 4 | 2 | 2,243 | $799,000 | — |
| 14161 SW 153rd Ave | single_family | 4 | 3 | 2,249 | $830,000 | — |
| 10051 SW 147th Pl | single_family | 4 | 3 | 2,272 | $740,000 | — |
| 15234 SW 140th St | single_family | 4 | 2 | 2,368 | $789,500 | — |
| 15233 SW 141st St | single_family | 4 | 3 | 2,142 | $785,000 | — |
| 14750 SW 152nd Ct | single_family | 4 | 3 | 3,004 | $995,000 | — |
| 15749 SW 136th Ter | single_family | 4 | 4 | 2,534 | $767,000 | — |
10-year hold projection
IRR0.4%
Equity multiple1.06x
Total return (10yr)$94,564
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $669,397 | $18,519 | -$23,585 | $514,283 | $155,114 |
| 2 | $689,479 | $19,167 | -$22,987 | $508,259 | $181,220 |
| 3 | $710,163 | $19,837 | -$22,369 | $501,821 | $208,343 |
| 4 | $731,468 | $20,529 | -$21,730 | $494,941 | $236,528 |
| 5 | $753,412 | $21,244 | -$21,068 | $487,588 | $265,824 |
| 6 | $776,015 | $21,983 | -$20,385 | $479,731 | $296,284 |
| 7 | $799,295 | $22,747 | -$19,677 | $471,334 | $327,961 |
| 8 | $823,274 | $23,537 | -$18,946 | $462,360 | $360,914 |
| 9 | $847,972 | $24,353 | -$18,190 | $452,770 | $395,202 |
| 10 | $873,411 | $25,196 | -$17,408 | $442,522 | $430,889 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.