| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,099,000 |
| Down payment (20.0%) | $219,800 |
| Loan amount | $879,200 |
| Closing costs (5.0%) | $54,950 |
| Total cash to close | $274,750 |
| Income | |
| Rent (comp-derived) | $4,375$52,500 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,025$48,300 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,740$20,881 |
| Insurance (placeholder 0.8% of price) | $733$8,792 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $219$2,625 |
| Total operating expenses | $2,692$32,298 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $219$2,625 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,092 | $2,800 | 2026-08-12 | — | |
| single_family | 3 | 2 | 1,176 | $3,995 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,331 | $4,500 | 2026-08-10 | — | |
| single_family | 3 | 2 | 1,500 | $9,000 | 2026-08-07 | — | |
| single_family | 3 | 1 | 1,144 | $3,500 | 2026-08-06 | — | |
| single_family | 3 | 3 | 1,443 | $5,300 | 2026-07-16 | — | |
| single_family | 3 | 2 | 1,100 | $3,199 | 2026-06-29 | — | |
| single_family | 3 | 1 | 1,362 | $5,000 | 2026-06-26 | — | |
| single_family | 3 | 1 | 1,146 | $3,350 | 2026-06-25 | — | |
| single_family | 3 | 2 | 1,884 | $3,500 | 2026-06-15 | — | |
| single_family | 3 | 3 | 1,750 | $5,500 | 2026-06-10 | — | |
| single_family | 3 | 2 | 1,537 | $4,990 | 2026-06-10 | — | |
| single_family | 3 | 2 | 1,206 | $4,200 | 2026-06-03 | — | |
| single_family | 3 | 6 | 1,107 | $7,500 | 2026-05-20 | — | |
| single_family | 3 | 2 | 1,475 | $3,500 | 2026-05-07 | — | |
| single_family | 3 | 1 | 1,332 | $2,900 | 2026-05-05 | — | |
| single_family | 3 | 2 | 1,200 | $4,250 | 2026-05-04 | — | |
| single_family | 3 | 1 | 1,107 | $3,300 | 2026-08-04 | — | |
| single_family | 3 | 2 | 1,526 | $4,900 | 2026-07-28 | — | |
| single_family | 3 | 2 | 1,192 | $7,000 | 2024-06-18 | — | |
| single_family | 3 | 2 | 1,678 | $4,500 | 2026-01-10 | — | |
| single_family | 3 | 3 | 1,302 | $3,100 | — | — | |
| single_family | 3 | 3 | 1,676 | $5,800 | — | — | |
| single_family | 3 | 2 | 1,320 | $8,500 | 2026-08-30 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 3314 NW 9th Ct | single_family | 3 | 1 | 1,020 | $385,000 | 2026-08-21 |
| 352 NW 41st St | single_family | 3 | 2 | 1,600 | $572,000 | 2026-08-14 |
| 5621 NW 11th Ave | single_family | 3 | 2 | 1,590 | $710,000 | 2026-07-29 |
| 1118 NW 47th St | single_family | 3 | 2 | 1,204 | $450,000 | 2026-07-24 |
| 1037 NW 30th St | single_family | 3 | 2 | 2,094 | $390,000 | 2026-07-23 |
| 745 NW 46th St | single_family | 3 | 1 | 1,350 | $439,000 | 2026-07-17 |
| 1151 NW 45th St | single_family | 3 | 2 | 1,287 | $625,000 | 2026-07-14 |
| 109 NW 48th St | single_family | 3 | 1 | 1,385 | $850,000 | 2026-07-10 |
| 412 NW 41st St | single_family | 3 | 2 | 1,500 | $1,300,000 | 2026-07-09 |
| 401 NW 59th Ter | single_family | 3 | 1 | 1,144 | $370,000 | 2026-07-06 |
| 154 NW 61st St | single_family | 3 | 2 | 1,250 | $369,000 | 2026-06-25 |
| 1044 NW 60th St | single_family | 3 | 1 | 1,168 | $600,000 | 2026-06-23 |
| 34 NW 34th Ter | single_family | 3 | 1 | 1,372 | $950,000 | 2026-06-23 |
| 911 NW 45th St | single_family | 3 | 2 | 878 | $525,000 | 2026-06-23 |
| 529 NW 42nd St | single_family | 3 | 2 | 1,630 | $675,000 | 2026-06-05 |
| 490 NW 47th St | single_family | 3 | 1 | 1,204 | $650,000 | 2026-06-02 |
| 575 NW 49th St | single_family | 3 | 2 | 1,172 | $630,000 | 2026-06-01 |
| 512 NW 48th St | single_family | 3 | 1 | 1,624 | $450,000 | 2026-05-28 |
| 3518 NW 11th Ave | single_family | 3 | 2 | 2,017 | $550,000 | 2026-05-25 |
| 1079 NW 25th St | single_family | 3 | 3 | — | $289,900 | 2026-05-22 |
| 5426 NW 3rd Ave | single_family | 3 | 2 | 1,198 | $345,000 | 2026-05-21 |
| 4020 NW 12th Ave | single_family | 3 | 1 | 936 | $420,000 | 2026-05-18 |
| 210 NW 43rd St | single_family | 3 | 1 | 1,016 | $2,650,000 | 2026-05-13 |
| 1011 NW 44th St | single_family | 3 | 3 | 2,147 | $780,000 | 2026-05-12 |
| 1017 NW 47th St | single_family | 3 | 2 | 1,200 | $620,000 | 2026-05-04 |
| 61 NW 53rd St | single_family | 3 | 3 | 1,080 | $630,000 | 2026-05-01 |
| 1161 NW 45th St | single_family | 3 | 2 | 1,494 | $355,000 | 2026-04-24 |
| 891 NW 32nd St | single_family | 3 | 2 | — | $500,000 | 2026-04-20 |
| 1101 NW 30th St | single_family | 3 | 2 | 1,188 | $510,000 | 2026-04-17 |
| 763 NW 41st St | single_family | 3 | 1 | 1,125 | $525,000 | 2026-04-10 |
| 351 NW 51st St | single_family | 3 | 2 | 1,767 | $510,000 | 2026-04-02 |
| 5210 NW 5th Ave | single_family | 3 | 2 | 1,599 | $630,000 | 2026-03-31 |
| 244 NW 43rd St | single_family | 3 | 2 | 1,884 | $760,000 | 2026-03-31 |
| 4701 NW 10th Ave | single_family | 3 | 2 | 1,448 | $535,000 | 2026-03-19 |
| 1101 NW 40th St | single_family | 3 | 1 | 1,622 | $468,000 | 2026-03-06 |
| 5521 NW 10th Ave | single_family | 3 | 1 | 875 | $425,000 | 2026-02-16 |
| 475 NW 42nd St | single_family | 3 | 2 | 1,461 | $840,000 | 2026-02-13 |
| 1170 NW 59th St | single_family | 3 | 2 | 1,086 | $495,000 | 2026-02-11 |
| 6590185035 | single_family | 3 | 2 | 1,168 | $369,000 | 2026-02-11 |
| 4334 NW 3rd Ave | single_family | 3 | 1 | 1,174 | $530,000 | 2026-01-30 |
| 507 NW 42nd St | single_family | 3 | 2 | 1,712 | $690,000 | 2025-12-31 |
| 1010 NW 57th St | single_family | 3 | 2 | 1,406 | $422,800 | 2025-12-19 |
| 738 NW 47th St | single_family | 3 | 1 | 1,231 | $310,000 | 2025-12-19 |
| 266 NW 42nd St | single_family | 3 | 1 | 1,028 | $799,000 | 2025-12-05 |
| 165 NW 46th St | single_family | 3 | 2 | 1,202 | $700,000 | 2025-11-27 |
| 354 NW 43rd St | single_family | 3 | 3 | 1,981 | $1,250,000 | 2025-11-26 |
| 265 NW 44th St | single_family | 3 | 2 | 1,486 | $790,000 | 2025-11-24 |
| 130 NW 48th St | single_family | 3 | 2 | 1,558 | $699,000 | 2025-11-17 |
| 3324 NW 10th Ave | single_family | 3 | 2 | 1,059 | $649,000 | 2025-11-05 |
| 530 NW 46th St | single_family | 3 | 2 | 1,300 | $750,000 | 2025-10-22 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1130 NW 57th St | single_family | 3 | 2 | 1,131 | $469,900 | — |
| single_family | 3 | 2 | 1,269 | $549,950 | — | |
| 5510 NW 1st Ave | single_family | 3 | 3 | 1,178 | $870,000 | — |
| 1191 NW 49th St | single_family | 3 | 2 | 955 | $470,000 | — |
| 1137 NW 55th St | single_family | 3 | 2 | 1,063 | $550,000 | — |
| 1121 NW 57th St | single_family | 3 | 2 | 1,309 | $616,000 | — |
| 736 NW 41st St | single_family | 3 | 2 | 1,277 | $569,000 | — |
| 583 NW 47th Ter | single_family | 3 | 2 | 1,182 | $747,500 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,131,970 | $16,002 | -$54,423 | $869,667 | $262,303 |
| 2 | $1,165,929 | $16,644 | -$53,847 | $859,480 | $306,449 |
| 3 | $1,200,907 | $17,308 | -$53,249 | $848,594 | $352,313 |
| 4 | $1,236,934 | $17,997 | -$52,629 | $836,959 | $399,975 |
| 5 | $1,274,042 | $18,711 | -$51,986 | $824,526 | $449,516 |
| 6 | $1,312,263 | $19,451 | -$51,319 | $811,239 | $501,024 |
| 7 | $1,351,631 | $20,217 | -$50,627 | $797,040 | $554,592 |
| 8 | $1,392,180 | $21,011 | -$49,909 | $781,865 | $610,315 |
| 9 | $1,433,946 | $21,833 | -$49,165 | $765,648 | $668,297 |
| 10 | $1,476,964 | $22,685 | -$48,393 | $748,318 | $728,646 |