10421 NW 33rd Ave

Miami, FL 33147 · single_family · Pending — under contract · 266 days on market
Asking price$699,500
4 beds 3 baths 2,100 sqft
View on Realtor.com →
Listed by Mildred March · Titan Properties
Typesingle_family
Built2026
Price / sqft$333
Est. value (own analysis)$768,159
Rent estimate (own analysis)$3,550/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2025-12-10
Removed date
MLSMiamiMLS #A11928534
Coordinates25.86919, -80.25305
Address10421 NW 33rd Ave
CityMiami
StateFL
Zip33147
Listing ID9224131324
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33147)

Typical home value (ZHVI)$444,132
Typical rent (ZORI)$2,154/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$699,500
Down payment (20.0%)$139,900
Loan amount$559,600
Closing costs (5.0%)$34,975
Total cash to close$174,875
Rent (comp-derived)$3,550$42,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,600
Vacancy rate (assumption) assumption8.0%

$42,600 × 8.0% = $3,408

Effective gross income$3,266$39,192
Property tax (placeholder 1.9% of price)$1,108$13,291
Insurance (est. scaled by flood & wind risk)$746$8,954
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$178$2,130
Total operating expenses$2,031$24,374
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$39,192
Total operating expenses derived$24,374

$39,192 − $24,374 = $14,818

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$559,600
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$559,600 amortized at 6.7% over 30 years = $3,596/mo

CapEx reserve (5.0% of GSR)$178$2,130
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$14,818
Annual debt service derived$43,154
Annual CapEx reserve assumption$2,130
Annual PMI assumption$0

($14,818 − $43,154 − $2,130 − $0) ÷ 12 = -$2,539

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$14,818
Purchase price data$699,500

$14,818 ÷ $699,500 = 2.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$30,466
Total cash to close derived$174,875

-$30,466 ÷ $174,875 = -17.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$14,818
Annual debt service derived$43,154

$14,818 ÷ $43,154 = 0.34

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,600
Purchase price data$699,500

($42,600 ÷ 12) ÷ $699,500 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$699,500
Gross scheduled rent (annual) comp$42,600

$699,500 ÷ $42,600 = 16.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$24,374
Effective gross income derived$39,192

$24,374 ÷ $39,192 = 62.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$24,374
Annual debt service derived$43,154
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,600

($24,374 + $43,154 + $0) ÷ $42,600 = 158.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family431,680$4,0002026-05-20
single_family421,420$9002026-05-08
single_family422,000$3,300
single_family432,223$3,800

1507 NW 100th St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,680
Listed2026-05-20
Days on market

Asking rent: $4,000

View on Zillow →

1935 NW 96th St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,420
Listed2026-05-08
Days on market

Asking rent: $900

View on Zillow →

1471 NW 93rd St

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,000
Listed
Days on market

Asking rent: $3,300

View on Zillow →

2242 NW 99th Ter

Miami, 33147 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,223
Listed
Days on market

Asking rent: $3,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3560 NW 95th Stsingle_family42$520,0002026-08-31
1369 NW 68th Tersingle_family42$485,0002026-08-26
1535 NW 85th Stsingle_family421,287$490,0002026-08-11
3520 NW 99th Stsingle_family421,202$529,0002026-07-28
1945 NW 86th Stsingle_family421,055$395,0002026-07-27
3169 NW 102nd Stsingle_family431,638$594,0002026-07-09
1375 NW 77th Stsingle_family421,221$475,0002026-06-30
7128 NW 20th Avesingle_family421,267$499,9972026-06-30
1360 NW 77th Stsingle_family431,120$520,0002026-06-30
10420 NW 35th Plsingle_family431,868$350,0002026-06-29
1424 NW 69th Stsingle_family431,428$480,0002026-06-26
3155 NW 81st Tersingle_family421,552$530,0002026-06-23
1366 NW 75th Stsingle_family431,416$540,0002026-06-22
2346 NW 81st Tersingle_family421,655$590,0002026-06-10
3011 NW 69th Tersingle_family421,482$520,0002026-05-29
3201 NW 83rd Stsingle_family421,243$470,0002026-05-21
2158 NW 100th Stsingle_family421,482$460,0002026-05-18
2441 NW 98th Stsingle_family421,342$539,0002026-05-15
6965 NW 21st Ctsingle_family421,341$539,9002026-05-15
1231 NW 88th Stsingle_family442,646$700,0002026-05-08
2479 NW 96th Stsingle_family421,168$265,0002026-05-06
6351 NW 31st Ctsingle_family421,492$295,6082026-05-05
8747 NW 36th Avesingle_family421,235$580,0002026-04-22
1735 NW 69th Stsingle_family421,260$437,0002026-04-20
1568 NW 68th Stsingle_family43$570,0002026-04-17
2317 NW 87th Stsingle_family432,017$590,0002026-04-15
2365 NW 68th Stsingle_family421,200$430,0002026-04-03
3535 NW 82nd Stsingle_family42$500,0002026-03-31
6800 NW 28th Avesingle_family441,587$585,0002026-03-16
2359 NW 64th Stsingle_family43$587,0002026-03-13
9315 NW 35th Ctsingle_family421,250$495,0002026-03-05
9110 Broad Manor Rdsingle_family421,383$575,0002026-03-04
3150 NW 90th Stsingle_family431,350$490,0002026-02-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2512 NW 68th Stmulti_family421,560$699,000
1760 NW 84th Stsingle_family421,180$575,000
3520 NW 79th Stmobile431,578$54,500
2950 NW 93rd Stsingle_family431,850$695,000
3168 NW 66th Stsingle_family41940$329,000
2118 NW 86th Stsingle_family42749$650,000
3265 NW 80th Tersingle_family421,728$545,000
10401 NW 33rd Avesingle_family441,972$670,000

10-year hold projection

IRR-1.6%
Equity multiple0.73x
Total return (10yr)$44,694
YearProperty valueNOICash flowLoan balanceEquity
1$720,485$14,818-$30,466$553,533$166,952
2$742,100$15,384-$29,953$547,049$195,051
3$764,363$15,971-$29,421$540,120$224,243
4$787,293$16,578-$28,870$532,715$254,579
5$810,912$17,206-$28,298$524,801$286,111
6$835,240$17,857-$27,706$516,344$318,896
7$860,297$18,531-$27,093$507,306$352,991
8$886,106$19,228-$26,458$497,648$388,458
9$912,689$19,950-$25,799$487,326$425,363
10$940,070$20,697-$25,117$476,296$463,774
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.