5865 W 13th Ave

Hialeah, FL 33012 · single_family · For Sale · 54 days on market
Asking price$719,000
3 beds 2 baths 1,800 sqft
View on Realtor.com →
Listed by Pedro Hidalgo · Prime Realty Of South Florida
Typesingle_family
Built1961
Price / sqft$399
Est. value (own analysis)$732,096
Rent estimate (own analysis)$3,500/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-11
Removed date
MLSMiamiMLS #A12051925
Coordinates25.87580, -80.30954
Address5865 W 13th Ave
CityHialeah
StateFL
Zip33012
Listing ID9447830946
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33012)

Typical home value (ZHVI)$385,585
Typical rent (ZORI)$2,270/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$719,000
Down payment (20.0%)$143,800
Loan amount$575,200
Closing costs (5.0%)$35,950
Total cash to close$179,750
Rent (comp-derived)$3,500$42,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,000
Vacancy rate (assumption) assumption8.0%

$42,000 × 8.0% = $3,360

Effective gross income$3,220$38,640
Property tax (placeholder 1.9% of price)$1,138$13,661
Insurance (placeholder 0.8% of price)$479$5,752
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$175$2,100
Total operating expenses$1,793$21,513
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$38,640
Total operating expenses derived$21,513

$38,640 − $21,513 = $17,127

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$575,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$575,200 amortized at 6.7% over 30 years = $3,696/mo

CapEx reserve (5.0% of GSR)$175$2,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,127
Annual debt service derived$44,357
Annual CapEx reserve assumption$2,100
Annual PMI assumption$0

($17,127 − $44,357 − $2,100 − $0) ÷ 12 = -$2,444

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,127
Purchase price data$719,000

$17,127 ÷ $719,000 = 2.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$29,330
Total cash to close derived$179,750

-$29,330 ÷ $179,750 = -16.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,127
Annual debt service derived$44,357

$17,127 ÷ $44,357 = 0.39

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,000
Purchase price data$719,000

($42,000 ÷ 12) ÷ $719,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$719,000
Gross scheduled rent (annual) comp$42,000

$719,000 ÷ $42,000 = 17.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$21,513
Effective gross income derived$38,640

$21,513 ÷ $38,640 = 55.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$21,513
Annual debt service derived$44,357
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,000

($21,513 + $44,357 + $0) ÷ $42,000 = 156.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,200$3,4902026-07-31
single_family321,191$3,8502026-08-24
single_family321,806$3,4002026-08-20
single_family321,927$3,3002026-08-06
single_family321,220$3,0002026-08-12
single_family321,418$3,5002026-08-18
single_family321,815$3,8002026-08-17
single_family322,420$4,5002026-06-27
single_family321,250$3,5002026-08-14
single_family321,499$4,3002026-01-07
single_family321,250$3,500
single_family321,418$3,500

4250 W 10th Ave

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-07-31
Days on market

Asking rent: $3,490

View on Zillow →

5505 W 14th Ln Unit 0

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,191
Listed2026-08-24
Days on market

Asking rent: $3,850

View on Zillow →

6174 W 14th Ct Unit 1

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,806
Listed2026-08-20
Days on market

Asking rent: $3,400

View on Zillow →

160 W 60th St Unit 0

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,927
Listed2026-08-06
Days on market

Asking rent: $3,300

View on Zillow →

980 W 53rd Ter

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,220
Listed2026-08-12
Days on market

Asking rent: $3,000

View on Zillow →

980 W 43rd Pl

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,418
Listed2026-08-18
Days on market

Asking rent: $3,500

View on Zillow →

6480 W 13th Ave

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,815
Listed2026-08-17
Days on market

Asking rent: $3,800

View on Zillow →

6290 W 16th Ave

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,420
Listed2026-06-27
Days on market

Asking rent: $4,500

View on Zillow →

6540 W 11th Ave Unit 0

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,250
Listed2026-08-14
Days on market

Asking rent: $3,500

View on Zillow →

4165 W 5th Ln

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,499
Listed2026-01-07
Days on market

Asking rent: $4,300

View on Zillow →

6540 W 11th Ave

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,250
Listed
Days on market

Asking rent: $3,500

View on Zillow →

980 W 43rd Pl # Fl33012

Hialeah, 33012 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,418
Listed
Days on market

Asking rent: $3,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
4210 W 10th Ctsingle_family321,440$475,0002026-08-25
4001 W 10th Ctsingle_family321,382$564,0002026-08-25
3651 W 2nd Ctsingle_family321,645$627,0002026-08-14
245 W 50th Stsingle_family322,216$528,2002026-08-04
5349 W 14th Lnsingle_family321,642$560,0002026-08-03
3397 W 14th Ctsingle_family311,200$550,0002026-07-31
1396 W 30th Stsingle_family321,340$550,0002026-07-31
4210 W 7th Lnsingle_family321,619$680,0002026-07-23
743 W 55th Plsingle_family311,416$690,0002026-07-22
1005 W 36th Plsingle_family311,176$575,0002026-07-22
983 W 42nd Plsingle_family321,000$480,0002026-07-22
4250 W 10th Avesingle_family321,200$530,0002026-07-20
5430 W 4th Lnsingle_family321,634$626,0002026-07-16
6220 W 10th Avesingle_family342,068$850,0002026-07-16
4401 W 10th Ctsingle_family321,196$455,0002026-07-15
60 W 61st Stsingle_family321,950$596,0002026-07-13
5660 W 13th Ctsingle_family321,761$637,5002026-07-10
167 W 34th Stsingle_family321,350$570,0002026-07-09
1734 W 57th Tersingle_family321,093$445,0002026-07-09
4211 W 8th Avesingle_family321,888$755,0002026-07-08
5372 W 4th Lnsingle_family321,666$600,0002026-07-08
687 W 39th Plsingle_family321,204$610,0002026-07-02
4300 W 10th Ctsingle_family321,656$515,0002026-06-30
265 W 55th Stsingle_family322,451$630,0002026-06-25
1230 W 35th Stsingle_family311,520$400,0002026-06-23
1310 W 31st Stsingle_family311,300$525,0002026-06-18
5373 W 10th Ctsingle_family321,068$650,0002026-06-17
6495 W 2nd Ctsingle_family321,178$418,3472026-06-17
330 W 60th Stsingle_family321,579$495,0002026-06-15
315 W 62nd Stsingle_family311,375$705,0002026-06-08
335 W 60th Stsingle_family321,375$647,0002026-06-03
1071 W 37th Stsingle_family321,268$550,0002026-06-01
245 W 61st Stsingle_family321,425$650,0002026-06-01
5700 NW 111th Tersingle_family321,155$560,0002026-05-27
334 W 36th Tersingle_family31735$490,0002026-05-26
5730 NW 112th Tersingle_family311,105$560,0002026-05-18
921 W 50th Plsingle_family321,395$750,0002026-05-15
5635 W 13th Ctsingle_family322,174$750,0002026-05-11
160 W 45th Stsingle_family322,625$600,0002026-05-07
110 W 53rd Stsingle_family321,651$575,0002026-05-05
675 W 30th Stsingle_family321,330$550,0002026-04-30
3529 W 14th Lnsingle_family321,366$555,0002026-04-24
190 W 51st Stsingle_family322,112$699,0002026-04-24
1417 W 40th Stsingle_family321,147$510,0002026-04-23
618 W 32nd Stsingle_family311,718$619,0002026-04-22
1067 W 37th Stsingle_family321,425$525,0002026-04-20
4791 W 3rd Avesingle_family322,106$670,0002026-04-17
1100 W 53rd Tersingle_family321,380$670,0002026-04-08
961 W 39th Plsingle_family321,420$590,0002026-03-31
6320 NW 113th Tersingle_family312,227$770,0002026-03-30

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4210 W 10th Ctsingle_family321,440$485,000
1820 W 53rd St Apt 204condos32994$275,000
4349 W 10th Avesingle_family321,298$499,900
5665 W 20th Ave Apt 415condos321,203$280,000
3205 W 16th Avemobile32918$245,000
1014 W 66th Stsingle_family321,538$670,000
1092 W 32nd Stsingle_family331,388$695,000
3930 W 2nd Avesingle_family321,541$680,000

10-year hold projection

IRR-0.9%
Equity multiple0.85x
Total return (10yr)$67,754
YearProperty valueNOICash flowLoan balanceEquity
1$740,570$17,127-$29,330$568,964$171,606
2$762,787$17,748-$28,761$562,299$200,488
3$785,671$18,391-$28,172$555,176$230,494
4$809,241$19,056-$27,562$547,565$261,676
5$833,518$19,743-$26,931$539,431$294,087
6$858,524$20,454-$26,278$530,738$327,786
7$884,279$21,190-$25,602$521,448$362,831
8$910,808$21,950-$24,903$511,521$399,287
9$938,132$22,737-$24,179$500,911$437,220
10$966,276$23,550-$23,430$489,574$476,702
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.