125 SW 29th Rd
Miami, FL 33129 · single_family · For Sale · 124 days on market
Asking price$5,800,000
5 beds 7 baths 4,509 sqft
Suggested offer$3,822,409$1,977,591 above the est. market value of $3,822,409.
View on Realtor.com →Listed by Anastasia Mastantuono · Miami Realty Solution Group
Typesingle_family
Built2026
Price / sqft$1286
Est. value (own analysis)$3,822,409
Rent estimate (own analysis)$25,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-01
Removed date—
MLSMiamiMLS #A12011271
Coordinates25.75207, -80.20909
Address125 SW 29th Rd
CityMiami
StateFL
Zip33129
Listing ID9657008741
Sourceus-real-estate-listings, cached 2026-08-29
ZIP market snapshot (33129)
Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $5,800,000 |
| Down payment (20.0%) | $1,160,000 |
| Loan amount | $4,640,000 |
| Closing costs (5.0%) | $290,000 |
| Total cash to close | $1,450,000 |
| Income | |
| Rent (comp-derived) | $25,000$300,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $23,000$276,000 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $9,183$110,200 |
| Insurance (est. scaled by flood & wind risk) | $5,800$69,600 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $1,250$15,000 |
| Total operating expenses | $16,233$194,800 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $1,250$15,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 3,558 | $10,800 | 2026-07-25 | — | |
| single_family | 5 | 5 | 3,698 | $25,000 | 2025-11-17 | — | |
| single_family | 5 | 6 | 4,250 | $55,000 | 2025-11-16 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 3001 S Miami Ave | single_family | 5 | 4 | 3,126 | $2,650,000 | 2026-08-12 |
| 998 SW 11th St | single_family | 5 | 4 | 2,108 | $1,370,000 | 2026-05-13 |
| 45 SW 19th Rd | single_family | 5 | 5 | 3,178 | $2,900,000 | 2026-03-27 |
| 2323 SW 2nd Ave | single_family | 5 | 5 | 4,808 | $4,850,000 | 2026-03-13 |
| 257 SW 32nd Rd | single_family | 5 | 4 | 3,300 | $2,000,000 | 2026-01-31 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 175 SE 25th Rd Apt 4202 | condos | 5 | 7 | 4,735 | $10,800,000 | — |
| 1120 SW 12th St | multi_family | 5 | 3 | 3,304 | $1,150,000 | — |
| 175 SE 25th Rd Apt 4301 | condos | 5 | 6 | 4,725 | $10,000,000 | — |
| 35 SW 22nd Rd | single_family | 5 | 6 | — | $6,199,900 | — |
| 2127 Brickell Ave Apt 3602 | condos | 5 | 6 | 4,435 | $7,200,000 | — |
| 2765 Brickell Ct | single_family | 5 | 6 | 4,236 | $5,295,000 | — |
| 175 SE 25th St Ph 4302 | condos | 5 | 7 | 4,735 | $9,100,000 | — |
| 175 SE 25th Rd Apt 4001 | condos | 5 | 6 | 4,725 | $10,200,000 | — |
10-year hold projection
IRR-3.5%
Equity multiple0.42x
Total return (10yr)-$79,142
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $5,974,000 | $81,200 | -$291,615 | $4,589,692 | $1,384,308 |
| 2 | $6,153,220 | $84,610 | -$288,580 | $4,535,929 | $1,617,291 |
| 3 | $6,337,817 | $88,147 | -$285,427 | $4,478,475 | $1,859,342 |
| 4 | $6,527,951 | $91,814 | -$282,154 | $4,417,075 | $2,110,876 |
| 5 | $6,723,790 | $95,618 | -$278,754 | $4,351,458 | $2,372,331 |
| 6 | $6,925,503 | $99,561 | -$275,224 | $4,281,336 | $2,644,167 |
| 7 | $7,133,268 | $103,650 | -$271,560 | $4,206,398 | $2,926,870 |
| 8 | $7,347,266 | $107,889 | -$267,756 | $4,126,315 | $3,220,952 |
| 9 | $7,567,684 | $112,284 | -$263,807 | $4,040,731 | $3,526,953 |
| 10 | $7,794,715 | $116,839 | -$259,709 | $3,949,271 | $3,845,444 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.