13962 SW 52nd Ln

Miami, FL 33175 · single_family · For Sale · 15 days on market
Asking price$449,999
2 beds 1 baths — sqft
View on Realtor.com →
Listed by Jonathan Vigoa · South Florida Real Estate Grp
Typesingle_family
Built1979
Price / sqft
Est. value (own analysis)$570,000
Rent estimate (own analysis)$2,800/mo
HOA$58/mo
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Neighborhood

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Statusfor_sale
Listed date2026-08-18
Removed date
MLSMiamiMLS #A12072268
Coordinates25.71623, -80.41816
Address13962 SW 52nd Ln
CityMiami
StateFL
Zip33175
Listing ID9650439898
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33175)

Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$449,999
Down payment (20.0%)$90,000
Loan amount$359,999
Closing costs (5.0%)$22,500
Total cash to close$112,500
Rent (comp-derived)$2,800$33,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$33,600
Vacancy rate (assumption) assumption8.0%

$33,600 × 8.0% = $2,688

Effective gross income$2,576$30,912
Property tax (placeholder 1.9% of price)$713$8,550
Insurance (placeholder 0.8% of price)$300$3,600
HOA dues$58$696
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$140$1,680
Total operating expenses$1,211$14,526
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$30,912
Total operating expenses derived$14,526

$30,912 − $14,526 = $16,386

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$359,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$359,999 amortized at 6.7% over 30 years = $2,313/mo

CapEx reserve (5.0% of GSR)$140$1,680
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$16,386
Annual debt service derived$27,761
Annual CapEx reserve assumption$1,680
Annual PMI assumption$0

($16,386 − $27,761 − $1,680 − $0) ÷ 12 = -$1,088

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$16,386
Purchase price data$449,999

$16,386 ÷ $449,999 = 3.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$13,055
Total cash to close derived$112,500

-$13,055 ÷ $112,500 = -11.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$16,386
Annual debt service derived$27,761

$16,386 ÷ $27,761 = 0.59

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$33,600
Purchase price data$449,999

($33,600 ÷ 12) ÷ $449,999 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$449,999
Gross scheduled rent (annual) comp$33,600

$449,999 ÷ $33,600 = 13.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$14,526
Effective gross income derived$30,912

$14,526 ÷ $30,912 = 47.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$14,526
Annual debt service derived$27,761
Annual PMI assumption$0
Gross scheduled rent (annual) comp$33,600

($14,526 + $27,761 + $0) ÷ $33,600 = 125.9%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family22928$2,8002026-08-21
single_family222,520$2,9502026-08-20
single_family221,240$2,2752026-08-20
single_family211,611$3,3002026-08-14
single_family22935$2,1002026-08-14
single_family211,104$2,5002026-08-13
single_family221,205$3,4002026-08-12
single_family221,380$3,0002026-08-12
single_family21$2,1002026-08-12

242 NW 51st Ave Unit 0

Miami, 33126 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage928
Listed2026-08-21
Days on market

Asking rent: $2,800

View on Zillow →

14861 SW 70th St

Miami, 33193 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage2,520
Listed2026-08-20
Days on market

Asking rent: $2,950

View on Zillow →

13951 Kendale Lakes Cir

Miami, 33183 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,240
Listed2026-08-20
Days on market

Asking rent: $2,275

View on Zillow →

4175 SW 87th Ave Unit 1

Miami, 33165 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,611
Listed2026-08-14
Days on market

Asking rent: $3,300

View on Zillow →

5055 NW 7th St

Miami, 33126 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage935
Listed2026-08-14
Days on market

Asking rent: $2,100

View on Zillow →

1221 SW 76th Ct

Miami, 33144 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,104
Listed2026-08-13
Days on market

Asking rent: $2,500

View on Zillow →

9114 SW 132nd Ln Unit 9114

Miami, 33176 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,205
Listed2026-08-12
Days on market

Asking rent: $3,400

View on Zillow →

11013 SW 113th Pl

Miami, 33176 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,380
Listed2026-08-12
Days on market

Asking rent: $3,000

View on Zillow →

10928 SW 2nd St

Miami, 33174 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage
Listed2026-08-12
Days on market

Asking rent: $2,100

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
13861 SW 42nd Tersingle_family221,152$229,0002026-08-18
12009 SW 39th Tersingle_family21966$641,0002026-08-05
3131 SW 117th Ctsingle_family211,077$600,0002026-06-01
3952 SW 136th Avesingle_family222,256$674,9002026-05-15
2810 SW 123rd Ctsingle_family211,241$825,0002026-05-07
3825 SW 125th Avesingle_family211,492$750,0002026-04-30
5022 SW 139th Plsingle_family221,028$450,0002026-04-30
4421 SW 138th Ctsingle_family221,152$420,0002026-04-30
2870 SW 123rd Ctsingle_family211,125$570,0002026-04-20
12401 SW 47th Stsingle_family211,949$1,530,0002026-03-03
4242 SW 137th Ctsingle_family211,260$560,0002026-02-19
13720 SW 16th Tersingle_family221,554$456,0002025-12-18
3851 SW 119th Avesingle_family211,080$400,0002025-12-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11800 SW 18th St Unit 314-4condos22898$295,000
4904 SW 139th Cttownhomes22970$445,000
11790 SW 18th St Unit 524-3condos22898$279,000
12337 SW 20th Tertownhomes22982$450,000
12241 SW 16th Ter Unit 102Ktownhomes231,032$390,000
5302 SW 138th Pltownhomes221,028$455,000
11790 SW 18th St Unit 520-3condos22898$270,000
13923 SW 46th Ter Unit C333townhomes231,351$425,000

10-year hold projection

IRR2.5%
Equity multiple1.40x
Total return (10yr)$103,548
YearProperty valueNOICash flowLoan balanceEquity
1$463,499$16,386-$13,055$356,096$107,403
2$477,404$16,950-$12,533$351,925$125,479
3$491,726$17,533-$11,993$347,467$144,259
4$506,478$18,136-$11,435$342,703$163,774
5$521,672$18,758-$10,858$337,612$184,060
6$537,322$19,401-$10,261$332,172$205,150
7$553,442$20,065-$9,645$326,358$227,084
8$570,045$20,751-$9,007$320,145$249,901
9$587,147$21,460-$8,348$313,505$273,642
10$604,761$22,192-$7,667$306,409$298,353
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.