1610 NW 82nd St

Miami, FL 33147 · single_family · For Sale · 71 days on market
Asking price$625,000
4 beds 3 baths 1,860 sqft
View on Realtor.com →
Listed by Mildred March · Titan Properties
Typesingle_family
Built2026
Price / sqft$336
Est. value (own analysis)$680,369
Rent estimate (own analysis)$3,550/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-23
Removed date
MLSMiamiMLS #A12041894
Coordinates25.84983, -80.22459
Address1610 NW 82nd St
CityMiami
StateFL
Zip33147
Listing ID9499237135
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33147)

Typical home value (ZHVI)$444,132
Typical rent (ZORI)$2,154/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$625,000
Down payment (20.0%)$125,000
Loan amount$500,000
Closing costs (5.0%)$31,250
Total cash to close$156,250
Rent (comp-derived)$3,550$42,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,600
Vacancy rate (assumption) assumption8.0%

$42,600 × 8.0% = $3,408

Effective gross income$3,266$39,192
Property tax (placeholder 1.9% of price)$990$11,875
Insurance (placeholder 0.8% of price)$417$5,000
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$178$2,130
Total operating expenses$1,584$19,005
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$39,192
Total operating expenses derived$19,005

$39,192 − $19,005 = $20,187

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$500,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$500,000 amortized at 6.7% over 30 years = $3,213/mo

CapEx reserve (5.0% of GSR)$178$2,130
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$20,187
Annual debt service derived$38,558
Annual CapEx reserve assumption$2,130
Annual PMI assumption$0

($20,187 − $38,558 − $2,130 − $0) ÷ 12 = -$1,708

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$20,187
Purchase price data$625,000

$20,187 ÷ $625,000 = 3.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$20,501
Total cash to close derived$156,250

-$20,501 ÷ $156,250 = -13.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$20,187
Annual debt service derived$38,558

$20,187 ÷ $38,558 = 0.52

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,600
Purchase price data$625,000

($42,600 ÷ 12) ÷ $625,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$625,000
Gross scheduled rent (annual) comp$42,600

$625,000 ÷ $42,600 = 14.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$19,005
Effective gross income derived$39,192

$19,005 ÷ $39,192 = 48.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$19,005
Annual debt service derived$38,558
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,600

($19,005 + $38,558 + $0) ÷ $42,600 = 135.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family431,680$4,0002026-05-20
single_family421,420$9002026-05-08
single_family422,000$3,300
single_family432,223$3,800

1507 NW 100th St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,680
Listed2026-05-20
Days on market

Asking rent: $4,000

View on Zillow →

1935 NW 96th St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,420
Listed2026-05-08
Days on market

Asking rent: $900

View on Zillow →

1471 NW 93rd St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,000
Listed
Days on market

Asking rent: $3,300

View on Zillow →

2242 NW 99th Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,223
Listed
Days on market

Asking rent: $3,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3560 NW 95th Stsingle_family42$520,0002026-08-31
1369 NW 68th Tersingle_family42$485,0002026-08-26
1535 NW 85th Stsingle_family421,287$490,0002026-08-11
3520 NW 99th Stsingle_family421,202$529,0002026-07-28
1945 NW 86th Stsingle_family421,055$395,0002026-07-27
3169 NW 102nd Stsingle_family431,638$594,0002026-07-09
1375 NW 77th Stsingle_family421,221$475,0002026-06-30
7128 NW 20th Avesingle_family421,267$499,9972026-06-30
1360 NW 77th Stsingle_family431,120$520,0002026-06-30
10420 NW 35th Plsingle_family431,868$350,0002026-06-29
1424 NW 69th Stsingle_family431,428$480,0002026-06-26
3155 NW 81st Tersingle_family421,552$530,0002026-06-23
1366 NW 75th Stsingle_family431,416$540,0002026-06-22
2346 NW 81st Tersingle_family421,655$590,0002026-06-10
3011 NW 69th Tersingle_family421,482$520,0002026-05-29
3201 NW 83rd Stsingle_family421,243$470,0002026-05-21
2158 NW 100th Stsingle_family421,482$460,0002026-05-18
2441 NW 98th Stsingle_family421,342$539,0002026-05-15
6965 NW 21st Ctsingle_family421,341$539,9002026-05-15
1231 NW 88th Stsingle_family442,646$700,0002026-05-08
2479 NW 96th Stsingle_family421,168$265,0002026-05-06
6351 NW 31st Ctsingle_family421,492$295,6082026-05-05
8747 NW 36th Avesingle_family421,235$580,0002026-04-22
1735 NW 69th Stsingle_family421,260$437,0002026-04-20
1568 NW 68th Stsingle_family43$570,0002026-04-17
2317 NW 87th Stsingle_family432,017$590,0002026-04-15
2365 NW 68th Stsingle_family421,200$430,0002026-04-03
3535 NW 82nd Stsingle_family42$500,0002026-03-31
6800 NW 28th Avesingle_family441,587$585,0002026-03-16
2359 NW 64th Stsingle_family43$587,0002026-03-13
9315 NW 35th Ctsingle_family421,250$495,0002026-03-05
9110 Broad Manor Rdsingle_family421,383$575,0002026-03-04
3150 NW 90th Stsingle_family431,350$490,0002026-02-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2512 NW 68th Stmulti_family421,560$699,000
1760 NW 84th Stsingle_family421,180$575,000
3520 NW 79th Stmobile431,578$54,500
2950 NW 93rd Stsingle_family431,850$695,000
3168 NW 66th Stsingle_family41940$329,000
2118 NW 86th Stsingle_family42749$650,000
3265 NW 80th Tersingle_family421,728$545,000
10401 NW 33rd Avesingle_family441,972$670,000

10-year hold projection

IRR1.4%
Equity multiple1.22x
Total return (10yr)$116,312
YearProperty valueNOICash flowLoan balanceEquity
1$643,750$20,187-$20,501$494,579$149,171
2$663,063$20,888-$19,853$488,786$174,277
3$682,954$21,612-$19,184$482,594$200,360
4$703,443$22,360-$18,491$475,978$227,465
5$724,546$23,133-$17,776$468,907$255,639
6$746,283$23,932-$17,036$461,351$284,931
7$768,671$24,757-$16,270$453,276$315,395
8$791,731$25,610-$15,479$444,647$347,085
9$815,483$26,492-$14,661$435,424$380,059
10$839,948$27,402-$13,816$425,569$414,379
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.