175 SE 25th Rd Unit UPH01

Miami, FL 33129 · condos · For Sale · 9 days on market
Asking price$31,000,000
6 beds 7 baths 7,084 sqft
Suggested offer$3,643,514$27,356,486 above the est. market value of $3,643,514.
View on Realtor.com →
Listed by Miltiadis Kastanis · COMPASS
Typecondos
Built2026
Price / sqft$4376
Est. value (own analysis)$3,643,514
Rent estimate (own analysis)$40,000/mo
HOA$12,114/mo
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Neighborhood

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Statusfor_sale
Listed date2026-08-24
Removed date
MLSMiamiMLS #A12075153
Coordinates25.74924, -80.20119
Address175 SE 25th Rd Unit UPH01
CityMiami
StateFL
Zip33129
Listing ID9321207045
Sourceus-real-estate-listings, cached 2026-08-29

ZIP market snapshot (33129)

Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$31,000,000
Down payment (20.0%)$6,200,000
Loan amount$24,800,000
Closing costs (5.0%)$1,550,000
Total cash to close$7,750,000
Rent (comp-derived)$40,000$480,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$480,000
Vacancy rate (assumption) assumption8.0%

$480,000 × 8.0% = $38,400

Effective gross income$36,800$441,600
Property tax (placeholder 1.9% of price)$49,083$589,000
Insurance (placeholder 0.8% of price)$20,667$248,000
HOA dues$12,114$145,368
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$2,000$24,000
Total operating expenses$83,864$1,006,368
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$441,600
Total operating expenses derived$1,006,368

$441,600 − $1,006,368 = -$564,768

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$24,800,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$24,800,000 amortized at 6.7% over 30 years = $159,371/mo

CapEx reserve (5.0% of GSR)$2,000$24,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$564,768
Annual debt service derived$1,912,458
Annual CapEx reserve assumption$24,000
Annual PMI assumption$0

(-$564,768 − $1,912,458 − $24,000 − $0) ÷ 12 = -$208,435

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$564,768
Purchase price data$31,000,000

-$564,768 ÷ $31,000,000 = -1.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$2,501,226
Total cash to close derived$7,750,000

-$2,501,226 ÷ $7,750,000 = -32.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$564,768
Annual debt service derived$1,912,458

-$564,768 ÷ $1,912,458 = -0.30

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$480,000
Purchase price data$31,000,000

($480,000 ÷ 12) ÷ $31,000,000 = 0.1%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$31,000,000
Gross scheduled rent (annual) comp$480,000

$31,000,000 ÷ $480,000 = 64.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$1,006,368
Effective gross income derived$441,600

$1,006,368 ÷ $441,600 = 227.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$1,006,368
Annual debt service derived$1,912,458
Annual PMI assumption$0
Gross scheduled rent (annual) comp$480,000

($1,006,368 + $1,912,458 + $0) ÷ $480,000 = 608.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos674,549$40,0002026-07-24
condos665,173$50,0002026-04-03
apartment642,376$1,9502026-03-11

3131 NE 7th Ave Unit 4901

Miami, 33137 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,549
Listed2026-07-24
Days on market

Asking rent: $40,000

View on Zillow →

1000 Brickell Plz Unit UPH6202

Miami, 33131 · rent comp

Bedrooms / bathrooms6 bd / 6 ba
Square footage5,173
Listed2026-04-03
Days on market

Asking rent: $50,000

View on Zillow →

1431 NW 55th Ter

Miami, 33142 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage2,376
Listed2026-03-11
Days on market

Asking rent: $1,950

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
175 SE 25th Rd Apt 1202condos342,115$4,000,0002026-08-28
2475 Brickell Ave Apt 2407condos221,190$700,0002026-08-24
2525 SW 3rd Ave Apt 1603condos11821$425,0002026-08-22
1643 Brickell Ave Apt 2506condos232,100$1,965,0002026-08-18
1541 Brickell Ave Unit C1505condos221,697$601,0002026-08-17
1643 Brickell Ave Apt 4102condos465,730$7,000,0002026-08-14
1901 Brickell Ave Apt B1512condos221,362$630,0002026-08-13
201 SW 17th Rd Unit 606condos11682$348,6412026-08-07
1925 NE Brickell Ave Unit 1703condos121,005$480,0002026-08-06
2501 Brickell Ave Apt 903condos221,100$560,0002026-07-31
1901 Brickell Ave Apt B1107condos121,064$454,0002026-07-27
1865 Brickell Ave Apt A1104condos12868$410,0002026-07-23
1925 Brickell Ave Apt D1808condos332,124$850,0002026-07-20
1600 SW 1st Ave Apt 305condos11607$450,0002026-07-17
175 SE 25th Rd Apt 1601condos342,100$4,000,0002026-07-17
1901 Brickell Ave Apt B413condos221,467$600,0002026-07-16
2101 Brickell Ave Apt 2103condos11791$485,0002026-07-15
1925 Brickell Ave Apt DPH3condos565,430$3,000,0002026-07-09
1865 Brickell Ave Apt A1209condos332,133$1,041,0002026-06-24
2333 Brickell Ave Apt 2310condos221,100$550,0002026-06-16
1581 Brickell Ave Apt 2302condos221,795$1,300,0002026-06-15
150 SE 25th Rd Apt 11Lcondos12804$495,0002026-06-12
2127 Brickell Ave Apt 3304condos232,070$1,840,0002026-06-11
2333 Brickell Ave Apt 1507condos221,100$649,0002026-06-08
929 SW 11th St Unit H2condos342,185$800,0002026-05-20
2101 Brickell Ave Apt 306condos221,367$875,0002026-05-13
1643 Brickell Ave Apt 2304condos232,580$2,750,0002026-05-12
2451 Brickell Ave Apt 12Ccondos11886$440,0002026-05-12
6751891375condos221,400$480,0002026-05-01
201 SW 17th Rd Unit 304condos11714$300,0002026-04-30
1581 Brickell Ave Unit 107condos121,042$455,0002026-04-30
1541 Brickell Ave Unit C608condos331,869$975,0002026-04-30
1901 Brickell Ave Apt B1408condos221,661$650,0002026-04-24
1581 Brickell Ave Apt 2104condos232,121$1,250,0002026-04-21
1541 Brickell Ave Unit A2301condos221,697$852,5002026-04-17
1600 SW 1st Ave Apt 510condos22796$490,0002026-04-14
2025 Brickell Ave Apt 901condos332,149$1,112,0002026-04-13
2525 SW 3rd Ave Apt 1106condos22955$530,0002026-04-13
2127 Brickell Ave Apt 801condos332,600$2,075,0002026-04-13
1541 Brickell Ave Apt A2102condos221,640$750,0002026-04-08
145 SE 25th Rd Apt 702condos221,430$485,0002026-03-31
150 SE 25th Rd Apt 8Lcondos12804$488,5002026-03-31
1541 Brickell Ave Apt C2705condos221,697$825,0002026-03-31
2333 Brickell Ave Apt 2607condos221,100$560,0002026-03-23
2530 SW 3rd Ave Apt 305condos22875$330,0002026-03-22
2333 Brickell Ave Apt 2609condos12930$560,0002026-03-17
2451 Brickell Ave Apt 14Dcondos331,703$1,200,0002026-03-13
2333 Brickell Ave Apt 1207condos221,100$552,0002026-03-13
200 SE 15th Rd Apt 15Ccondos22984$780,0002026-03-10
1901 Brickell Ave Apt B1711condos221,362$470,0002026-03-06

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
135 SW 29th Rdsingle_family684,287$5,600,000
2820 Brickell Avesingle_family676,522$9,950,000
2130 S Miami Avesingle_family675,890$7,949,950
3120 Brickell Avesingle_family676,000$14,900,000
2100 S Miami Avesingle_family675,350$7,850,000

10-year hold projection

IRR-11.5%
Equity multiple-0.97x
Total return (10yr)-$11,252,500
YearProperty valueNOICash flowLoan balanceEquity
1$31,930,000-$564,768-$2,501,226$24,531,113$7,398,887
2$32,887,900-$576,679-$2,513,737$24,243,761$8,644,139
3$33,874,537-$588,822-$2,526,495$23,936,676$9,937,861
4$34,890,773-$601,200-$2,539,503$23,608,504$11,282,269
5$35,937,496-$613,817-$2,552,767$23,257,795$12,679,701
6$37,015,621-$626,678-$2,566,289$22,883,004$14,132,618
7$38,126,090-$639,785-$2,580,075$22,482,474$15,643,616
8$39,269,873-$653,143-$2,594,129$22,054,440$17,215,432
9$40,447,969-$666,756-$2,608,455$21,597,013$18,850,956
10$41,661,408-$680,628-$2,623,058$21,108,173$20,553,235
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.