2594 SE 25th Dr

Homestead, FL 33035 · single_family · For Sale · 12 days on market
Asking price$394,090
3 beds 3 baths 1,414 sqft
Suggested offer$369,284$24,806 above the est. market value of $369,284.
View on Realtor.com →
Typesingle_family
Built
Price / sqft$279
Est. value (own analysis)$369,284
Rent estimate (own analysis)$2,700/mo
HOANone
Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-22
Removed date
MLSLennar #9386607209
Coordinates25.44705, -80.43860
Address2594 SE 25th Dr
CityHomestead
StateFL
Zip33035
Listing ID9345781238
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33035)

Typical home value (ZHVI)$331,237
Typical rent (ZORI)$2,328/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$394,090
Down payment (20.0%)$78,818
Loan amount$315,272
Closing costs (5.0%)$19,705
Total cash to close$98,523
Rent (comp-derived)$2,700$32,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$32,400
Vacancy rate (assumption) assumption8.0%

$32,400 × 8.0% = $2,592

Effective gross income$2,484$29,808
Property tax (placeholder 1.9% of price)$624$7,488
Insurance (placeholder 0.8% of price)$263$3,153
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$135$1,620
Total operating expenses$1,022$12,260
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$29,808
Total operating expenses derived$12,260

$29,808 − $12,260 = $17,548

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$315,272
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$315,272 amortized at 6.7% over 30 years = $2,026/mo

CapEx reserve (5.0% of GSR)$135$1,620
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,548
Annual debt service derived$24,312
Annual CapEx reserve assumption$1,620
Annual PMI assumption$0

($17,548 − $24,312 − $1,620 − $0) ÷ 12 = -$699

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,548
Purchase price data$394,090

$17,548 ÷ $394,090 = 4.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$8,385
Total cash to close derived$98,523

-$8,385 ÷ $98,523 = -8.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,548
Annual debt service derived$24,312

$17,548 ÷ $24,312 = 0.72

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$32,400
Purchase price data$394,090

($32,400 ÷ 12) ÷ $394,090 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$394,090
Gross scheduled rent (annual) comp$32,400

$394,090 ÷ $32,400 = 12.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$12,260
Effective gross income derived$29,808

$12,260 ÷ $29,808 = 41.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$12,260
Annual debt service derived$24,312
Annual PMI assumption$0
Gross scheduled rent (annual) comp$32,400

($12,260 + $24,312 + $0) ÷ $32,400 = 112.9%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family331,736$3,150
single_family321,682$3,2502026-08-26
single_family321,693$3,5002026-08-26
single_family331,736$3,1502026-04-21
single_family331,328$2,5002026-06-17
single_family311,388$2,5002026-07-02
single_family321,110$2,7502026-07-25
single_family321,336$2,9502026-08-14
single_family331,780$3,3002026-07-08
single_family331,452$2,600
single_family331,697$2,600
single_family331,715$3,100
single_family331,695$2,650
single_family331,400$2,4002026-07-04
single_family331,548$2,5502026-07-08
single_family331,612$2,6002026-06-27
single_family331,827$2,8002026-07-10
single_family321,442$2,6502026-07-03

833 SE 26th Rd

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,736
Listed
Days on market

Asking rent: $3,150

View on Zillow →

1707 S Curlew Ln Unit 1707

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,682
Listed2026-08-26
Days on market

Asking rent: $3,250

View on Zillow →

2019 SE 13th St

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,693
Listed2026-08-26
Days on market

Asking rent: $3,500

View on Zillow →

833 SE 26th Rd Unit 0

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,736
Listed2026-04-21
Days on market

Asking rent: $3,150

View on Zillow →

2624 SE 25th

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,328
Listed2026-06-17
Days on market

Asking rent: $2,500

View on Zillow →

1451 Egret Rd Unit 0

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,388
Listed2026-07-02
Days on market

Asking rent: $2,500

View on Zillow →

1378 Osprey Ct

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,110
Listed2026-07-25
Days on market

Asking rent: $2,750

View on Zillow →

1901 SE 15th St

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,336
Listed2026-08-14
Days on market

Asking rent: $2,950

View on Zillow →

2651 SE 24th Dr

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,780
Listed2026-07-08
Days on market

Asking rent: $3,300

View on Zillow →

2205 SE 23rd Rd

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,452
Listed
Days on market

Asking rent: $2,600

View on Zillow →

2613 SE 13th Ct

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,697
Listed
Days on market

Asking rent: $2,600

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1133 SE 13th Ter

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,715
Listed
Days on market

Asking rent: $3,100

View on Zillow →

2662 SE 10th St

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,695
Listed
Days on market

Asking rent: $2,650

View on Zillow →

2655 SE 28th Ave

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,400
Listed2026-07-04
Days on market

Asking rent: $2,400

View on Zillow →

1180 SE 26th Ave

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,548
Listed2026-07-08
Days on market

Asking rent: $2,550

View on Zillow →

18660 SE 26th Rd

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,612
Listed2026-06-27
Days on market

Asking rent: $2,600

View on Zillow →

1120 SE 26th Ct

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,827
Listed2026-07-10
Days on market

Asking rent: $2,800

View on Zillow →

2615 SE 11th Pl

Homestead, 33035 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,442
Listed2026-07-03
Days on market

Asking rent: $2,650

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2445 SE 27th Rdsingle_family331,714$511,0002026-09-01
1579 S Goldeneye Lnsingle_family322,287$550,0002026-08-27
2073 SE 13th Stsingle_family321,494$410,0002026-08-24
1305 N Fieldlark Lnsingle_family321,317$420,0002026-08-24
1400 SE 26th Rdsingle_family332,024$495,0002026-08-11
1316 SE 18th Tersingle_family331,722$415,0002026-07-31
2445 SE 29th Drsingle_family332,527$651,1902026-07-29
1959 SE 10th Stsingle_family321,336$420,0002026-06-24
1652 Egret Rdsingle_family321,610$470,0002026-06-22
2435 SE 27th Rdsingle_family332,161$549,3192026-05-29
2428 SE 27th Tersingle_family322,190$545,2002026-05-28
1745 N Goldeneye Lnsingle_family321,655$542,0002026-05-11
1885 SE 13th Stsingle_family321,336$400,0002026-05-08
1151 SE 13th Tersingle_family321,474$320,0002026-05-07
2551 SE 16th Tersingle_family321,060$230,0002026-04-15
1988 SE 12th Stsingle_family321,494$432,0002026-04-13
1321 SE 16th Avesingle_family321,833$415,0002026-04-10
1510 SE 22nd Lnsingle_family331,919$470,0002026-04-06
1924 SE 17th Ctsingle_family321,833$425,0002026-04-01
1106 SE 13th Avesingle_family321,280$430,0002026-03-25
2111 SE 14th Cirsingle_family321,550$420,0002026-03-09
1433 SE 20th Rdsingle_family321,693$400,0002026-03-04
1370 Osprey Ctsingle_family321,110$390,0002026-02-13
2713 SE 15th Stsingle_family331,483$345,0002026-02-13
1939 SE 13th Stsingle_family331,693$405,0002026-02-10
2720 SE 24th Ctsingle_family321,780$497,8002026-02-03
2478 SE 25th Ctsingle_family321,780$595,6002026-01-22
2004 SE 15th Stsingle_family321,494$455,0002026-01-16
1387 SE 10th Stsingle_family331,715$468,0002026-01-12
2458 SE 27th Tersingle_family322,190$516,0002025-12-29
2725 Fairways Drsingle_family322,226$550,0002025-12-23
2544 SE 25th Ctsingle_family321,780$500,0002025-12-11
1020 SE 20th Rdsingle_family321,336$395,0002025-12-10
1441 SE 20th Rdsingle_family321,874$315,0002025-11-28
1089 SE 13th Tersingle_family321,275$420,0002025-11-24
1568 SE 20th Tersingle_family321,874$436,9002025-11-24
1727 Egret Rdsingle_family321,572$469,0002025-11-21
1431 SE 18th Tersingle_family331,693$450,0002025-11-21
1675 S Goldeneye Lnsingle_family321,808$483,0002025-11-05
2500 SE 25th Ctsingle_family322,190$535,6002025-11-04
1525 SE 20th Plsingle_family321,693$420,0002025-10-30
1912 SE 14th Stsingle_family321,336$420,0002025-10-21
1231 SE 16th Avesingle_family321,833$420,0002025-10-14
2075 SE 15th Stsingle_family321,494$430,0002025-10-03
1857 SE 20th Rdsingle_family332,374$620,0002025-09-25
2624 SE 25th Ctsingle_family322,190$550,0002025-09-10
1575 N Goldeneye Lnsingle_family321,808$470,0002025-09-05
2632 SE 25th Ctsingle_family322,190$527,7002025-09-05
1417 SE 22nd Lnsingle_family321,550$475,0002025-09-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2455 SE 23rd Rdsingle_family322,161$569,990
2455 SE 23rd Roadsingle_family321,334$414,990
2455 SE 23rd Roadsingle_family321,828$458,990
2455 SE 23rd Roadsingle_family321,668$397,990
Palm Dr & 167th Avtownhomes321,651$444,990
2815 SE 16th Ave Unit 102condos321,166$189,000
1651 SE 31st Cttownhomes331,518$305,000
1543 SE 25th St Unit 204condos321,182$200,000

10-year hold projection

IRR4.7%
Equity multiple1.75x
Total return (10yr)$125,551
YearProperty valueNOICash flowLoan balanceEquity
1$405,913$17,548-$8,385$311,854$94,059
2$418,090$18,135-$7,837$308,201$109,889
3$430,633$18,742-$7,272$304,297$126,336
4$443,552$19,369-$6,688$300,125$143,427
5$456,858$20,016-$6,084$295,667$161,192
6$470,564$20,684-$5,461$290,902$179,662
7$484,681$21,374-$4,817$285,811$198,870
8$499,221$22,086-$4,152$280,369$218,852
9$514,198$22,822-$3,464$274,554$239,644
10$529,624$23,581-$2,754$268,340$261,284
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.