10101 SW 154th Cir Ct Apt 107

Miami, FL 33196 · condos · For Sale · 140 days on market
Asking price$450,000
3 beds 3 baths 1,790 sqft
View on Realtor.com →
Listed by Saud Rai (CRS) · Keyes - Homestead
Typecondos
Built1995
Price / sqft$251
Est. value (own analysis)$527,262
Rent estimate (own analysis)$3,046/mo
HOA$653/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorWildfire2/10MinorFlood1/10minimal$
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-04-16
Removed date
MLSMiamiMLS #A11996253
Coordinates25.67144, -80.44530
Address10101 SW 154th Cir Ct Apt 107
CityMiami
StateFL
Zip33196
Listing ID9187205490
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33196)

Typical home value (ZHVI)$568,371
Typical rent (ZORI)$2,615/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$450,000
Down payment (20.0%)$90,000
Loan amount$360,000
Closing costs (5.0%)$22,500
Total cash to close$112,500
Rent (comp-derived)$3,046$36,546
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$36,546
Vacancy rate (assumption) assumption8.0%

$36,546 × 8.0% = $2,924

Effective gross income$2,802$33,622
Property tax (placeholder 1.9% of price)$713$8,550
Insurance (est. scaled by flood & wind risk)$450$5,400
HOA dues$653$7,836
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$152$1,827
Total operating expenses$1,968$23,613
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$33,622
Total operating expenses derived$23,613

$33,622 − $23,613 = $10,009

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$360,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$360,000 amortized at 6.7% over 30 years = $2,313/mo

CapEx reserve (5.0% of GSR)$152$1,827
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$10,009
Annual debt service derived$27,762
Annual CapEx reserve assumption$1,827
Annual PMI assumption$0

($10,009 − $27,762 − $1,827 − $0) ÷ 12 = -$1,632

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$10,009
Purchase price data$450,000

$10,009 ÷ $450,000 = 2.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$19,580
Total cash to close derived$112,500

-$19,580 ÷ $112,500 = -17.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$10,009
Annual debt service derived$27,762

$10,009 ÷ $27,762 = 0.36

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$36,546
Purchase price data$450,000

($36,546 ÷ 12) ÷ $450,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$450,000
Gross scheduled rent (annual) comp$36,546

$450,000 ÷ $36,546 = 12.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,613
Effective gross income derived$33,622

$23,613 ÷ $33,622 = 70.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,613
Annual debt service derived$27,762
Annual PMI assumption$0
Gross scheduled rent (annual) comp$36,546

($23,613 + $27,762 + $0) ÷ $36,546 = 140.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos321,190$2,8502026-08-20
condos331,790$3,2002026-08-17
condos331,486$2,8002026-08-16
condos321,190$2,6002026-07-23
condos321,400$2,6002026-07-14
condos321,384$2,9002026-06-17
apartment321,355$2,884
apartment321,488$2,795
apartment321,488$2,795
apartment321,269$2,857
apartment321,269$2,877
apartment321,488$2,850
apartment321,488$2,850
apartment321,488$2,950
apartment321,488$2,850
apartment321,260$3,038
condos321,400$3,0002026-08-26
apartment321,355$2,900
apartment321,394$3,148
apartment321,394$3,230
apartment321,355$3,032
apartment321,355$3,053
apartment321,394$3,204
apartment321,355$3,206
apartment321,355$3,233
apartment321,363$3,495
apartment321,363$3,485
apartment321,363$3,505
apartment321,394$3,267
apartment321,363$3,490
apartment321,406$3,493
apartment321,488$3,323
apartment321,363$3,275
apartment321,363$3,575
apartment321,363$3,595
apartment321,363$3,575
apartment321,363$3,645
condos321,384$2,7002026-08-29

15781 SW 106th Ter Apt 104

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,190
Listed2026-08-20
Days on market

Asking rent: $2,850

View on Zillow →

10151 SW 154th Cir Ct Unit 108-4

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,790
Listed2026-08-17
Days on market

Asking rent: $3,200

View on Zillow →

15560 SW 136th St Unit 213

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,486
Listed2026-08-16
Days on market

Asking rent: $2,800

View on Zillow →

15771 SW 106th Ter Apt 302

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,190
Listed2026-07-23
Days on market

Asking rent: $2,600

View on Zillow →

10018 Hammocks Blvd Unit 101-5

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,400
Listed2026-07-14
Days on market

Asking rent: $2,600

View on Zillow →

15540 SW 136th St Unit 4-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,384
Listed2026-06-17
Days on market

Asking rent: $2,900

View on Zillow →

15280 SW 104th St # 10-015

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $2,884

View on Zillow →

10605 Hammocks Blvd # 728

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,795

View on Zillow →

10605 Hammocks Blvd # 623

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,795

View on Zillow →

8881 SW 172nd Ave # 13-37

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,269
Listed
Days on market

Asking rent: $2,857

View on Zillow →

8881 SW 172nd Ave # 06-21

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,269
Listed
Days on market

Asking rent: $2,877

View on Zillow →

10605 Hammocks Blvd # 632

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,850

View on Zillow →

10605 Hammocks Blvd # 725

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,850

View on Zillow →

10605 Hammocks Blvd # 732

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,950

View on Zillow →

10605 Hammocks Blvd # 738

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $2,850

View on Zillow →

8881 SW 172nd Ave # 11-18

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,260
Listed
Days on market

Asking rent: $3,038

View on Zillow →

10026 Hammocks Blvd Unit 103-6

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,400
Listed2026-08-26
Days on market

Asking rent: $3,000

View on Zillow →

10605 Hammocks Blvd # 734

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $2,900

View on Zillow →

16950 SW 93rd St # 07-202

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,148

View on Zillow →

16950 SW 93rd St # 08-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,230

View on Zillow →

15280 SW 104th St # 10-022

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,032

View on Zillow →

15280 SW 104th St # 10-032

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,053

View on Zillow →

16950 SW 93rd St # 11-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,204

View on Zillow →

15280 SW 104th St # 09-035

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,206

View on Zillow →

15280 SW 104th St # 10-035

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,355
Listed
Days on market

Asking rent: $3,233

View on Zillow →

9030 SW 158th Ave # 04-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,495

View on Zillow →

9030 SW 158th Ave # 09-301

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,485

View on Zillow →

9030 SW 158th Ave # 10-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,505

View on Zillow →

16950 SW 93rd St # 08-203

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,394
Listed
Days on market

Asking rent: $3,267

View on Zillow →

9030 SW 158th Ave # 05-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,490

View on Zillow →

16950 SW 93rd St # 07-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,406
Listed
Days on market

Asking rent: $3,493

View on Zillow →

15280 SW 104th St # 10-026

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,488
Listed
Days on market

Asking rent: $3,323

View on Zillow →

9030 SW 158th Ave # 09-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,275

View on Zillow →

9030 SW 158th Ave # 08-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,575

View on Zillow →

9030 SW 158th Ave # 08-101

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,595

View on Zillow →

9030 SW 158th Ave # 09-201

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,575

View on Zillow →

9030 SW 158th Ave # 10-401

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,363
Listed
Days on market

Asking rent: $3,645

View on Zillow →

15600 SW 136th St Unit 102

Miami, 33196 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,384
Listed2026-08-29
Days on market

Asking rent: $2,700

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9808 Hammocks Blvd Unit 203-23condos32993$280,0002026-07-10
10390 SW 154th Cir Ct Apt 78condos321,260$350,0002026-06-12
15500 SW 136th St Unit 202condos331,486$405,0002026-04-15
9704 Hammocks Blvd Apt 201condos32993$295,0002026-03-31
5867536963condos32$290,0002026-03-25
16530 SW 96th Tercondo_townhome_rowhome_coop331,490$499,0002026-03-13
9710 Hammocks Blvd Unit 103-31condos321,093$300,0002026-03-10
15560 SW 136th St Unit 3-206condos331,481$405,0002026-01-23
15081 SW 113th Tercondo_townhome_rowhome_coop331,506$485,0002026-01-22
9808 Hammocks Blvd Unit 102-23condos32993$290,0002025-12-16
15650 SW 136th St Unit 110condos321,384$420,0002025-12-16
9728 Hammocks Blvd Unit 201-27condos32993$295,0002025-11-24
9087 SW 153rd Ctcondo_townhome_rowhome_coop331,678$450,0002025-11-20
9704 Hammocks Blvd Apt 103condos32993$295,0002025-10-23
15540 SW 136th St Unit 212condos331,262$460,0002025-09-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
10330 SW 154th Cir Ct Apt 51condos331,450$419,500
10273 SW 162nd Cttownhomes321,315$535,000
15046 SW 148th Plsingle_family331,831$799,900
15316 SW 111th Stsingle_family331,638$524,900
10880 SW 149th Plsingle_family331,828$664,900
9872 Hammocks Blvd Unit 105-51townhomes331,364$375,000
9352 SW 166th Ctsingle_family332,319$750,000
9716 Hammocks Blvd Apt 101condos32993$355,000

10-year hold projection

IRR-1.5%
Equity multiple0.75x
Total return (10yr)$31,160
YearProperty valueNOICash flowLoan balanceEquity
1$463,500$10,009-$19,580$356,097$107,403
2$477,405$10,427-$19,207$351,925$125,480
3$491,727$10,861-$18,820$347,468$144,259
4$506,479$11,311-$18,418$342,704$163,775
5$521,673$11,778-$18,001$337,613$184,060
6$537,324$12,261-$17,568$332,172$205,151
7$553,443$12,763-$17,118$326,358$227,085
8$570,047$13,282-$16,651$320,145$249,902
9$587,148$13,821-$16,167$313,505$273,643
10$604,762$14,380-$15,664$306,408$298,354
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.