1000 99th St Unit 14
Bay Harbor Islands, FL 33154 · townhomes · For Sale · 821 days on market
Asking price$1,750,000
4 beds 5 baths 2,519 sqft
Suggested offer$1,149,582$600,418 above the est. market value of $1,149,582.
View on Realtor.com →Listed by Mariano Saal · TIR Prime Properties Corp.
Typetownhomes
Built2020
Price / sqft$695
Est. value (Zillow, adjusted)$1,149,582
Rent estimate (Zillow ZIP avg)$4,738/mo
HOA$420/mo
1 / 23
Show every detail
Statusfor_sale
Listed date2024-06-03
Removed date—
MLSMiamiMLS #A11600002
Coordinates25.88929, -80.13096
Address1000 99th St Unit 14
CityBay Harbor Islands
StateFL
Zip33154
Listing ID9247524640
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33154)
Typical home value (ZHVI)$1,230,561
Typical rent (ZORI)$4,738/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,750,000 |
| Down payment (20.0%) | $350,000 |
| Loan amount | $1,400,000 |
| Closing costs (5.0%) | $87,500 |
| Total cash to close | $437,500 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $4,738$56,861 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,359$52,312 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,771$33,250 |
| Insurance (placeholder 0.8% of price) | $1,167$14,000 |
| HOA dues | $420$5,040 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $237$2,843 |
| Total operating expenses | $4,594$55,133 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $237$2,843 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1000 99th St Unit 9 | townhomes | 4 | 4 | 2,720 | $1,550,000 | 2026-07-06 |
| 1160 98th St | townhomes | 4 | 4 | 2,675 | $1,675,000 | 2026-06-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8819 Dickens Ave | single_family | 4 | 3 | 1,469 | $2,085,000 | — |
| 9705 Collins Ave Unit 501N | condos | 4 | 4 | 3,524 | $6,250,000 | — |
| 8950 Harding Ave | single_family | 4 | 3 | 1,917 | $1,599,000 | — |
| 9156 Froude Ave | single_family | 4 | 2 | 1,967 | $1,595,000 | — |
| 9450 E Broadview Dr | single_family | 4 | 4 | 3,435 | $4,700,000 | — |
| 9172 Carlyle Ave | single_family | 4 | 3 | 2,239 | $3,495,000 | — |
| 10155 Collins Ave Apt 202 | condos | 4 | 5 | 3,300 | $5,375,000 | — |
| 9033 Emerson Ave | single_family | 4 | 4 | 2,267 | $3,560,000 | — |
10-year hold projection
IRR-7.4%
Equity multiple-0.25x
Total return (10yr)-$319,183
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,802,500 | -$2,821 | -$113,626 | $1,384,821 | $417,679 |
| 2 | $1,856,575 | -$2,630 | -$113,506 | $1,368,599 | $487,976 |
| 3 | $1,912,272 | -$2,427 | -$113,375 | $1,351,264 | $561,008 |
| 4 | $1,969,640 | -$2,210 | -$113,233 | $1,332,738 | $636,902 |
| 5 | $2,028,730 | -$1,979 | -$113,079 | $1,312,940 | $715,790 |
| 6 | $2,089,592 | -$1,734 | -$112,912 | $1,291,782 | $797,809 |
| 7 | $2,152,279 | -$1,474 | -$112,733 | $1,269,172 | $883,108 |
| 8 | $2,216,848 | -$1,199 | -$112,540 | $1,245,008 | $971,839 |
| 9 | $2,283,353 | -$907 | -$112,333 | $1,219,186 | $1,064,167 |
| 10 | $2,351,854 | -$599 | -$112,111 | $1,191,590 | $1,160,264 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.