2357 NW 130th St

Miami, FL 33167 · single_family · For Sale · 142 days on market
Asking price$615,000
5 beds 3 baths 2,233 sqft
View on Realtor.com →
Listed by Nora Marquez · Realty One Group Evolution
Typesingle_family
Built2023
Price / sqft$275
Est. value (own analysis)$648,865
Rent estimate (own analysis)$6,500/mo
HOA$316/mo
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Neighborhood

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Statusfor_sale
Listed date2026-04-13
Removed date
MLSMiamiMLS #A11996954
Coordinates25.89275, -80.23813
Address2357 NW 130th St
CityMiami
StateFL
Zip33167
Listing ID9330371478
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33167)

Typical home value (ZHVI)$471,366
Typical rent (ZORI)$2,813/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$615,000
Down payment (20.0%)$123,000
Loan amount$492,000
Closing costs (5.0%)$30,750
Total cash to close$153,750
Rent (comp-derived)$6,500$78,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$78,000
Vacancy rate (assumption) assumption8.0%

$78,000 × 8.0% = $6,240

Effective gross income$5,980$71,760
Property tax (placeholder 1.9% of price)$974$11,685
Insurance (placeholder 0.8% of price)$410$4,920
HOA dues$316$3,792
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$325$3,900
Total operating expenses$2,025$24,297
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$71,760
Total operating expenses derived$24,297

$71,760 − $24,297 = $47,463

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$492,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$492,000 amortized at 6.7% over 30 years = $3,162/mo

CapEx reserve (5.0% of GSR)$325$3,900
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$47,463
Annual debt service derived$37,941
Annual CapEx reserve assumption$3,900
Annual PMI assumption$0

($47,463 − $37,941 − $3,900 − $0) ÷ 12 = $469

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$47,463
Purchase price data$615,000

$47,463 ÷ $615,000 = 7.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$5,622
Total cash to close derived$153,750

$5,622 ÷ $153,750 = 3.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$47,463
Annual debt service derived$37,941

$47,463 ÷ $37,941 = 1.25

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$78,000
Purchase price data$615,000

($78,000 ÷ 12) ÷ $615,000 = 1.1%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$615,000
Gross scheduled rent (annual) comp$78,000

$615,000 ÷ $78,000 = 7.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$24,297
Effective gross income derived$71,760

$24,297 ÷ $71,760 = 33.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$24,297
Annual debt service derived$37,941
Annual PMI assumption$0
Gross scheduled rent (annual) comp$78,000

($24,297 + $37,941 + $0) ÷ $78,000 = 79.8%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family531,986$12,9002026-08-20
single_family522,184$4,3702026-08-14
single_family542,368$16,0002026-08-12
single_family532,009$5,6002026-08-06
single_family541,986$6,5002026-07-08
single_family532,495$6,5002026-07-02
single_family553,010$14,3002026-06-26
single_family521,747$3,6002026-06-24
single_family532,455$6,4002026-05-29
single_family532,588$6,0002026-05-27
single_family532,091$6,9992026-05-11
single_family531,462$5,0002026-04-29
single_family531,940$18,0002026-08-25
single_family531,970$6,8502025-10-28
single_family542,150$8,5002025-11-25
single_family532,702$5,500
single_family521,500$4,400
single_family531,752$5,800
single_family521,898$5,7002026-08-31
single_family542,194$12,5002026-09-01
single_family532,602$9,0002026-09-01

155 NW 51st St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,986
Listed2026-08-20
Days on market

Asking rent: $12,900

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1320 NE 204th St

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage2,184
Listed2026-08-14
Days on market

Asking rent: $4,370

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1019 NE 87th St

Miami, 33138 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,368
Listed2026-08-12
Days on market

Asking rent: $16,000

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328 SW 15th Ave

Miami, 33135 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,009
Listed2026-08-06
Days on market

Asking rent: $5,600

View on Zillow →

145 NW 40th St

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage1,986
Listed2026-07-08
Days on market

Asking rent: $6,500

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945 NE 176th St

Miami, 33162 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,495
Listed2026-07-02
Days on market

Asking rent: $6,500

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30 NE 44th St

Miami, 33137 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,010
Listed2026-06-26
Days on market

Asking rent: $14,300

View on Zillow →

1101 NW 55th Ter

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,747
Listed2026-06-24
Days on market

Asking rent: $3,600

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2555 NE 202nd St

Miami, 33180 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,455
Listed2026-05-29
Days on market

Asking rent: $6,400

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19960 Highland Lakes Blvd

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,588
Listed2026-05-27
Days on market

Asking rent: $6,000

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4721 NW 6th Ave

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,091
Listed2026-05-11
Days on market

Asking rent: $6,999

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4034 NW 23rd Ave Unit 0

Miami, 33142 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,462
Listed2026-04-29
Days on market

Asking rent: $5,000

View on Zillow →

400 NW 49th St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,940
Listed2026-08-25
Days on market

Asking rent: $18,000

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19511 NE 18th Pl Unit 0

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,970
Listed2025-10-28
Days on market

Asking rent: $6,850

View on Zillow →

753 NE 81st St

Miami, 33138 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,150
Listed2025-11-25
Days on market

Asking rent: $8,500

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19244 NE 9th Pl

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,702
Listed
Days on market

Asking rent: $5,500

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113 NW 35th St # 113

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,500
Listed
Days on market

Asking rent: $4,400

View on Zillow →

2480 NW 87th Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,752
Listed
Days on market

Asking rent: $5,800

View on Zillow →

1855 SW 16th Ter

Miami, 33145 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,898
Listed2026-08-31
Days on market

Asking rent: $5,700

View on Zillow →

211 SW 29th Rd

Miami, 33129 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,194
Listed2026-09-01
Days on market

Asking rent: $12,500

View on Zillow →

19900 NE 21st Ave

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,602
Listed2026-09-01
Days on market

Asking rent: $9,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2020 NW 107th Stsingle_family522,006$685,0002026-06-12
11201 NW 15th Ctsingle_family534,028$552,0002026-04-16
2175 NW 111th Stsingle_family552,754$768,0002025-12-05
2453 NW 131st Cirsingle_family532,233$675,0002025-10-31

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2450 NW 108th Stsingle_family533,316$799,999
11715 NW 22nd Ctmulti_family532,266$785,000
single_family552,166$1,075,000
2439 NW 131st Cirsingle_family532,233$665,000
14855 NW 16th Drsingle_family53$750,000
14321 NW 16th Ctsingle_family551,632$695,000
1335 NW 129th Stsingle_family531,995$610,000

10-year hold projection

IRR14.0%
Equity multiple3.16x
Total return (10yr)$412,089
YearProperty valueNOICash flowLoan balanceEquity
1$633,450$47,463$5,622$486,666$146,784
2$652,454$49,008$7,070$480,965$171,488
3$672,027$50,603$8,565$474,873$197,154
4$692,188$52,249$10,108$468,363$223,825
5$712,954$53,947$11,702$461,405$251,549
6$734,342$55,700$13,347$453,970$280,372
7$756,372$57,508$15,045$446,024$310,349
8$779,064$59,374$16,798$437,532$341,531
9$802,436$61,300$18,607$428,458$373,978
10$826,509$63,287$20,476$418,760$407,749
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.