1285 NW 71st Ter
Miami, FL 33147 · townhomes · For Sale · 63 days on market
Asking price$474,900
3 beds 3 baths — sqft
Suggested offer$444,132$30,768 above the est. market value of $444,132.
View on Realtor.com →Listed by Alicia Ale · Cosmopolis Real Estate, Llc
Typetownhomes
Built2027
Price / sqft—
Est. value (Zillow ZIP avg)$444,132
Rent estimate (own analysis)$3,400/mo
HOA$10/mo
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-01
Removed date—
MLSMiamiMLS #A12046367
Coordinates25.84015, -80.21884
Address1285 NW 71st Ter
CityMiami
StateFL
Zip33147
Listing ID9566024188
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33147)
Typical home value (ZHVI)$444,132
Typical rent (ZORI)$2,154/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $474,900 |
| Down payment (20.0%) | $94,980 |
| Loan amount | $379,920 |
| Closing costs (5.0%) | $23,745 |
| Total cash to close | $118,725 |
| Income | |
| Rent (comp-derived) | $3,400$40,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,128$37,536 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $752$9,023 |
| Insurance (est. scaled by flood & wind risk) | $554$6,649 |
| HOA dues | $10$120 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $170$2,040 |
| Total operating expenses | $1,486$17,832 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $170$2,040 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,442 | $3,350 | 2026-08-21 | — | |
| townhomes | 3 | 3 | 1,328 | $3,400 | 2026-08-20 | — | |
| townhomes | 3 | 3 | 1,320 | $3,250 | 2026-08-20 | — | |
| townhomes | 3 | 3 | 1,478 | $3,000 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,552 | $4,500 | 2026-08-19 | — | |
| townhomes | 3 | 2 | 2,356 | $2,500 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,662 | $3,200 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,567 | $5,500 | 2026-08-19 | — | |
| townhomes | 3 | 2 | 1,500 | $3,200 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,545 | $2,850 | 2026-08-17 | — | |
| townhomes | 3 | 3 | 1,320 | $3,050 | 2026-08-17 | — | |
| townhomes | 3 | 3 | 1,393 | $3,500 | 2026-08-16 | — | |
| townhomes | 3 | 4 | 2,236 | $12,500 | 2026-08-14 | — | |
| townhomes | 3 | 3 | 1,170 | $2,500 | 2026-08-14 | — | |
| townhomes | 3 | 3 | 1,719 | $6,800 | 2026-08-14 | — | |
| townhomes | 3 | 4 | 2,236 | $11,500 | 2026-08-13 | — | |
| townhomes | 3 | 3 | 1,765 | $3,990 | 2026-08-12 | — | |
| townhomes | 3 | 3 | 30,272 | $3,400 | 2026-08-28 | — | |
| townhomes | 3 | 2 | 1,150 | $2,600 | 2026-08-12 | — | |
| townhomes | 3 | 3 | 1,595 | $4,200 | 2026-08-11 | — | |
| townhomes | 3 | 3 | 1,580 | $3,300 | 2026-08-11 | — | |
| townhomes | 3 | 4 | 1,960 | $3,600 | 2026-08-11 | — | |
| townhomes | 3 | 3 | 1,250 | $3,400 | 2026-08-09 | — | |
| townhomes | 3 | 2 | 1,150 | $2,400 | 2026-08-08 | — | |
| townhomes | 3 | 4 | 1,691 | $5,500 | 2026-08-07 | — | |
| townhomes | 3 | 3 | 1,485 | $3,500 | 2026-08-07 | — | |
| townhomes | 3 | 3 | 1,546 | $3,100 | 2026-08-05 | — | |
| townhomes | 3 | 2 | 1,968 | $4,950 | 2026-08-05 | — | |
| townhomes | 3 | 2 | 1,280 | $3,100 | 2026-07-26 | — | |
| townhomes | 3 | 3 | — | $2,800 | 2026-07-25 | — | |
| townhomes | 3 | 2 | 1,070 | $2,400 | 2026-07-25 | — | |
| townhomes | 3 | 2 | 1,419 | $3,800 | 2026-07-22 | — | |
| townhomes | 3 | 3 | 1,373 | $3,200 | 2026-07-21 | — | |
| townhomes | 3 | 3 | — | $5,500 | 2026-07-17 | — | |
| townhomes | 3 | 3 | — | $3,500 | 2026-07-17 | — | |
| townhomes | 3 | 4 | 2,286 | $5,250 | 2026-07-16 | — | |
| townhomes | 3 | 3 | — | $3,500 | 2026-07-16 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
No recent recorded sales cached yet for this ZIP.
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1891 NW 62nd Ter | single_family | 3 | 2 | 1,376 | $399,000 | — |
| 8400 NW 24th Ct | single_family | 3 | 1 | 880 | $449,900 | — |
| 9553 NW 26th Ave | multi_family | 3 | 2 | 1,520 | $620,000 | — |
| 1530 NW 68th Ter | single_family | 3 | 1 | 985 | $350,000 | — |
| 6234 NW 19th Ct | single_family | 3 | 2 | 1,104 | $479,999 | — |
| 1925 NW 85th St | single_family | 3 | 1 | 1,020 | $389,900 | — |
| 1829 NW 62nd Ter | single_family | 3 | 2 | 790 | $425,000 | — |
| 3074 NW 64th St | single_family | 3 | 2 | 1,224 | $500,000 | — |
10-year hold projection
IRR3.8%
Equity multiple1.61x
Total return (10yr)$134,584
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $489,147 | $19,704 | -$11,633 | $375,801 | $113,346 |
| 2 | $503,821 | $20,385 | -$11,004 | $371,399 | $132,423 |
| 3 | $518,936 | $21,088 | -$10,353 | $366,694 | $152,242 |
| 4 | $534,504 | $21,814 | -$9,681 | $361,667 | $172,837 |
| 5 | $550,539 | $22,564 | -$8,985 | $356,294 | $194,245 |
| 6 | $567,055 | $23,340 | -$8,266 | $350,553 | $216,503 |
| 7 | $584,067 | $24,141 | -$7,523 | $344,417 | $239,650 |
| 8 | $601,589 | $24,968 | -$6,754 | $337,859 | $263,730 |
| 9 | $619,637 | $25,823 | -$5,960 | $330,852 | $288,785 |
| 10 | $638,226 | $26,707 | -$5,139 | $323,363 | $314,863 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.