600 NW 25th Ct

Miami, FL 33125 · multi_family · For Sale · 197 days on market
Asking price$1,495,000
8 beds 4 baths 3,628 sqft
Suggested offer$1,250,598$244,402 above the est. market value of $1,250,598.
View on Realtor.com →
Listed by David Fermoselle · Eleventrust Llc
Typemulti_family
Built1925
Price / sqft$412
Est. value (own analysis)$1,250,598
Rent estimate (building total, own analysis)$10,376/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-02-17
Removed date
MLSMiamiMLS #A11956992
Coordinates25.77882, -80.23695
Address600 NW 25th Ct
CityMiami
StateFL
Zip33125
Listing ID9305053714
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33125)

Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,495,000
Down payment (20.0%)$299,000
Loan amount$1,196,000
Closing costs (5.0%)$74,750
Total cash to close$373,750
Rent (estimate)$10,376$124,513
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$124,513
Vacancy rate (assumption) assumption8.0%

$124,513 × 8.0% = $9,961

Effective gross income$9,546$114,552
Property tax (placeholder 1.9% of price)$2,367$28,405
Insurance (placeholder 0.8% of price)$997$11,960
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$519$6,226
Total operating expenses$3,883$46,591
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$114,552
Total operating expenses derived$46,591

$114,552 − $46,591 = $67,961

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,196,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,196,000 amortized at 6.7% over 30 years = $7,686/mo

CapEx reserve (5.0% of GSR)$519$6,226
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$67,961
Annual debt service derived$92,230
Annual CapEx reserve assumption$6,226
Annual PMI assumption$0

($67,961 − $92,230 − $6,226 − $0) ÷ 12 = -$2,541

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$67,961
Purchase price data$1,495,000

$67,961 ÷ $1,495,000 = 4.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$30,494
Total cash to close derived$373,750

-$30,494 ÷ $373,750 = -8.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$67,961
Annual debt service derived$92,230

$67,961 ÷ $92,230 = 0.74

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$124,513
Purchase price data$1,495,000

($124,513 ÷ 12) ÷ $1,495,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,495,000
Gross scheduled rent (annual) comp$124,513

$1,495,000 ÷ $124,513 = 12.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$46,591
Effective gross income derived$114,552

$46,591 ÷ $114,552 = 40.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$46,591
Annual debt service derived$92,230
Annual PMI assumption$0
Gross scheduled rent (annual) comp$124,513

($46,591 + $92,230 + $0) ÷ $124,513 = 111.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
426 NW 13th Ave Apt 2multi_family843,722$1,283,0002026-07-13
911 NW 22nd Plmulti_family83,244$900,0002026-06-22
1229 NW 5th Stmulti_family882,964$1,400,0002026-06-02
1237 NW 5th Stmulti_family852,759$1,400,0002026-06-02
1429 NW 2nd Stmulti_family864,086$1,380,0002026-05-14

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1717 NW 16th Stmulti_family842,975$1,200,000
1968 NW 25th Avemulti_family864,248$1,295,000
720 NW 30th Avesingle_family882,767$1,100,000
3524 NW 4th Termulti_family884,350$1,399,000

10-year hold projection

IRR5.0%
Equity multiple1.79x
Total return (10yr)$491,386
YearProperty valueNOICash flowLoan balanceEquity
1$1,539,850$67,961-$30,494$1,183,033$356,817
2$1,586,046$70,233-$28,378$1,169,175$416,871
3$1,633,627$72,579-$26,192$1,154,365$479,261
4$1,682,636$75,001-$23,933$1,138,539$544,097
5$1,733,115$77,502-$21,600$1,121,626$611,489
6$1,785,108$80,084-$19,190$1,103,551$681,557
7$1,838,661$82,750-$16,700$1,084,235$754,426
8$1,893,821$85,503-$14,127$1,063,593$830,228
9$1,950,636$88,345-$11,470$1,041,533$909,103
10$2,009,155$91,279-$8,726$1,017,958$991,197
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.