4719 N Miami Ave

Miami, FL 33127 · townhomes · For Sale · 189 days on market
Asking price$1,429,000
4 beds 4 baths 1,928 sqft
Suggested offer$683,418$745,582 above the est. market value of $683,418.
View on Realtor.com →
Listed by Christina Fernandez · Acc Realty, Inc.
Typetownhomes
Built2026
Price / sqft$741
Est. value (Zillow, adjusted)$683,418
Rent estimate (own analysis)$4,050/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-02-25
Removed date
MLSMiamiMLS #A11963683
Coordinates25.81894, -80.19541
Address4719 N Miami Ave
CityMiami
StateFL
Zip33127
Listing ID9584978723
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33127)

Typical home value (ZHVI)$528,160
Typical rent (ZORI)$2,975/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,429,000
Down payment (20.0%)$285,800
Loan amount$1,143,200
Closing costs (5.0%)$71,450
Total cash to close$357,250
Rent (comp-derived)$4,050$48,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$48,600
Vacancy rate (assumption) assumption8.0%

$48,600 × 8.0% = $3,888

Effective gross income$3,726$44,712
Property tax (placeholder 1.9% of price)$2,263$27,151
Insurance (placeholder 0.8% of price)$953$11,432
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$203$2,430
Total operating expenses$3,418$41,013
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$44,712
Total operating expenses derived$41,013

$44,712 − $41,013 = $3,699

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,143,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,143,200 amortized at 6.7% over 30 years = $7,347/mo

CapEx reserve (5.0% of GSR)$203$2,430
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$3,699
Annual debt service derived$88,158
Annual CapEx reserve assumption$2,430
Annual PMI assumption$0

($3,699 − $88,158 − $2,430 − $0) ÷ 12 = -$7,241

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$3,699
Purchase price data$1,429,000

$3,699 ÷ $1,429,000 = 0.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$86,889
Total cash to close derived$357,250

-$86,889 ÷ $357,250 = -24.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$3,699
Annual debt service derived$88,158

$3,699 ÷ $88,158 = 0.04

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$48,600
Purchase price data$1,429,000

($48,600 ÷ 12) ÷ $1,429,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,429,000
Gross scheduled rent (annual) comp$48,600

$1,429,000 ÷ $48,600 = 29.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$41,013
Effective gross income derived$44,712

$41,013 ÷ $44,712 = 91.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$41,013
Annual debt service derived$88,158
Annual PMI assumption$0
Gross scheduled rent (annual) comp$48,600

($41,013 + $88,158 + $0) ÷ $48,600 = 265.8%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes441,946$5,8002026-08-17
townhomes431,820$4,1002026-08-11
townhomes442,532$8,7002026-08-05
townhomes431,475$3,2002026-07-19
townhomes431,920$3,8502026-07-19
townhomes432,123$5,0002026-07-06
townhomes431,876$3,5002026-05-22
townhomes442,238$10,9002026-06-22
townhomes431,820$4,2002026-06-22
townhomes432,300$4,3002026-08-04
townhomes432,000$3,3002026-07-31
townhomes432,308$4,0502026-07-29
townhomes431,920$3,8502026-08-22
townhomes431,899$3,5002026-03-11
townhomes431,920$3,9502026-02-27

2286 SW 16th Ct Unit 2286

Miami, 33145 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,946
Listed2026-08-17
Days on market

Asking rent: $5,800

View on Zillow →

12613 NW 23rd Pl Unit 0

Miami, 33167 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-08-11
Days on market

Asking rent: $4,100

View on Zillow →

3072 Carter St

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,532
Listed2026-08-05
Days on market

Asking rent: $8,700

View on Zillow →

8862 W Flagler St Apt 8

Miami, 33174 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,475
Listed2026-07-19
Days on market

Asking rent: $3,200

View on Zillow →

377 NE 194th Ln

Miami, 33179 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,920
Listed2026-07-19
Days on market

Asking rent: $3,850

View on Zillow →

783 NE 195th St

Miami, 33179 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,123
Listed2026-07-06
Days on market

Asking rent: $5,000

View on Zillow →

22348 SW 115 Ct Unit 22348

Miami, 33170 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,876
Listed2026-05-22
Days on market

Asking rent: $3,500

View on Zillow →

3461 SW 25th St Unit B

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,238
Listed2026-06-22
Days on market

Asking rent: $10,900

View on Zillow →

12612 NW 22nd Pl Unit 12612

Miami, 33167 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-06-22
Days on market

Asking rent: $4,200

View on Zillow →

1121 NW 25th St

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,300
Listed2026-08-04
Days on market

Asking rent: $4,300

View on Zillow →

140 NW 70th St Unit 140

Miami, 33150 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,000
Listed2026-07-31
Days on market

Asking rent: $3,300

View on Zillow →

320 SW 87th Ct

Miami, 33174 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,308
Listed2026-07-29
Days on market

Asking rent: $4,050

View on Zillow →

465 NE 194th Ter Unit 465

Miami, 33179 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,920
Listed2026-08-22
Days on market

Asking rent: $3,850

View on Zillow →

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,899
Listed2026-03-11
Days on market

Asking rent: $3,500

View on Zillow →

20564 NE 5th Pl

Miami, 33179 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,920
Listed2026-02-27
Days on market

Asking rent: $3,950

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
281 NW 52nd St Unit 281townhomes431,490$1,199,0002026-04-13

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4746 NW 10th Avesingle_family442,252$925,000
347 NW 42nd Stsingle_family411,038$589,700
171 NW 47th Stmulti_family421,540$1,099,999
1027 NW 29th Stmulti_family431,165$1,495,000
1000 NW 39th Stmulti_family431,904$850,000
4122 NW 11th Plsingle_family431,366$599,900
790 NW 56th Stmulti_family421,572$510,000
1157 NW 45th Stsingle_family421,664$625,000

10-year hold projection

IRR-6.4%
Equity multiple-0.07x
Total return (10yr)-$194,079
YearProperty valueNOICash flowLoan balanceEquity
1$1,471,870$3,699-$86,889$1,130,805$341,065
2$1,516,026$4,015-$86,634$1,117,559$398,467
3$1,561,507$4,346-$86,365$1,103,404$458,103
4$1,608,352$4,691-$86,083$1,088,276$520,076
5$1,656,603$5,053-$85,787$1,072,109$584,493
6$1,706,301$5,431-$85,476$1,054,833$651,468
7$1,757,490$5,826-$85,150$1,036,370$721,120
8$1,810,214$6,239-$84,808$1,016,639$793,576
9$1,864,521$6,669-$84,449$995,553$868,968
10$1,920,457$7,119-$84,073$973,019$947,438
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.