33734 SW 195 Ave
Miami, FL 33034 · townhomes · For Sale · 13 days on market
Asking price$704,990
5 beds 4 baths 2,987 sqft
Listed by Acacia Groves
Typetownhomes
Built—
Price / sqft$236
Est. value (own analysis)$737,102
Rent estimate (own analysis)$4,670/mo
HOANone
1 / 4
Show every detail
Statusfor_sale
Listed date2026-08-21
Removed date—
MLSLennar #9376600602
Coordinates—
Address33734 SW 195 Ave
CityMiami
StateFL
Zip33034
Listing ID9452107083
Sourcerealtor, cached 2026-08-21
ZIP market snapshot (33034)
Typical home value (ZHVI)$382,671
Typical rent (ZORI)$2,436/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $704,990 |
| Down payment (20.0%) | $140,998 |
| Loan amount | $563,992 |
| Closing costs (5.0%) | $35,250 |
| Total cash to close | $176,248 |
| Income | |
| Rent (comp-derived) | $4,670$56,040 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,296$51,557 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,116$13,395 |
| Insurance (placeholder 0.8% of price) | $470$5,640 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $234$2,802 |
| Total operating expenses | $1,820$21,837 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $234$2,802 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 5 | 4 | — | $4,800 | 2026-08-16 | — | |
| townhomes | 5 | 5 | 2,950 | $27,500 | 2026-07-20 | — | |
| townhomes | 5 | 3 | — | $4,540 | 2026-05-21 | — | |
| townhomes | 5 | 3 | 2,040 | $4,000 | 2026-08-24 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1025 NW 5th St | townhomes | 3 | 3 | 1,425 | $274,000 | 2026-08-31 |
| 1533 NW 2nd St | townhomes | 4 | 3 | 1,717 | $426,540 | 2026-08-28 |
| 914 SE 18th St | townhomes | 3 | 3 | 1,542 | $380,000 | 2026-08-28 |
| 687 SW 10th St | townhomes | 4 | 3 | 1,799 | $290,000 | 2026-08-28 |
| 669 SW 11th St | townhomes | 3 | 3 | 1,466 | $295,000 | 2026-08-25 |
| 475 NE 5th Ln | townhomes | 3 | 3 | 1,272 | $299,800 | 2026-08-24 |
| 1513 NE 4 Ct | townhomes | 3 | 3 | 1,334 | $365,990 | 2026-08-21 |
| 1241 SW 8th Ct | townhomes | 3 | 3 | 1,446 | $363,990 | 2026-08-20 |
| 1232 NE 5th Ct | townhomes | 3 | 3 | 1,380 | $345,000 | 2026-08-17 |
| 34521 SW 191st Ct | townhomes | 4 | 2 | 1,666 | $400,000 | 2026-08-13 |
| 552 NE 5th Way | townhomes | 3 | 2 | 1,315 | $285,000 | 2026-08-12 |
| 35939 SW 178th Ct | townhomes | 4 | 2 | 1,807 | $408,400 | 2026-08-12 |
| 34504 SW 191st Ct | townhomes | 3 | 2 | 1,558 | $386,000 | 2026-08-10 |
| 1009 NW 4th Ter | townhomes | 3 | 3 | 1,425 | $340,000 | 2026-08-10 |
| 441 NE 12th St | townhomes | 4 | 3 | 1,580 | $428,000 | 2026-08-07 |
| 1462 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $377,000 | 2026-08-07 |
| 453 NE 12th St | townhomes | 3 | 2 | 1,440 | $433,000 | 2026-08-07 |
| 319 NE 12th St | townhomes | 3 | 2 | 1,456 | $432,500 | 2026-08-04 |
| 1220 NE 5th Ct | townhomes | 3 | 3 | 1,380 | $335,000 | 2026-07-31 |
| 1762 SE 9th Ave | townhomes | 3 | 2 | 1,488 | $350,000 | 2026-07-30 |
| 767 SE 18th St | townhomes | 3 | 3 | 1,628 | $339,900 | 2026-07-28 |
| 451 NW 12th Ave | townhomes | 4 | 3 | 1,730 | $390,000 | 2026-07-24 |
| 825 SW 12th St | townhomes | 3 | 3 | 1,472 | $385,500 | 2026-07-24 |
| 1754 SE 8th Ter | townhomes | 4 | 3 | 1,757 | $417,000 | 2026-07-24 |
| 1489 NE 4th Ave | townhomes | 3 | 3 | 1,460 | $382,990 | 2026-07-22 |
| 916 SE 17th Ct | townhomes | 3 | 3 | 1,542 | $300,000 | 2026-07-22 |
| 636 SW 11th St | townhomes | 4 | 3 | 1,799 | $300,000 | 2026-07-20 |
| 18941 SW 344th Ter | townhomes | 3 | 2 | 1,558 | $385,000 | 2026-07-17 |
| 1435 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $373,000 | 2026-07-14 |
| 243 SW 6th Ln | townhomes | 2 | 2 | 1,140 | $260,000 | 2026-07-07 |
| 35829 SW 178th Ct | townhomes | 3 | 2 | 1,682 | $407,200 | 2026-07-02 |
| 590 NW 10th Ct | townhomes | 3 | 2 | 1,715 | $322,000 | 2026-07-01 |
| 922 NW 10th St | townhomes | 4 | 3 | 1,736 | $449,900 | 2026-06-30 |
| 1256 SW 8th Ct | townhomes | 3 | 3 | 1,472 | $392,990 | 2026-06-30 |
| 1508 NE 3rd Ave | townhomes | 3 | 3 | 1,456 | $396,500 | 2026-06-30 |
| 1412 NE 4th Ave | townhomes | 4 | 3 | 1,582 | $404,000 | 2026-06-30 |
| 909 SW 6th Pl | townhomes | 3 | 3 | 1,527 | $285,000 | 2026-06-30 |
| 34508 SW 191st Ct | townhomes | 4 | 2 | 1,666 | $395,000 | 2026-06-30 |
| 1406 NE 4th Ave | townhomes | 3 | 3 | 1,460 | $380,500 | 2026-06-30 |
| 1216 SW 8th Ct | townhomes | 3 | 3 | 1,446 | $361,000 | 2026-06-30 |
| 1350 NE 4th Ave | townhomes | 4 | 3 | 1,582 | $404,500 | 2026-06-30 |
| 1365 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $383,000 | 2026-06-29 |
| 19061 SW 344th Ter | townhomes | 4 | 3 | 1,666 | $395,000 | 2026-06-29 |
| 1417 NE 4th Ave | townhomes | 3 | 3 | 1,382 | $373,500 | 2026-06-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 19583 SW 337th Ter | single_family | 5 | 3 | 2,665 | $682,990 | — |
| SW 336 St & SW 194 Ave | single_family | 5 | 3 | 2,665 | $603,990 | — |
| 19454 SW 338th Ter | single_family | 5 | 3 | 2,665 | $637,640 | — |
| 34817 SW 189th Pl | single_family | 5 | 3 | 2,456 | $624,990 | — |
| 33764 SW 195 Ave | single_family | 5 | 4 | 2,987 | $699,990 | — |
| SW 336 St & SW 194 Ave | townhomes | 5 | 3 | 2,987 | $679,990 | — |
| 19573 SW 338th Ter | single_family | 5 | 4 | 2,987 | $689,990 | — |
| 19551 SW 337th Ter | single_family | 5 | 4 | 2,987 | $685,890 | — |
10-year hold projection
IRR4.0%
Equity multiple1.65x
Total return (10yr)$206,496
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $726,140 | $29,720 | -$16,574 | $557,877 | $168,263 |
| 2 | $747,924 | $30,721 | -$15,644 | $551,342 | $196,582 |
| 3 | $770,362 | $31,754 | -$14,682 | $544,359 | $226,003 |
| 4 | $793,472 | $32,822 | -$13,688 | $536,896 | $256,577 |
| 5 | $817,277 | $33,924 | -$12,661 | $528,920 | $288,357 |
| 6 | $841,795 | $35,062 | -$11,600 | $520,397 | $321,398 |
| 7 | $867,049 | $36,238 | -$10,504 | $511,288 | $355,761 |
| 8 | $893,060 | $37,451 | -$9,372 | $501,554 | $391,506 |
| 9 | $919,852 | $38,705 | -$8,202 | $491,152 | $428,700 |
| 10 | $947,448 | $39,999 | -$6,993 | $480,035 | $467,413 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.