7150 NE 72nd St

Miami, FL 33138 · single_family · For Sale · 219 days on market
Asking price$8,250,000
4 beds 4 baths 4,659 sqft
Suggested offer$3,587,150$4,662,850 above the est. market value of $3,587,150.
View on Realtor.com →
Listed by Chad Carroll · COMPASS
Typesingle_family
Built2027
Price / sqft$1771
Est. value (own analysis)$3,587,150
Rent estimate (own analysis)$12,000/mo
HOANone
Show every detail
Statusfor_sale
Listed date2026-01-26
Removed date
MLSMiamiMLS #A11945474
Coordinates
Address7150 NE 72nd St
CityMiami
StateFL
Zip33138
Listing ID9532469985
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33138)

Typical home value (ZHVI)$806,988
Typical rent (ZORI)$2,367/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$8,250,000
Down payment (20.0%)$1,650,000
Loan amount$6,600,000
Closing costs (5.0%)$412,500
Total cash to close$2,062,500
Rent (comp-derived)$12,000$144,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$144,000
Vacancy rate (assumption) assumption8.0%

$144,000 × 8.0% = $11,520

Effective gross income$11,040$132,480
Property tax (placeholder 1.9% of price)$13,063$156,750
Insurance (placeholder 0.8% of price)$5,500$66,000
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$600$7,200
Total operating expenses$19,163$229,950
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$132,480
Total operating expenses derived$229,950

$132,480 − $229,950 = -$97,470

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$6,600,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$6,600,000 amortized at 6.7% over 30 years = $42,413/mo

CapEx reserve (5.0% of GSR)$600$7,200
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$97,470
Annual debt service derived$508,961
Annual CapEx reserve assumption$7,200
Annual PMI assumption$0

(-$97,470 − $508,961 − $7,200 − $0) ÷ 12 = -$51,136

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$97,470
Purchase price data$8,250,000

-$97,470 ÷ $8,250,000 = -1.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$613,631
Total cash to close derived$2,062,500

-$613,631 ÷ $2,062,500 = -29.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$97,470
Annual debt service derived$508,961

-$97,470 ÷ $508,961 = -0.19

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$144,000
Purchase price data$8,250,000

($144,000 ÷ 12) ÷ $8,250,000 = 0.1%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$8,250,000
Gross scheduled rent (annual) comp$144,000

$8,250,000 ÷ $144,000 = 57.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$229,950
Effective gross income derived$132,480

$229,950 ÷ $132,480 = 173.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$229,950
Annual debt service derived$508,961
Annual PMI assumption$0
Gross scheduled rent (annual) comp$144,000

($229,950 + $508,961 + $0) ÷ $144,000 = 513.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family432,948$17,5002026-08-18
single_family432,311$15,5002026-08-15
single_family432,890$19,0002026-07-17
single_family442,347$14,0002026-07-16
single_family432,454$10,5002026-07-13
single_family432,890$14,5002026-07-07
single_family442,145$6,4992026-06-27
single_family443,249$15,0002026-06-18
single_family441,834$8,9502026-03-20
single_family44$14,000
single_family421,814$7,0002026-05-03
single_family432,193$9,3002026-07-28
single_family432,960$12,0002026-07-14
single_family43$12,000
single_family44$9,200
single_family421,358$4,0002026-09-01

8670 Arboretum Ln

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,948
Listed2026-08-18
Days on market

Asking rent: $17,500

View on Zillow →

1109 NE 89th St

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,311
Listed2026-08-15
Days on market

Asking rent: $15,500

View on Zillow →

8641 Arboretum Ln

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,890
Listed2026-07-17
Days on market

Asking rent: $19,000

View on Zillow →

899 NE 71st St

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,347
Listed2026-07-16
Days on market

Asking rent: $14,000

View on Zillow →

935 NE 72nd Ter

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,454
Listed2026-07-13
Days on market

Asking rent: $10,500

View on Zillow →

8631 Arboretum Ln

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,890
Listed2026-07-07
Days on market

Asking rent: $14,500

View on Zillow →

1047 NE 84th St

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,145
Listed2026-06-27
Days on market

Asking rent: $6,499

View on Zillow →

8919 NE 10th Ave

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,249
Listed2026-06-18
Days on market

Asking rent: $15,000

View on Zillow →

776 NE 74th St Unit 0

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,834
Listed2026-03-20
Days on market

Asking rent: $8,950

View on Zillow →

899 NE 71st St Unit Sfh

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage
Listed
Days on market

Asking rent: $14,000

View on Zillow →

8740 NE 2nd Ave Unit 8740

El Portal, 33138 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,814
Listed2026-05-03
Days on market

Asking rent: $7,000

View on Zillow →

1223 NE 102nd St

Miami Shores, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,193
Listed2026-07-28
Days on market

Asking rent: $9,300

View on Zillow →

766 NE 96th St

Miami Shores, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,960
Listed2026-07-14
Days on market

Asking rent: $12,000

View on Zillow →

766 NE 96th St Unit Sfh

Miami Shores, 33138 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed
Days on market

Asking rent: $12,000

View on Zillow →

1223 NE 102nd St Unit Sfh

Miami Shores, 33138 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage
Listed
Days on market

Asking rent: $9,200

View on Zillow →

738 NE 83rd Ter

Miami, 33138 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,358
Listed2026-09-01
Days on market

Asking rent: $4,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9301 N Bayshore Drsingle_family454,225$8,000,0002026-08-18
1090 NE 92nd Stsingle_family423,227$2,435,0002026-07-22
6322 NE 5th Avesingle_family422,161$840,0002026-07-17
1110 NE 100th Stsingle_family432,191$1,680,0002026-07-15
9655 Biscayne Blvdsingle_family423,450$1,150,0002026-06-22
1131 NE 97th Stsingle_family43$1,648,0002026-06-17
8625 NE 10th Avesingle_family463,696$3,700,0002026-06-08
1291 NE 102nd Stsingle_family442,202$2,500,0002026-06-08
9700 Biscayne Blvdsingle_family422,609$1,687,5002026-06-05
89 NE 106th Stsingle_family452,546$2,475,0002026-05-22
9015 NE 10th Avesingle_family442,975$2,300,0002026-05-21
575 NE 97th Stsingle_family432,589$1,850,0002026-05-19
1017 NE 95th Stsingle_family431,883$1,625,0002026-04-30
490 NE 91st Stsingle_family443,145$2,225,0002026-04-23
1029 NE 104th Stsingle_family432,775$1,880,0002026-04-16
8825 NE 10th Avesingle_family442,060$2,050,0002026-04-06
46 NE 100th Stsingle_family422,139$1,098,8882026-04-01
710 NE 72nd Tersingle_family442,304$2,150,0002026-03-25
1075 NE 99th Stsingle_family432,464$2,750,0002026-03-20
920 NE 99th Stsingle_family432,237$1,350,0002026-03-13
540 NE 103rd Stsingle_family433,036$2,350,0002026-03-05
7701 NE 8th Avesingle_family422,305$2,750,0002026-02-25
751 NE 80th Stsingle_family431,519$1,000,0002026-02-20
925 NE 92nd Stsingle_family442,400$1,650,0002026-02-13
871 NE 81st Stsingle_family433,486$1,410,0002026-02-03
861 NE 82nd Stsingle_family432,356$1,395,0002026-01-26
1250 NE 87th Stsingle_family433,312$3,887,5002026-01-16
20 NE 104th Stsingle_family432,319$1,800,0002026-01-15
1120 NE 86th Stsingle_family441,994$1,800,0002026-01-14
1000 NE Little River Drsingle_family442,964$4,400,0002026-01-02
8301 NE 10th Avesingle_family442,691$2,250,0002025-12-16
991 NE 82nd Stsingle_family432,361$1,040,0002025-12-11
820 NE 80th Stsingle_family432,638$1,102,5002025-11-14

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1085 NE 84th Stsingle_family431,925$1,299,000
670 NE 87th Stmulti_family421,584$850,000
685 NE 81st Stsingle_family433,129$2,850,000
533-535 NE 67th Stmulti_family441,000$1,059,000
776 NE 74th Stsingle_family441,834$1,950,000
420 NE 62nd St Unit Bcondos452,786$1,850,000
420 NE 62nd St Unit Atownhomes452,786$1,850,000
910 NE 81st Stsingle_family431,808$1,480,000

10-year hold projection

IRR-9.9%
Equity multiple-0.69x
Total return (10yr)-$2,407,940
YearProperty valueNOICash flowLoan balanceEquity
1$8,497,500-$97,470-$613,631$6,528,441$1,969,059
2$8,752,425-$99,244-$615,585$6,451,969$2,300,456
3$9,014,998-$101,043-$617,568$6,370,244$2,644,753
4$9,285,448-$102,867-$619,581$6,282,908$3,002,540
5$9,564,011-$104,714-$621,622$6,189,574$3,374,437
6$9,850,931-$106,587-$623,693$6,089,831$3,761,100
7$10,146,459-$108,483-$625,794$5,983,239$4,163,221
8$10,450,853-$110,405-$627,924$5,869,327$4,581,527
9$10,764,379-$112,350-$630,083$5,747,592$5,016,787
10$11,087,310-$114,320-$632,272$5,617,497$5,469,813
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.