10330 SW 154th Cir Ct Apt 51

Miami, FL 33196 · condos · For Sale · 119 days on market
Asking price$419,500
3 beds 3 baths 1,450 sqft
View on Realtor.com →
Listed by Maria Bartle · Keyes - Sunset
Typecondos
Built1987
Price / sqft$289
Est. value (own analysis)$427,112
Rent estimate (own analysis)$2,950/mo
HOA$585/mo
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-06
Removed date
MLSMiamiMLS #A12013485
Coordinates25.67016, -80.44549
Address10330 SW 154th Cir Ct Apt 51
CityMiami
StateFL
Zip33196
Listing ID9451687931
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33196)

Typical home value (ZHVI)$568,371
Typical rent (ZORI)$2,615/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$419,500
Down payment (20.0%)$83,900
Loan amount$335,600
Closing costs (5.0%)$20,975
Total cash to close$104,875
Rent (comp-derived)$2,950$35,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$35,400
Vacancy rate (assumption) assumption8.0%

$35,400 × 8.0% = $2,832

Effective gross income$2,714$32,568
Property tax (placeholder 1.9% of price)$664$7,971
Insurance (placeholder 0.8% of price)$280$3,356
HOA dues$585$7,020
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$148$1,770
Total operating expenses$1,676$20,117
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$32,568
Total operating expenses derived$20,117

$32,568 − $20,117 = $12,452

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$335,600
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$335,600 amortized at 6.7% over 30 years = $2,157/mo

CapEx reserve (5.0% of GSR)$148$1,770
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$12,452
Annual debt service derived$25,880
Annual CapEx reserve assumption$1,770
Annual PMI assumption$0

($12,452 − $25,880 − $1,770 − $0) ÷ 12 = -$1,267

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$12,452
Purchase price data$419,500

$12,452 ÷ $419,500 = 3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$15,198
Total cash to close derived$104,875

-$15,198 ÷ $104,875 = -14.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$12,452
Annual debt service derived$25,880

$12,452 ÷ $25,880 = 0.48

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$35,400
Purchase price data$419,500

($35,400 ÷ 12) ÷ $419,500 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$419,500
Gross scheduled rent (annual) comp$35,400

$419,500 ÷ $35,400 = 11.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,117
Effective gross income derived$32,568

$20,117 ÷ $32,568 = 61.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,117
Annual debt service derived$25,880
Annual PMI assumption$0
Gross scheduled rent (annual) comp$35,400

($20,117 + $25,880 + $0) ÷ $35,400 = 129.9%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos32993$2,4502026-08-21
condos321,190$2,8502026-08-20
condos32993$2,6502026-08-18
condos331,790$3,2002026-08-17
condos331,486$2,8002026-08-16
condos321,190$2,6002026-07-23
condos321,400$2,6002026-07-14
condos321,384$2,9002026-06-17
apartment321,048$2,602
apartment321,048$2,602
apartment321,048$2,659
apartment321,355$2,884
apartment321,488$2,795
apartment321,488$2,795
apartment321,269$2,857
apartment321,269$2,877
apartment321,488$2,850
apartment321,488$2,850
apartment321,488$2,950
apartment321,488$2,850
apartment321,260$3,038
apartment321,048$2,602
apartment321,048$2,602
condos321,400$3,0002026-08-26
apartment321,355$2,900
apartment321,394$3,148
apartment321,394$3,230
apartment321,355$3,032
apartment321,355$3,053
apartment321,394$3,204
apartment321,355$3,206
apartment321,355$3,233
apartment321,363$3,495
apartment321,363$3,485
apartment321,363$3,505
apartment321,394$3,267
apartment321,363$3,490
apartment321,406$3,493
apartment321,488$3,323
apartment321,363$3,275
apartment321,363$3,575
apartment321,363$3,595
apartment321,363$3,575
apartment321,363$3,645
condos321,384$2,7002026-08-29

9704 Hammocks Blvd Apt 104

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage993
Listed2026-08-21
Days on market

Asking rent: $2,450

View on Zillow →

15781 SW 106th Ter Apt 104

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,190
Listed2026-08-20
Days on market

Asking rent: $2,850

View on Zillow →

9730 Hammocks Blvd Unit 201-28

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage993
Listed2026-08-18
Days on market

Asking rent: $2,650

View on Zillow →

10151 SW 154th Cir Ct Unit 108-4

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,790
Listed2026-08-17
Days on market

Asking rent: $3,200

View on Zillow →

15560 SW 136th St Unit 213

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,486
Listed2026-08-16
Days on market

Asking rent: $2,800

View on Zillow →

15771 SW 106th Ter Apt 302

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,190
Listed2026-07-23
Days on market

Asking rent: $2,600

View on Zillow →

10018 Hammocks Blvd Unit 101-5

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,400
Listed2026-07-14
Days on market

Asking rent: $2,600

View on Zillow →

15540 SW 136th St Unit 4-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,384
Listed2026-06-17
Days on market

Asking rent: $2,900

View on Zillow →

15350 SW 136th St # 4-302

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,048
Listed
Days on market

Asking rent: $2,602

View on Zillow →

15350 SW 136th St # 4-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,048
Listed
Days on market

Asking rent: $2,602

View on Zillow →

15350 SW 136th St # 1-302

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,048
Listed
Days on market

Asking rent: $2,659

View on Zillow →

15280 SW 104th St # 10-015

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $2,884

View on Zillow →

10605 Hammocks Blvd # 728

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,795

View on Zillow →

10605 Hammocks Blvd # 623

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,795

View on Zillow →

8881 SW 172nd Ave # 13-37

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,269
Listed
Days on market

Asking rent: $2,857

View on Zillow →

8881 SW 172nd Ave # 06-21

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,269
Listed
Days on market

Asking rent: $2,877

View on Zillow →

10605 Hammocks Blvd # 632

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,850

View on Zillow →

10605 Hammocks Blvd # 725

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,850

View on Zillow →

10605 Hammocks Blvd # 732

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,950

View on Zillow →

10605 Hammocks Blvd # 738

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,850

View on Zillow →

8881 SW 172nd Ave # 11-18

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,260
Listed
Days on market

Asking rent: $3,038

View on Zillow →

15350 SW 136th St # 3-301

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,048
Listed
Days on market

Asking rent: $2,602

View on Zillow →

15350 SW 136th St # 1-301

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,048
Listed
Days on market

Asking rent: $2,602

View on Zillow →

10026 Hammocks Blvd Unit 103-6

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,400
Listed2026-08-26
Days on market

Asking rent: $3,000

View on Zillow →

10605 Hammocks Blvd # 734

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $2,900

View on Zillow →

16950 SW 93rd St # 07-202

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,148

View on Zillow →

16950 SW 93rd St # 08-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,230

View on Zillow →

15280 SW 104th St # 10-022

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,032

View on Zillow →

15280 SW 104th St # 10-032

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,053

View on Zillow →

16950 SW 93rd St # 11-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,204

View on Zillow →

15280 SW 104th St # 09-035

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,206

View on Zillow →

15280 SW 104th St # 10-035

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,233

View on Zillow →

9030 SW 158th Ave # 04-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,495

View on Zillow →

9030 SW 158th Ave # 09-301

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,485

View on Zillow →

9030 SW 158th Ave # 10-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,505

View on Zillow →

16950 SW 93rd St # 08-203

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,267

View on Zillow →

9030 SW 158th Ave # 05-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,490

View on Zillow →

16950 SW 93rd St # 07-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,406
Listed
Days on market

Asking rent: $3,493

View on Zillow →

15280 SW 104th St # 10-026

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $3,323

View on Zillow →

9030 SW 158th Ave # 09-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,275

View on Zillow →

9030 SW 158th Ave # 08-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,575

View on Zillow →

9030 SW 158th Ave # 08-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,595

View on Zillow →

9030 SW 158th Ave # 09-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,575

View on Zillow →

9030 SW 158th Ave # 10-401

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,645

View on Zillow →

15600 SW 136th St Unit 102

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,384
Listed2026-08-29
Days on market

Asking rent: $2,700

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9808 Hammocks Blvd Unit 203-23condos32993$280,0002026-07-10
10390 SW 154th Cir Ct Apt 78condos321,260$350,0002026-06-12
15500 SW 136th St Unit 202condos331,486$405,0002026-04-15
9704 Hammocks Blvd Apt 201condos32993$295,0002026-03-31
5867536963condos32$290,0002026-03-25
16530 SW 96th Tercondo_townhome_rowhome_coop331,490$499,0002026-03-13
9710 Hammocks Blvd Unit 103-31condos321,093$300,0002026-03-10
15560 SW 136th St Unit 3-206condos331,481$405,0002026-01-23
15081 SW 113th Tercondo_townhome_rowhome_coop331,506$485,0002026-01-22
9808 Hammocks Blvd Unit 102-23condos32993$290,0002025-12-16
15650 SW 136th St Unit 110condos321,384$420,0002025-12-16
9728 Hammocks Blvd Unit 201-27condos32993$295,0002025-11-24
9087 SW 153rd Ctcondo_townhome_rowhome_coop331,678$450,0002025-11-20
9704 Hammocks Blvd Apt 103condos32993$295,0002025-10-23
15540 SW 136th St Unit 212condos331,262$460,0002025-09-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
10273 SW 162nd Cttownhomes321,315$535,000
15046 SW 148th Plsingle_family331,831$799,900
15316 SW 111th Stsingle_family331,638$524,900
10880 SW 149th Plsingle_family331,828$664,900
9872 Hammocks Blvd Unit 105-51townhomes331,364$375,000
9352 SW 166th Ctsingle_family332,319$750,000
9716 Hammocks Blvd Apt 101condos32993$355,000
9232 SW 171st Ctsingle_family322,120$720,000

10-year hold projection

IRR0.5%
Equity multiple1.08x
Total return (10yr)$63,586
YearProperty valueNOICash flowLoan balanceEquity
1$432,085$12,452-$15,198$331,961$100,124
2$445,048$12,926-$14,769$328,073$116,975
3$458,399$13,416-$14,323$323,917$134,482
4$472,151$13,925-$13,861$319,476$152,675
5$486,315$14,451-$13,383$314,730$171,585
6$500,905$14,995-$12,887$309,658$191,247
7$515,932$15,559-$12,374$304,238$211,694
8$531,410$16,142-$11,842$298,446$232,964
9$547,352$16,746-$11,290$292,256$255,097
10$563,773$17,371-$10,719$285,641$278,132
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.