19625 NE 14th Ave

Miami, FL 33179 · single_family · For Sale · 8 days on market
Asking price$3,464,765
6 beds 6 baths 4,735 sqft
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Typesingle_family
Built
Price / sqft$732
Est. value (own analysis)$3,510,411
Rent estimate (own analysis)$17,000/mo
HOANone
Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-26
Removed date
MLSLennar #50907600311
Coordinates25.95380, -80.22562
Address19625 NE 14th Ave
CityMiami
StateFL
Zip33179
Listing ID9308464924
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33179)

Typical home value (ZHVI)$274,207
Typical rent (ZORI)$2,257/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$3,464,765
Down payment (20.0%)$692,953
Loan amount$2,771,812
Closing costs (5.0%)$173,238
Total cash to close$866,191
Rent (comp-derived)$17,000$204,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$204,000
Vacancy rate (assumption) assumption8.0%

$204,000 × 8.0% = $16,320

Effective gross income$15,640$187,680
Property tax (placeholder 1.9% of price)$5,486$65,831
Insurance (placeholder 0.8% of price)$2,310$27,718
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$850$10,200
Total operating expenses$8,646$103,749
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$187,680
Total operating expenses derived$103,749

$187,680 − $103,749 = $83,931

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$2,771,812
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$2,771,812 amortized at 6.7% over 30 years = $17,812/mo

CapEx reserve (5.0% of GSR)$850$10,200
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$83,931
Annual debt service derived$213,749
Annual CapEx reserve assumption$10,200
Annual PMI assumption$0

($83,931 − $213,749 − $10,200 − $0) ÷ 12 = -$11,668

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$83,931
Purchase price data$3,464,765

$83,931 ÷ $3,464,765 = 2.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$140,018
Total cash to close derived$866,191

-$140,018 ÷ $866,191 = -16.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$83,931
Annual debt service derived$213,749

$83,931 ÷ $213,749 = 0.39

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$204,000
Purchase price data$3,464,765

($204,000 ÷ 12) ÷ $3,464,765 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$3,464,765
Gross scheduled rent (annual) comp$204,000

$3,464,765 ÷ $204,000 = 17.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$103,749
Effective gross income derived$187,680

$103,749 ÷ $187,680 = 55.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$103,749
Annual debt service derived$213,749
Annual PMI assumption$0
Gross scheduled rent (annual) comp$204,000

($103,749 + $213,749 + $0) ÷ $204,000 = 155.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family673,603$26,0002026-05-07
single_family675,125$14,0002026-04-27
single_family654,200$17,0002026-03-31

1830 NE 193rd St

Miami, 33179 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage3,603
Listed2026-05-07
Days on market

Asking rent: $26,000

View on Zillow →

19471 NE 14th Ct

Miami, 33179 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage5,125
Listed2026-04-27
Days on market

Asking rent: $14,000

View on Zillow →

20100 NE 20th Ct Unit 0

Miami, 33179 · rent comp

Bedrooms / bathrooms6 bd / 5 ba
Square footage4,200
Listed2026-03-31
Days on market

Asking rent: $17,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1572 NE 194th Stsingle_family664,437$3,400,0002026-04-30
21480 Highland Lakes Blvd # 21480single_family673,312$2,161,0002026-04-24
1940 NE 193rd Stsingle_family664,787$4,116,2002025-12-26
19411 Presidential Waysingle_family654,174$3,094,5002025-12-22
2070 NE 194th Tersingle_family676,894$4,400,0002025-10-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1830 NE 193rd Stsingle_family673,603$4,126,000
19200 NE 14th Ctsingle_family664,735$3,408,990
19200 NE 14th Ctsingle_family664,735$3,408,990
1977 S Oak Haven Cirsingle_family664,495$2,800,000
19616 NE 14th Ctsingle_family664,400$3,750,000
19914 NE 19th Ctsingle_family675,911$3,600,000
18600 NE 7th Ctsingle_family653,960$1,200,000

10-year hold projection

IRR-0.8%
Equity multiple0.87x
Total return (10yr)$341,654
YearProperty valueNOICash flowLoan balanceEquity
1$3,568,708$83,931-$140,018$2,741,759$826,949
2$3,675,769$86,968-$137,236$2,709,643$966,126
3$3,786,042$90,109-$134,357$2,675,321$1,110,721
4$3,899,624$93,357-$131,376$2,638,643$1,260,981
5$4,016,612$96,716-$128,291$2,599,445$1,417,167
6$4,137,111$100,190-$125,099$2,557,556$1,579,555
7$4,261,224$103,783-$121,795$2,512,790$1,748,434
8$4,389,061$107,498-$118,375$2,464,950$1,924,111
9$4,520,732$111,340-$114,837$2,413,825$2,106,908
10$4,656,354$115,312-$111,175$2,359,189$2,297,165
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.