2439 NW 131st Cir
Miami, FL 33167 · single_family · For Sale · 63 days on market
Asking price$665,000
5 beds 3 baths 2,233 sqft
Suggested offer$648,865$16,135 above the est. market value of $648,865.
View on Realtor.com →Listed by Steven K. · beycome.com
Typesingle_family
Built2022
Price / sqft$298
Est. value (own analysis)$648,865
Rent estimate (own analysis)$6,500/mo
HOA$317/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorWildfire1/10Minimal
1 / 34
Show every detail
Statusfor_sale
Listed date2026-07-01
Removed date—
MLSMiamiMLS #A12046239
Coordinates25.89268, -80.23981
Address2439 NW 131st Cir
CityMiami
StateFL
Zip33167
Listing ID9322727454
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33167)
Typical home value (ZHVI)$471,366
Typical rent (ZORI)$2,813/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $665,000 |
| Down payment (20.0%) | $133,000 |
| Loan amount | $532,000 |
| Closing costs (5.0%) | $33,250 |
| Total cash to close | $166,250 |
| Income | |
| Rent (comp-derived) | $6,500$78,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,980$71,760 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,053$12,635 |
| Insurance (est. scaled by flood & wind risk) | $665$7,980 |
| HOA dues | $317$3,804 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $325$3,900 |
| Total operating expenses | $2,360$28,319 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $325$3,900 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 1,986 | $12,900 | 2026-08-20 | — | |
| single_family | 5 | 2 | 2,184 | $4,370 | 2026-08-14 | — | |
| single_family | 5 | 4 | 2,368 | $16,000 | 2026-08-12 | — | |
| single_family | 5 | 3 | 2,009 | $5,600 | 2026-08-06 | — | |
| single_family | 5 | 4 | 1,986 | $6,500 | 2026-07-08 | — | |
| single_family | 5 | 3 | 2,495 | $6,500 | 2026-07-02 | — | |
| single_family | 5 | 5 | 3,010 | $14,300 | 2026-06-26 | — | |
| single_family | 5 | 2 | 1,747 | $3,600 | 2026-06-24 | — | |
| single_family | 5 | 3 | 2,455 | $6,400 | 2026-05-29 | — | |
| single_family | 5 | 3 | 2,588 | $6,000 | 2026-05-27 | — | |
| single_family | 5 | 3 | 2,091 | $6,999 | 2026-05-11 | — | |
| single_family | 5 | 3 | 1,462 | $5,000 | 2026-04-29 | — | |
| single_family | 5 | 3 | 1,940 | $18,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 1,970 | $6,850 | 2025-10-28 | — | |
| single_family | 5 | 4 | 2,150 | $8,500 | 2025-11-25 | — | |
| single_family | 5 | 3 | 2,702 | $5,500 | — | — | |
| single_family | 5 | 2 | 1,500 | $4,400 | — | — | |
| single_family | 5 | 3 | 1,752 | $5,800 | — | — | |
| single_family | 5 | 2 | 1,898 | $5,700 | 2026-08-31 | — | |
| single_family | 5 | 4 | 2,194 | $12,500 | 2026-09-01 | — | |
| single_family | 5 | 3 | 2,602 | $9,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2020 NW 107th St | single_family | 5 | 2 | 2,006 | $685,000 | 2026-06-12 |
| 11201 NW 15th Ct | single_family | 5 | 3 | 4,028 | $552,000 | 2026-04-16 |
| 2175 NW 111th St | single_family | 5 | 5 | 2,754 | $768,000 | 2025-12-05 |
| 2453 NW 131st Cir | single_family | 5 | 3 | 2,233 | $675,000 | 2025-10-31 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2450 NW 108th St | single_family | 5 | 3 | 3,316 | $799,999 | — |
| 11715 NW 22nd Ct | multi_family | 5 | 3 | 2,266 | $785,000 | — |
| single_family | 5 | 5 | 2,166 | $1,075,000 | — | |
| 14855 NW 16th Dr | single_family | 5 | 3 | — | $750,000 | — |
| 2357 NW 130th St | single_family | 5 | 3 | 2,233 | $615,000 | — |
| 14321 NW 16th Ct | single_family | 5 | 5 | 1,632 | $695,000 | — |
| 1335 NW 129th St | single_family | 5 | 3 | 1,995 | $610,000 | — |
10-year hold projection
IRR10.5%
Equity multiple2.64x
Total return (10yr)$359,333
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $684,950 | $43,441 | -$1,484 | $526,232 | $158,718 |
| 2 | $705,499 | $44,886 | -$137 | $520,068 | $185,431 |
| 3 | $726,663 | $46,378 | $1,255 | $513,480 | $213,183 |
| 4 | $748,463 | $47,918 | $2,692 | $506,440 | $242,023 |
| 5 | $770,917 | $49,508 | $4,177 | $498,917 | $272,000 |
| 6 | $794,045 | $51,149 | $5,711 | $490,877 | $303,168 |
| 7 | $817,866 | $52,844 | $7,296 | $482,285 | $335,581 |
| 8 | $842,402 | $54,593 | $8,932 | $473,103 | $369,299 |
| 9 | $867,674 | $56,399 | $10,622 | $463,290 | $404,384 |
| 10 | $893,704 | $58,264 | $12,368 | $452,804 | $440,901 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.