10250 SW 135th St

Miami, FL 33176 · single_family · For Sale · 236 days on market
Asking price$2,890,000
5 beds 5 baths 3,865 sqft
Suggested offer$2,033,492$856,508 above the est. market value of $2,033,492.
View on Realtor.com →
Listed by Michael Martinez · One Sotheby's International Realty
Typesingle_family
Built2021
Price / sqft$748
Est. value (own analysis)$2,033,492
Rent estimate (own analysis)$11,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-01-09
Removed date
MLSMiamiMLS #A11939235
Coordinates25.64369, -80.36005
Address10250 SW 135th St
CityMiami
StateFL
Zip33176
Listing ID9346380265
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33176)

Typical home value (ZHVI)$630,508
Typical rent (ZORI)$2,301/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,890,000
Down payment (20.0%)$578,000
Loan amount$2,312,000
Closing costs (5.0%)$144,500
Total cash to close$722,500
Rent (comp-derived)$11,500$138,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$138,000
Vacancy rate (assumption) assumption8.0%

$138,000 × 8.0% = $11,040

Effective gross income$10,580$126,960
Property tax (placeholder 1.9% of price)$4,576$54,910
Insurance (est. scaled by flood & wind risk)$3,083$36,992
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$575$6,900
Total operating expenses$8,234$98,802
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$126,960
Total operating expenses derived$98,802

$126,960 − $98,802 = $28,158

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$2,312,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$2,312,000 amortized at 6.7% over 30 years = $14,858/mo

CapEx reserve (5.0% of GSR)$575$6,900
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$28,158
Annual debt service derived$178,290
Annual CapEx reserve assumption$6,900
Annual PMI assumption$0

($28,158 − $178,290 − $6,900 − $0) ÷ 12 = -$13,086

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$28,158
Purchase price data$2,890,000

$28,158 ÷ $2,890,000 = 1.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$157,032
Total cash to close derived$722,500

-$157,032 ÷ $722,500 = -21.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$28,158
Annual debt service derived$178,290

$28,158 ÷ $178,290 = 0.16

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$138,000
Purchase price data$2,890,000

($138,000 ÷ 12) ÷ $2,890,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,890,000
Gross scheduled rent (annual) comp$138,000

$2,890,000 ÷ $138,000 = 20.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$98,802
Effective gross income derived$126,960

$98,802 ÷ $126,960 = 77.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$98,802
Annual debt service derived$178,290
Annual PMI assumption$0
Gross scheduled rent (annual) comp$138,000

($98,802 + $178,290 + $0) ÷ $138,000 = 200.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family544,188$11,0002026-08-10
single_family533,502$11,5002026-07-06
single_family543,889$14,0002026-06-29
single_family554,136$11,5002026-06-24
single_family543,843$8,250

9717 SW 111th Ter

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,188
Listed2026-08-10
Days on market

Asking rent: $11,000

View on Zillow →

14121 SW 97th Ave

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,502
Listed2026-07-06
Days on market

Asking rent: $11,500

View on Zillow →

8925 SW 102nd Ter Unit 0

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,889
Listed2026-06-29
Days on market

Asking rent: $14,000

View on Zillow →

11305 SW 93rd Ct

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,136
Listed2026-06-24
Days on market

Asking rent: $11,500

View on Zillow →

9866 SW 111th Ter

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,843
Listed
Days on market

Asking rent: $8,250

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9600 SW 103 STSINGLE FAMILY : 1 UNIT533,529$2,050,0002026-04-16
9260 SW 101 STSINGLE FAMILY : 1 UNIT535,116$2,350,0002026-04-02
8800 SW 118 STSINGLE FAMILY : 1 UNIT535,297$1,394,4002026-03-27
11835 SW 91 AVESINGLE FAMILY : 1 UNIT533,126$2,350,0002026-03-24
9470 SW 97 STSINGLE FAMILY : 1 UNIT534,947$2,200,0002026-01-09
9350 SW 88 TERSINGLE FAMILY : 1 UNIT533,137$1,150,0002025-12-11
9696 SW 104 STSINGLE FAMILY : 1 UNIT543,316$2,320,0002025-12-02
8755 SW 96 STSINGLE FAMILY : 1 UNIT542,712$1,625,0002025-08-29
10220 SW 108 STSINGLE FAMILY : 1 UNIT522,935$885,0002025-08-27
9749 SW 111 TERSINGLE FAMILY : 1 UNIT544,246$1,835,0002025-05-29
11545 SW 96 TERSINGLE FAMILY : 1 UNIT543,614$2,100,0002025-05-20
10150 SW 95 AVESINGLE FAMILY : 1 UNIT534,054$2,785,0002025-03-31
9880 SW 87 AVESINGLE FAMILY : 1 UNIT554,764$4,150,0002025-03-03
9120 SW 103 STSINGLE FAMILY : 1 UNIT543,943$2,200,0002025-02-21
9220 SW 103 STSINGLE FAMILY : 1 UNIT533,183$1,700,0002025-02-18
11201 SW 108 CTSINGLE FAMILY : 1 UNIT532,192$850,0002024-12-30
9340 SW 103 STSINGLE FAMILY : 1 UNIT544,303$1,857,0002024-11-13
9531 SW 93 STSINGLE FAMILY : 1 UNIT543,967$2,450,0002024-11-12
9301 SW 93 AVESINGLE FAMILY : 1 UNIT533,808$3,475,0002024-11-07
9669 SW 96 STSINGLE FAMILY : 1 UNIT547,623$3,950,0002024-10-31
9355 SW 93 PLSINGLE FAMILY : 1 UNIT554,703$65,0002024-10-22
9350 SW 93 PLSINGLE FAMILY : 1 UNIT544,037$1,950,0002024-09-27
10300 SW 90 AVESINGLE FAMILY : 1 UNIT555,361$3,000,0002024-09-10
10400 SW 92 AVESINGLE FAMILY : 1 UNIT543,685$2,150,0002024-08-30
11723 SW 102 CTSINGLE FAMILY : 1 UNIT542,449$1,125,0002024-06-28
10090 SW 89 CTSINGLE FAMILY : 1 UNIT554,795$2,900,0002024-06-13
9520 SW 100 STSINGLE FAMILY : 1 UNIT534,184$1,850,0002024-06-08
10100 SW 90 AVESINGLE FAMILY : 1 UNIT535,221$2,850,0002024-05-21
11005 SW 95 STSINGLE FAMILY : 1 UNIT523,379$1,965,0002024-04-18
10504 SW 115 CTSINGLE FAMILY : CLUSTER HOME542,803$922,0002024-03-13
8930 SW 101 STSINGLE FAMILY : 1 UNIT554,753$2,225,0002024-02-29
9320 SW 102 STSINGLE FAMILY : 1 UNIT544,767$263,9002024-02-24
9701 SW 94 TERSINGLE FAMILY : 1 UNIT554,058$1,500,0002024-02-22
8950 SW 93 CTSINGLE FAMILY : 1 UNIT534,147$1,450,0002024-01-10
11340 SW 93 STSINGLE FAMILY : 1 UNIT545,058$2,500,0002023-12-13
9684 SW 99 STSINGLE FAMILY : 1 UNIT522,715$1,700,0002023-11-09
11511 SW 95 STSINGLE FAMILY : 1 UNIT575,563$4,000,0002023-11-02
9201 SW 102 STSINGLE FAMILY : 1 UNIT533,981$2,400,0002023-10-17
10001 SW 90 AVESINGLE FAMILY : 1 UNIT544,101$2,410,0002023-09-11
10380 SW 97 TERSINGLE FAMILY : 1 UNIT532,520$1,060,0002023-06-26
9849 SW 111 TERSINGLE FAMILY : 1 UNIT533,910$1,710,0002023-04-03
9765 SW 110 STSINGLE FAMILY : 1 UNIT564,134$4,050,0002023-03-16
8940 SW 96 STSINGLE FAMILY : 1 UNIT533,699$2,425,0002023-02-15
10325 SW 89 CTSINGLE FAMILY : 1 UNIT533,983$1,789,0002022-09-02

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
10040 SW 124th Stsingle_family564,039$3,500,000
9818 SW 111th Tersingle_family544,137$1,949,000
13241 SW 104th Avesingle_family533,031$1,749,000
11601 SW 88th Avesingle_family534,023$2,099,000
single_family532,492$699,900
14321 SW 99th Ctsingle_family553,883$1,699,000
9245 SW 93rd Avesingle_family566,239$4,965,000
10520 SW 124th Stmulti_family543,645$3,180,000

10-year hold projection

IRR-4.6%
Equity multiple0.24x
Total return (10yr)-$173,578
YearProperty valueNOICash flowLoan balanceEquity
1$2,976,700$28,158-$157,032$2,286,933$689,767
2$3,066,001$29,497-$155,866$2,260,144$805,857
3$3,157,981$30,888-$154,652$2,231,516$926,465
4$3,252,720$32,334-$153,387$2,200,922$1,051,798
5$3,350,302$33,836-$152,071$2,168,227$1,182,075
6$3,450,811$35,396-$150,701$2,133,287$1,317,524
7$3,554,335$37,017-$149,275$2,095,947$1,458,388
8$3,660,966$38,700-$147,792$2,056,044$1,604,922
9$3,770,795$40,448-$146,249$2,013,400$1,757,395
10$3,883,918$42,264-$144,644$1,967,827$1,916,091
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.