2528 SE 25th Rd
Homestead, FL 33035 · single_family · For Sale · 1 days on market
Asking price$394,350
3 beds 3 baths 1,334 sqft
Suggested offer$348,391$45,959 above the est. market value of $348,391.
View on Realtor.com →Listed by Altamira - Andalucia Collection
Typesingle_family
Built—
Price / sqft$296
Est. value (own analysis)$348,391
Rent estimate (own analysis)$2,650/mo
HOANone
1 / 11
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Statusfor_sale
Listed date2026-09-02
Removed date—
MLSLennar #938660W010
Coordinates25.44750, -80.43908
Address2528 SE 25th Rd
CityHomestead
StateFL
Zip33035
Listing ID9496936640
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33035)
Typical home value (ZHVI)$331,237
Typical rent (ZORI)$2,328/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $394,350 |
| Down payment (20.0%) | $78,870 |
| Loan amount | $315,480 |
| Closing costs (5.0%) | $19,718 |
| Total cash to close | $98,588 |
| Income | |
| Rent (comp-derived) | $2,650$31,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,438$29,256 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $624$7,493 |
| Insurance (placeholder 0.8% of price) | $263$3,155 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $133$1,590 |
| Total operating expenses | $1,020$12,237 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $133$1,590 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 3 | 1,736 | $3,150 | — | — | |
| single_family | 3 | 2 | 1,682 | $3,250 | 2026-08-26 | — | |
| single_family | 3 | 2 | 1,693 | $3,500 | 2026-08-26 | — | |
| single_family | 3 | 3 | 1,736 | $3,150 | 2026-04-21 | — | |
| single_family | 3 | 3 | 1,328 | $2,500 | 2026-06-17 | — | |
| single_family | 3 | 1 | 1,388 | $2,500 | 2026-07-02 | — | |
| single_family | 3 | 2 | 1,110 | $2,750 | 2026-07-25 | — | |
| single_family | 3 | 2 | 1,336 | $2,950 | 2026-08-14 | — | |
| single_family | 3 | 3 | 1,780 | $3,300 | 2026-07-08 | — | |
| single_family | 3 | 3 | 1,452 | $2,600 | — | — | |
| single_family | 3 | 3 | 1,697 | $2,600 | — | — | |
| single_family | 3 | 3 | 1,715 | $3,100 | — | — | |
| single_family | 3 | 3 | 1,695 | $2,650 | — | — | |
| single_family | 3 | 3 | 1,400 | $2,400 | 2026-07-04 | — | |
| single_family | 3 | 3 | 1,548 | $2,550 | 2026-07-08 | — | |
| single_family | 3 | 3 | 1,612 | $2,600 | 2026-06-27 | — | |
| single_family | 3 | 2 | 1,442 | $2,650 | 2026-07-03 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2445 SE 27th Rd | single_family | 3 | 3 | 1,714 | $511,000 | 2026-09-01 |
| 1579 S Goldeneye Ln | single_family | 3 | 2 | 2,287 | $550,000 | 2026-08-27 |
| 2073 SE 13th St | single_family | 3 | 2 | 1,494 | $410,000 | 2026-08-24 |
| 1305 N Fieldlark Ln | single_family | 3 | 2 | 1,317 | $420,000 | 2026-08-24 |
| 1400 SE 26th Rd | single_family | 3 | 3 | 2,024 | $495,000 | 2026-08-11 |
| 1316 SE 18th Ter | single_family | 3 | 3 | 1,722 | $415,000 | 2026-07-31 |
| 2445 SE 29th Dr | single_family | 3 | 3 | 2,527 | $651,190 | 2026-07-29 |
| 1959 SE 10th St | single_family | 3 | 2 | 1,336 | $420,000 | 2026-06-24 |
| 1652 Egret Rd | single_family | 3 | 2 | 1,610 | $470,000 | 2026-06-22 |
| 2435 SE 27th Rd | single_family | 3 | 3 | 2,161 | $549,319 | 2026-05-29 |
| 2428 SE 27th Ter | single_family | 3 | 2 | 2,190 | $545,200 | 2026-05-28 |
| 1745 N Goldeneye Ln | single_family | 3 | 2 | 1,655 | $542,000 | 2026-05-11 |
| 1885 SE 13th St | single_family | 3 | 2 | 1,336 | $400,000 | 2026-05-08 |
| 1151 SE 13th Ter | single_family | 3 | 2 | 1,474 | $320,000 | 2026-05-07 |
| 2551 SE 16th Ter | single_family | 3 | 2 | 1,060 | $230,000 | 2026-04-15 |
| 1988 SE 12th St | single_family | 3 | 2 | 1,494 | $432,000 | 2026-04-13 |
| 1321 SE 16th Ave | single_family | 3 | 2 | 1,833 | $415,000 | 2026-04-10 |
| 1510 SE 22nd Ln | single_family | 3 | 3 | 1,919 | $470,000 | 2026-04-06 |
| 1924 SE 17th Ct | single_family | 3 | 2 | 1,833 | $425,000 | 2026-04-01 |
| 1106 SE 13th Ave | single_family | 3 | 2 | 1,280 | $430,000 | 2026-03-25 |
| 2111 SE 14th Cir | single_family | 3 | 2 | 1,550 | $420,000 | 2026-03-09 |
| 1433 SE 20th Rd | single_family | 3 | 2 | 1,693 | $400,000 | 2026-03-04 |
| 1370 Osprey Ct | single_family | 3 | 2 | 1,110 | $390,000 | 2026-02-13 |
| 2713 SE 15th St | single_family | 3 | 3 | 1,483 | $345,000 | 2026-02-13 |
| 1939 SE 13th St | single_family | 3 | 3 | 1,693 | $405,000 | 2026-02-10 |
| 2720 SE 24th Ct | single_family | 3 | 2 | 1,780 | $497,800 | 2026-02-03 |
| 2478 SE 25th Ct | single_family | 3 | 2 | 1,780 | $595,600 | 2026-01-22 |
| 2004 SE 15th St | single_family | 3 | 2 | 1,494 | $455,000 | 2026-01-16 |
| 1387 SE 10th St | single_family | 3 | 3 | 1,715 | $468,000 | 2026-01-12 |
| 2458 SE 27th Ter | single_family | 3 | 2 | 2,190 | $516,000 | 2025-12-29 |
| 2725 Fairways Dr | single_family | 3 | 2 | 2,226 | $550,000 | 2025-12-23 |
| 2544 SE 25th Ct | single_family | 3 | 2 | 1,780 | $500,000 | 2025-12-11 |
| 1020 SE 20th Rd | single_family | 3 | 2 | 1,336 | $395,000 | 2025-12-10 |
| 1441 SE 20th Rd | single_family | 3 | 2 | 1,874 | $315,000 | 2025-11-28 |
| 1089 SE 13th Ter | single_family | 3 | 2 | 1,275 | $420,000 | 2025-11-24 |
| 1568 SE 20th Ter | single_family | 3 | 2 | 1,874 | $436,900 | 2025-11-24 |
| 1727 Egret Rd | single_family | 3 | 2 | 1,572 | $469,000 | 2025-11-21 |
| 1431 SE 18th Ter | single_family | 3 | 3 | 1,693 | $450,000 | 2025-11-21 |
| 1675 S Goldeneye Ln | single_family | 3 | 2 | 1,808 | $483,000 | 2025-11-05 |
| 2500 SE 25th Ct | single_family | 3 | 2 | 2,190 | $535,600 | 2025-11-04 |
| 1525 SE 20th Pl | single_family | 3 | 2 | 1,693 | $420,000 | 2025-10-30 |
| 1912 SE 14th St | single_family | 3 | 2 | 1,336 | $420,000 | 2025-10-21 |
| 1231 SE 16th Ave | single_family | 3 | 2 | 1,833 | $420,000 | 2025-10-14 |
| 2075 SE 15th St | single_family | 3 | 2 | 1,494 | $430,000 | 2025-10-03 |
| 1857 SE 20th Rd | single_family | 3 | 3 | 2,374 | $620,000 | 2025-09-25 |
| 2624 SE 25th Ct | single_family | 3 | 2 | 2,190 | $550,000 | 2025-09-10 |
| 1575 N Goldeneye Ln | single_family | 3 | 2 | 1,808 | $470,000 | 2025-09-05 |
| 2632 SE 25th Ct | single_family | 3 | 2 | 2,190 | $527,700 | 2025-09-05 |
| 1417 SE 22nd Ln | single_family | 3 | 2 | 1,550 | $475,000 | 2025-09-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2455 SE 23rd Rd | single_family | 3 | 2 | 2,161 | $569,990 | — |
| 2455 SE 23rd Road | single_family | 3 | 2 | 1,334 | $414,990 | — |
| 2455 SE 23rd Road | single_family | 3 | 2 | 1,828 | $458,990 | — |
| 2455 SE 23rd Road | single_family | 3 | 2 | 1,668 | $397,990 | — |
| Palm Dr & 167th Av | townhomes | 3 | 2 | 1,651 | $444,990 | — |
| 2815 SE 16th Ave Unit 102 | condos | 3 | 2 | 1,166 | $189,000 | — |
| 1651 SE 31st Ct | townhomes | 3 | 3 | 1,518 | $305,000 | — |
| 1543 SE 25th St Unit 204 | condos | 3 | 2 | 1,182 | $200,000 | — |
10-year hold projection
IRR4.3%
Equity multiple1.69x
Total return (10yr)$119,777
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $406,181 | $17,019 | -$8,900 | $312,060 | $94,121 |
| 2 | $418,366 | $17,590 | -$8,368 | $308,404 | $109,962 |
| 3 | $430,917 | $18,181 | -$7,818 | $304,498 | $126,419 |
| 4 | $443,844 | $18,790 | -$7,250 | $300,323 | $143,521 |
| 5 | $457,160 | $19,420 | -$6,663 | $295,862 | $161,298 |
| 6 | $470,875 | $20,070 | -$6,057 | $291,094 | $179,781 |
| 7 | $485,001 | $20,742 | -$5,431 | $285,999 | $199,002 |
| 8 | $499,551 | $21,435 | -$4,784 | $280,554 | $218,997 |
| 9 | $514,537 | $22,150 | -$4,115 | $274,735 | $239,802 |
| 10 | $529,973 | $22,890 | -$3,424 | $268,516 | $261,457 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.