| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $859,990 |
| Down payment (20.0%) | $171,998 |
| Loan amount | $687,992 |
| Closing costs (5.0%) | $43,000 |
| Total cash to close | $214,998 |
| Income | |
| Rent (comp-derived) | $4,300$51,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,956$47,472 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,362$16,340 |
| Insurance (placeholder 0.8% of price) | $573$6,880 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $215$2,580 |
| Total operating expenses | $2,150$25,800 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $215$2,580 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,190 | $3,375 | — | — | |
| single_family | 4 | 3 | 2,212 | $3,375 | 2026-06-10 | — | |
| single_family | 4 | 2 | 2,251 | $3,335 | 2026-05-31 | — | |
| single_family | 4 | 2 | 1,791 | $3,300 | 2026-07-22 | — | |
| single_family | 4 | 4 | 2,946 | $6,500 | 2026-03-29 | — | |
| single_family | 4 | 2 | 1,947 | $3,100 | 2026-07-06 | — | |
| single_family | 4 | 2 | 2,508 | $4,500 | 2026-08-20 | — | |
| single_family | 4 | 2 | 2,708 | $10,000 | 2025-10-22 | — | |
| single_family | 4 | 2 | 2,150 | $4,150 | 2026-09-01 | — | |
| single_family | 4 | 3 | 2,572 | $4,300 | 2025-10-06 | — | |
| single_family | 4 | 3 | 2,400 | $4,600 | 2026-05-09 | — | |
| single_family | 4 | 2 | 2,336 | $6,000 | 2026-08-05 | — | |
| single_family | 4 | 2 | 2,226 | $5,500 | 2026-05-18 | — | |
| single_family | 4 | 3 | 1,802 | $4,300 | — | — | |
| single_family | 4 | 2 | 1,641 | $4,300 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 20464 SW 325th St | single_family | 4 | 3 | 2,366 | $795,000 | 2026-08-25 |
| 31115 SW 217th Ave | single_family | 4 | 4 | 4,610 | $1,450,000 | 2026-08-19 |
| 30452 SW 194th Ct | single_family | 4 | 2 | 2,052 | $512,000 | 2026-08-12 |
| 1650 NW 14th Ter | single_family | 4 | 2 | 1,834 | $712,500 | 2026-08-07 |
| 17344 SW 303rd St | single_family | 4 | 2 | 1,820 | $635,000 | 2026-08-03 |
| 341 NW 15th St | single_family | 4 | 2 | 1,652 | $620,000 | 2026-07-31 |
| 30602 SW 193rd Ct | single_family | 4 | 2 | 1,790 | $721,000 | 2026-07-31 |
| 31717 SW 189th Ct | single_family | 4 | 4 | 2,572 | $674,990 | 2026-07-30 |
| 29352 SW 178th Ave | single_family | 4 | 3 | 2,603 | $830,000 | 2026-07-29 |
| 121 NE 18th St | single_family | 4 | 3 | 2,071 | $560,000 | 2026-07-29 |
| 19382 SW 293rd St | single_family | 4 | 3 | 2,866 | $985,000 | 2026-07-29 |
| 224 NW 19th St | single_family | 4 | 2 | 1,956 | $615,000 | 2026-07-27 |
| 29400 SW 179th Ave | single_family | 4 | 2 | 4,053 | $955,000 | 2026-07-23 |
| 19022 SW 318th Ter | single_family | 4 | 2 | 1,791 | $500,000 | 2026-07-09 |
| 32302 SW 204th Ct | single_family | 4 | 3 | 2,248 | $760,000 | 2026-07-08 |
| 16741 SW 282nd St | single_family | 4 | 3 | 3,373 | $1,043,000 | 2026-07-06 |
| 19305 SW 312th St | single_family | 4 | 2 | 3,270 | $999,000 | 2026-06-26 |
| 32151 SW 196th Ave | single_family | 4 | 2 | 2,143 | $695,000 | 2026-06-26 |
| 16932 SW 291st St | single_family | 4 | 3 | 2,412 | $700,000 | 2026-06-26 |
| 18200 SW 296th St | single_family | 4 | 4 | 2,013 | $1,225,000 | 2026-06-26 |
| 1604 NW 20th St | single_family | 4 | 2 | 2,000 | $630,000 | 2026-06-24 |
| 16721 SW 298th Ter | single_family | 4 | 3 | 1,461 | $500,000 | 2026-06-23 |
| 17484 SW 284th St | single_family | 4 | 3 | 2,374 | $706,300 | 2026-06-18 |
| 19504 SW 324th St | single_family | 4 | 4 | 1,885 | $740,000 | 2026-06-17 |
| 32204 SW 205th Ave | single_family | 4 | 2 | 2,366 | $800,000 | 2026-06-17 |
| 31300 SW 192nd Ave | single_family | 4 | 2 | 2,672 | $740,000 | 2026-06-08 |
| 17490 SW 288th St | single_family | 4 | 3 | 3,009 | $910,000 | 2026-06-04 |
| 16800 SW 296th St | single_family | 4 | 2 | 1,695 | $683,000 | 2026-05-27 |
| 29377 SW 178th Ct | single_family | 4 | 3 | 2,603 | $790,000 | 2026-05-27 |
| 32240 SW 199th Ave | single_family | 4 | 3 | 1,458 | $635,000 | 2026-05-25 |
| 16955 SW 288th St | single_family | 4 | 4 | 4,230 | $1,150,000 | 2026-05-18 |
| 18900 SW 313th St | single_family | 4 | 3 | 1,771 | $530,000 | 2026-05-11 |
| 1701 NW 13th Ave | single_family | 4 | 2 | 1,347 | $525,000 | 2026-05-11 |
| 85 NW 21st St | single_family | 4 | 2 | 2,655 | $636,000 | 2026-05-08 |
| 29220 SW 187th Ave | single_family | 4 | 2 | 2,046 | $649,000 | 2026-05-07 |
| 1442 NW 20th St | single_family | 4 | 2 | 1,756 | $705,000 | 2026-04-27 |
| 29725 SW 168th Ct | single_family | 4 | 2 | 1,664 | $695,000 | 2026-04-27 |
| 19006 SW 307th St | single_family | 4 | 3 | 2,571 | $820,000 | 2026-04-27 |
| 18902 SW 316th St | single_family | 4 | 4 | — | $647,990 | 2026-04-24 |
| 17402 SW 285th St | single_family | 4 | 3 | 2,374 | $707,500 | 2026-04-22 |
| 222 NW 14th St | single_family | 4 | 3 | 1,548 | $572,000 | 2026-04-21 |
| 16911 SW 301st Ter | single_family | 4 | 2 | 1,450 | $465,000 | 2026-04-20 |
| 220 NE 12th Ave Lot 6 | single_family | 4 | 2 | 1,848 | $260,000 | 2026-04-20 |
| 973 NW 8th St | single_family | 4 | 3 | 1,620 | $575,000 | 2026-04-15 |
| 17420 SW 284th St | single_family | 4 | 3 | 2,374 | $690,000 | 2026-04-13 |
| 28863 SW 186th Ave | single_family | 4 | 4 | 2,880 | $875,000 | 2026-04-10 |
| 17403 SW 285th St | single_family | 4 | 3 | 2,374 | $705,500 | 2026-04-09 |
| 32301 SW 202nd Pl | single_family | 4 | 3 | 2,339 | $750,000 | 2026-04-08 |
| 6052550995 | single_family | 4 | 2 | 1,250 | $480,000 | 2026-04-08 |
| 31171 SW 193rd Ave | single_family | 4 | 4 | 2,689 | $720,000 | 2026-04-06 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 28544 SW 176th Ave. | single_family | 4 | 3 | 2,648 | $805,990 | — |
| SW 288 St & 177th Ave | single_family | 4 | 3 | 3,108 | $789,990 | — |
| 31353 SW 192 Ave | townhomes | 4 | 4 | 2,356 | $518,850 | — |
| 18856 SW 314th St | single_family | 4 | 3 | 2,072 | $540,640 | — |
| 17568 SW 286 St | single_family | 4 | 3 | 3,108 | $790,640 | — |
| SW 288 St & 177th Ave | single_family | 4 | 3 | 2,648 | $853,990 | — |
| 31415 SW 192 Ave | townhomes | 4 | 3 | 2,345 | $515,690 | — |
| 31413 SW 192 Ave | townhomes | 4 | 3 | 2,356 | $518,850 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $885,790 | $21,672 | -$33,962 | $680,533 | $205,257 |
| 2 | $912,363 | $22,451 | -$33,248 | $672,561 | $239,802 |
| 3 | $939,734 | $23,257 | -$32,508 | $664,042 | $275,692 |
| 4 | $967,926 | $24,090 | -$31,743 | $654,938 | $312,988 |
| 5 | $996,964 | $24,952 | -$30,950 | $645,209 | $351,755 |
| 6 | $1,026,873 | $25,843 | -$30,131 | $634,812 | $392,061 |
| 7 | $1,057,679 | $26,764 | -$29,282 | $623,700 | $433,979 |
| 8 | $1,089,410 | $27,717 | -$28,405 | $611,826 | $477,584 |
| 9 | $1,122,092 | $28,702 | -$27,496 | $599,136 | $522,956 |
| 10 | $1,155,755 | $29,720 | -$26,557 | $585,575 | $570,180 |