19465 SW 337th Ter

Miami, FL 33034 · townhomes · For Sale · 9 days on market
Asking price$698,890
5 beds 4 baths 2,987 sqft
View on Realtor.com →
Listed by Acacia Groves
Typetownhomes
Built
Price / sqft$234
Est. value (own analysis)$737,102
Rent estimate (Zillow ZIP avg)$2,436/mo
HOANone
Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-25
Removed date
MLSLennar #9376602210
Coordinates25.45385, -80.46334
Address19465 SW 337th Ter
CityMiami
StateFL
Zip33034
Listing ID9472697201
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33034)

Typical home value (ZHVI)$382,671
Typical rent (ZORI)$2,436/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$698,890
Down payment (20.0%)$139,778
Loan amount$559,112
Closing costs (5.0%)$34,945
Total cash to close$174,723
Rent (ZIP avg, ZORI — not bedroom-specific)$2,436$29,229
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$29,229
Vacancy rate (assumption) assumption8.0%

$29,229 × 8.0% = $2,338

Effective gross income$2,241$26,890
Property tax (placeholder 1.9% of price)$1,107$13,279
Insurance (placeholder 0.8% of price)$466$5,591
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$122$1,461
Total operating expenses$1,694$20,331
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$26,890
Total operating expenses derived$20,331

$26,890 − $20,331 = $6,559

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$559,112
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$559,112 amortized at 6.7% over 30 years = $3,593/mo

CapEx reserve (5.0% of GSR)$122$1,461
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$6,559
Annual debt service derived$43,116
Annual CapEx reserve assumption$1,461
Annual PMI assumption$0

($6,559 − $43,116 − $1,461 − $0) ÷ 12 = -$3,168

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$6,559
Purchase price data$698,890

$6,559 ÷ $698,890 = 0.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$38,019
Total cash to close derived$174,723

-$38,019 ÷ $174,723 = -21.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$6,559
Annual debt service derived$43,116

$6,559 ÷ $43,116 = 0.15

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$29,229
Purchase price data$698,890

($29,229 ÷ 12) ÷ $698,890 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$698,890
Gross scheduled rent (annual) comp$29,229

$698,890 ÷ $29,229 = 23.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,331
Effective gross income derived$26,890

$20,331 ÷ $26,890 = 75.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,331
Annual debt service derived$43,116
Annual PMI assumption$0
Gross scheduled rent (annual) comp$29,229

($20,331 + $43,116 + $0) ÷ $29,229 = 217.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes53$4,5402026-05-21

22555 SW 125th Ave Unit 13A

Miami, 33170 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage
Listed2026-05-21
Days on market

Asking rent: $4,540

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1025 NW 5th Sttownhomes331,425$274,0002026-08-31
1533 NW 2nd Sttownhomes431,717$426,5402026-08-28
914 SE 18th Sttownhomes331,542$380,0002026-08-28
687 SW 10th Sttownhomes431,799$290,0002026-08-28
669 SW 11th Sttownhomes331,466$295,0002026-08-25
475 NE 5th Lntownhomes331,272$299,8002026-08-24
1513 NE 4 Cttownhomes331,334$365,9902026-08-21
1241 SW 8th Cttownhomes331,446$363,9902026-08-20
1232 NE 5th Cttownhomes331,380$345,0002026-08-17
34521 SW 191st Cttownhomes421,666$400,0002026-08-13
552 NE 5th Waytownhomes321,315$285,0002026-08-12
35939 SW 178th Cttownhomes421,807$408,4002026-08-12
34504 SW 191st Cttownhomes321,558$386,0002026-08-10
1009 NW 4th Tertownhomes331,425$340,0002026-08-10
441 NE 12th Sttownhomes431,580$428,0002026-08-07
1462 NE 4th Avetownhomes331,382$377,0002026-08-07
453 NE 12th Sttownhomes321,440$433,0002026-08-07
319 NE 12th Sttownhomes321,456$432,5002026-08-04
1220 NE 5th Cttownhomes331,380$335,0002026-07-31
1762 SE 9th Avetownhomes321,488$350,0002026-07-30
767 SE 18th Sttownhomes331,628$339,9002026-07-28
451 NW 12th Avetownhomes431,730$390,0002026-07-24
825 SW 12th Sttownhomes331,472$385,5002026-07-24
1754 SE 8th Tertownhomes431,757$417,0002026-07-24
1489 NE 4th Avetownhomes331,460$382,9902026-07-22
916 SE 17th Cttownhomes331,542$300,0002026-07-22
636 SW 11th Sttownhomes431,799$300,0002026-07-20
18941 SW 344th Tertownhomes321,558$385,0002026-07-17
1435 NE 4th Avetownhomes331,382$373,0002026-07-14
243 SW 6th Lntownhomes221,140$260,0002026-07-07
35829 SW 178th Cttownhomes321,682$407,2002026-07-02
590 NW 10th Cttownhomes321,715$322,0002026-07-01
922 NW 10th Sttownhomes431,736$449,9002026-06-30
1256 SW 8th Cttownhomes331,472$392,9902026-06-30
1508 NE 3rd Avetownhomes331,456$396,5002026-06-30
1412 NE 4th Avetownhomes431,582$404,0002026-06-30
909 SW 6th Pltownhomes331,527$285,0002026-06-30
34508 SW 191st Cttownhomes421,666$395,0002026-06-30
1406 NE 4th Avetownhomes331,460$380,5002026-06-30
1216 SW 8th Cttownhomes331,446$361,0002026-06-30
1350 NE 4th Avetownhomes431,582$404,5002026-06-30
1365 NE 4th Avetownhomes331,382$383,0002026-06-29
19061 SW 344th Tertownhomes431,666$395,0002026-06-29
1417 NE 4th Avetownhomes331,382$373,5002026-06-29

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
33734 SW 195 Avetownhomes542,987$704,990
19583 SW 337th Tersingle_family532,665$682,990
SW 336 St & SW 194 Avesingle_family532,665$603,990
19454 SW 338th Tersingle_family532,665$637,640
34817 SW 189th Plsingle_family532,456$624,990
33764 SW 195 Avesingle_family542,987$699,990
SW 336 St & SW 194 Avetownhomes532,987$679,990
19573 SW 338th Tersingle_family542,987$689,990

10-year hold projection

IRR-4.6%
Equity multiple0.23x
Total return (10yr)-$43,456
YearProperty valueNOICash flowLoan balanceEquity
1$719,857$6,559-$38,019$553,050$166,807
2$741,452$6,857-$37,757$546,572$194,881
3$763,696$7,167-$37,484$539,649$224,047
4$786,607$7,489-$37,201$532,250$254,357
5$810,205$7,823-$36,906$524,344$285,862
6$834,511$8,170-$36,599$515,894$318,617
7$859,547$8,530-$36,281$506,864$352,682
8$885,333$8,904-$35,949$497,214$388,119
9$911,893$9,292-$35,605$486,902$424,991
10$939,250$9,695-$35,247$475,881$463,369
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.