34466 SW 190th Ave
Homestead, FL 33034 · townhomes · For Sale · 105 days on market
Asking price$412,990
3 beds 3 baths 1,458 sqft
Suggested offer$362,605$50,385 above the est. market value of $362,605.
View on Realtor.com →Listed by Nitza Chamizo · Malibu Bay Realty
Typetownhomes
Built2025
Price / sqft$283
Est. value (own analysis)$362,605
Rent estimate (own analysis)$2,600/mo
HOA$135/mo
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Statusfor_sale
Listed date2026-05-20
Removed date—
MLSMiamiMLS #A12022489
Coordinates25.44687, -80.49989
Address34466 SW 190th Ave
CityHomestead
StateFL
Zip33034
Listing ID9496332586
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33034)
Typical home value (ZHVI)$382,671
Typical rent (ZORI)$2,436/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $412,990 |
| Down payment (20.0%) | $82,598 |
| Loan amount | $330,392 |
| Closing costs (5.0%) | $20,650 |
| Total cash to close | $103,248 |
| Income | |
| Rent (comp-derived) | $2,600$31,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,392$28,704 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $654$7,847 |
| Insurance (placeholder 0.8% of price) | $275$3,304 |
| HOA dues | $135$1,620 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $130$1,560 |
| Total operating expenses | $1,194$14,331 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $130$1,560 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,545 | $2,500 | 2026-06-20 | — | |
| townhomes | 3 | 3 | 1,376 | $2,000 | 2026-08-04 | — | |
| townhomes | 3 | 3 | 1,542 | $2,300 | 2026-06-06 | — | |
| townhomes | 3 | 3 | 1,330 | $2,200 | 2026-07-20 | — | |
| townhomes | 3 | 4 | 1,694 | $2,550 | 2026-08-17 | — | |
| townhomes | 3 | 3 | 1,488 | $2,350 | 2026-06-29 | — | |
| townhomes | 3 | 3 | 1,558 | $2,550 | 2026-07-23 | — | |
| townhomes | 3 | 3 | 1,799 | $2,300 | 2026-08-21 | — | |
| townhomes | 3 | 3 | 1,527 | $2,000 | 2026-01-12 | — | |
| townhomes | 3 | 3 | 1,628 | $2,700 | 2026-08-24 | — | |
| townhomes | 3 | 3 | 1,425 | $2,600 | 2026-08-24 | — | |
| townhomes | 3 | 3 | 1,600 | $2,100 | 2026-07-08 | — | |
| townhomes | 3 | 3 | 1,504 | $2,350 | 2026-08-07 | — | |
| townhomes | 3 | 3 | 1,628 | $2,850 | 2026-08-25 | — | |
| townhomes | 3 | 3 | 1,292 | $2,300 | 2026-06-08 | — | |
| townhomes | 3 | 3 | 1,330 | $2,500 | 2026-07-07 | — | |
| townhomes | 3 | 3 | 1,466 | $2,800 | 2026-08-25 | — | |
| townhomes | 3 | 3 | 1,456 | $2,800 | 2026-08-24 | — | |
| townhomes | 3 | 3 | 1,381 | $3,100 | 2026-08-26 | — | |
| townhomes | 3 | 3 | 1,414 | $3,000 | 2026-08-25 | — | |
| townhomes | 3 | 3 | 1,414 | $3,000 | 2026-08-25 | — | |
| townhomes | 3 | 4 | 1,694 | $2,400 | 2026-02-23 | — | |
| townhomes | 3 | 3 | 1,380 | $2,499 | 2026-08-06 | — | |
| townhomes | 3 | 3 | 1,414 | $2,400 | 2026-06-19 | — | |
| townhomes | 3 | 3 | 1,615 | $2,800 | 2026-06-10 | — | |
| townhomes | 3 | 7 | 1,500 | $2,650 | 2026-05-14 | — | |
| townhomes | 3 | 3 | 1,516 | $2,500 | 2026-07-30 | — | |
| townhomes | 3 | 3 | 1,272 | $2,400 | 2026-06-20 | — | |
| townhomes | 3 | 3 | 1,466 | $2,700 | 2026-08-07 | — | |
| townhomes | 3 | 3 | 1,466 | $2,400 | 2026-05-10 | — | |
| townhomes | 3 | 4 | 1,694 | $2,700 | 2026-05-22 | — | |
| townhomes | 3 | 3 | 1,488 | $2,900 | 2026-05-14 | — | |
| townhomes | 3 | 3 | 1,330 | $2,500 | 2026-08-05 | — | |
| townhomes | 3 | 3 | 1,628 | $3,000 | 2026-07-17 | — | |
| townhomes | 3 | 3 | 1,326 | $2,700 | 2026-05-22 | — | |
| townhomes | 3 | 2 | 1,276 | $2,400 | 2026-07-17 | — | |
| townhomes | 3 | 3 | 1,464 | $2,600 | 2026-04-17 | — | |
| townhomes | 3 | 3 | 1,464 | $2,350 | 2026-06-02 | — | |
| townhomes | 3 | 3 | 1,446 | $2,600 | 2026-07-13 | — | |
| townhomes | 3 | 3 | 1,558 | $2,800 | 2026-06-01 | — | |
| townhomes | 3 | 3 | 1,545 | $2,500 | 2026-06-05 | — | |
| townhomes | 3 | 3 | 1,380 | $2,700 | 2026-08-02 | — | |
| townhomes | 3 | 2 | 1,276 | $2,500 | 2026-06-26 | — | |
| townhomes | 3 | 3 | 1,428 | $2,800 | 2026-07-21 | — | |
| townhomes | 3 | 3 | 1,272 | $2,600 | 2026-07-01 | — | |
| townhomes | 3 | 3 | 1,542 | $2,800 | 2026-05-22 | — | |
| townhomes | 3 | 2 | 1,276 | $2,500 | 2026-01-05 | — | |
| townhomes | 3 | 3 | 1,410 | $2,800 | 2026-02-19 | — | |
| townhomes | 3 | 3 | 1,386 | $2,500 | 2026-07-15 | — | |
| townhomes | 3 | 3 | 1,376 | $3,000 | 2026-04-21 | — | |
| townhomes | 3 | 3 | 1,712 | $2,889 | 2026-06-29 | — | |
| townhomes | 3 | 3 | 1,466 | $2,500 | 2026-05-23 | — | |
| townhomes | 3 | 3 | 1,615 | $2,800 | 2026-06-10 | — | |
| townhomes | 3 | 3 | 1,330 | $3,000 | 2026-05-22 | — | |
| townhomes | 3 | 3 | 1,628 | $2,985 | 2026-05-18 | — | |
| townhomes | 3 | 3 | 1,380 | $2,700 | 2026-06-17 | — | |
| townhomes | 3 | 3 | 1,466 | $2,799 | 2026-06-01 | — | |
| townhomes | 3 | 3 | 1,330 | $2,650 | 2026-06-08 | — | |
| townhomes | 3 | 3 | 1,335 | $2,600 | 2026-05-02 | — | |
| townhomes | 3 | 3 | 1,464 | $3,000 | 2026-06-17 | — | |
| townhomes | 3 | 3 | 1,712 | $3,200 | 2026-06-08 | — | |
| townhomes | 3 | 3 | 1,712 | $3,400 | 2026-06-28 | — | |
| townhomes | 3 | 3 | 1,380 | $2,950 | 2026-07-11 | — | |
| townhomes | 3 | 3 | 1,466 | $2,990 | 2026-03-17 | — | |
| townhomes | 3 | 3 | 1,381 | $2,700 | 2026-08-26 | — | |
| townhomes | 3 | 3 | 1,330 | $2,500 | 2026-08-13 | — | |
| townhomes | 3 | 3 | 1,376 | $2,500 | 2026-01-31 | — | |
| townhomes | 3 | 2 | 1,288 | $2,600 | 2026-05-11 | — | |
| townhomes | 3 | 3 | 1,458 | $2,600 | 2026-08-28 | — | |
| townhomes | 3 | 3 | 1,527 | $2,450 | 2026-08-28 | — | |
| townhomes | 3 | 3 | 1,628 | $3,200 | 2026-08-30 | — | |
| townhomes | 3 | 3 | 1,433 | $2,300 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1025 NW 5th St | townhomes | 3 | 3 | 1,425 | $274,000 | 2026-08-31 |
| 914 SE 18th St | townhomes | 3 | 3 | 1,542 | $380,000 | 2026-08-28 |
| 669 SW 11th St | townhomes | 3 | 3 | 1,466 | $295,000 | 2026-08-25 |
| 475 NE 5th Ln | townhomes | 3 | 3 | 1,272 | $299,800 | 2026-08-24 |
| 1513 NE 4 Ct | townhomes | 3 | 3 | 1,334 | $365,990 | 2026-08-21 |
| 1241 SW 8th Ct | townhomes | 3 | 3 | 1,446 | $363,990 | 2026-08-20 |
| 1232 NE 5th Ct | townhomes | 3 | 3 | 1,380 | $345,000 | 2026-08-17 |
| 552 NE 5th Way | townhomes | 3 | 2 | 1,315 | $285,000 | 2026-08-12 |
| 34504 SW 191st Ct | townhomes | 3 | 2 | 1,558 | $386,000 | 2026-08-10 |
| 1009 NW 4th Ter | townhomes | 3 | 3 | 1,425 | $340,000 | 2026-08-10 |
| 1462 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $377,000 | 2026-08-07 |
| 453 NE 12th St | townhomes | 3 | 2 | 1,440 | $433,000 | 2026-08-07 |
| 319 NE 12th St | townhomes | 3 | 2 | 1,456 | $432,500 | 2026-08-04 |
| 1220 NE 5th Ct | townhomes | 3 | 3 | 1,380 | $335,000 | 2026-07-31 |
| 1762 SE 9th Ave | townhomes | 3 | 2 | 1,488 | $350,000 | 2026-07-30 |
| 767 SE 18th St | townhomes | 3 | 3 | 1,628 | $339,900 | 2026-07-28 |
| 825 SW 12th St | townhomes | 3 | 3 | 1,472 | $385,500 | 2026-07-24 |
| 1489 NE 4th Ave | townhomes | 3 | 3 | 1,460 | $382,990 | 2026-07-22 |
| 916 SE 17th Ct | townhomes | 3 | 3 | 1,542 | $300,000 | 2026-07-22 |
| 18941 SW 344th Ter | townhomes | 3 | 2 | 1,558 | $385,000 | 2026-07-17 |
| 1435 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $373,000 | 2026-07-14 |
| 35829 SW 178th Ct | townhomes | 3 | 2 | 1,682 | $407,200 | 2026-07-02 |
| 590 NW 10th Ct | townhomes | 3 | 2 | 1,715 | $322,000 | 2026-07-01 |
| 1256 SW 8th Ct | townhomes | 3 | 3 | 1,472 | $392,990 | 2026-06-30 |
| 1508 NE 3rd Ave | townhomes | 3 | 3 | 1,456 | $396,500 | 2026-06-30 |
| 909 SW 6th Pl | townhomes | 3 | 3 | 1,527 | $285,000 | 2026-06-30 |
| 1406 NE 4th Ave | townhomes | 3 | 3 | 1,460 | $380,500 | 2026-06-30 |
| 1216 SW 8th Ct | townhomes | 3 | 3 | 1,446 | $361,000 | 2026-06-30 |
| 1365 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $383,000 | 2026-06-29 |
| 1417 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $373,500 | 2026-06-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1431 NE 5th Avenue | townhomes | 3 | 2 | 1,448 | $450,990 | — |
| 35605 SW 180th Ave | single_family | 3 | 2 | 1,414 | $342,990 | — |
| 35817 SW 178th Ct | townhomes | 3 | 3 | 1,338 | $393,790 | — |
| SW 328 St & SW 172nd Ave | single_family | 3 | 2 | 1,545 | $363,990 | — |
| 18917 SW 357 St | condo_townhome_rowhome_coop | 3 | 3 | 1,460 | $347,090 | — |
| 18927 SW 357 St | condo_townhome_rowhome_coop | 3 | 3 | 1,373 | $343,590 | — |
| SW 336 St & SW 194 Ave | single_family | 3 | 2 | 1,732 | $546,990 | — |
| 35605 SW 180th Ave | single_family | 3 | 2 | 1,545 | $351,990 | — |
10-year hold projection
IRR2.0%
Equity multiple1.32x
Total return (10yr)$87,464
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $425,380 | $14,373 | -$12,665 | $326,810 | $98,570 |
| 2 | $438,141 | $14,876 | -$12,201 | $322,982 | $115,160 |
| 3 | $451,285 | $15,396 | -$11,721 | $318,890 | $132,395 |
| 4 | $464,824 | $15,933 | -$11,225 | $314,518 | $150,305 |
| 5 | $478,769 | $16,488 | -$10,712 | $309,846 | $168,922 |
| 6 | $493,132 | $17,062 | -$10,181 | $304,853 | $188,279 |
| 7 | $507,926 | $17,655 | -$9,633 | $299,517 | $208,409 |
| 8 | $523,163 | $18,268 | -$9,065 | $293,815 | $229,349 |
| 9 | $538,858 | $18,901 | -$8,478 | $287,721 | $251,138 |
| 10 | $555,024 | $19,555 | -$7,871 | $281,208 | $273,816 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.