12933 SW 227th St
Miami, FL 33170 · single_family · For Sale · 30 days on market
Asking price$765,000
5 beds 3 baths 2,066 sqft
Suggested offer$613,375$151,625 above the est. market value of $613,375.
View on Realtor.com →Listed by Rafael Gomez · Premier Star Realty
Typesingle_family
Built2023
Price / sqft$370
Est. value (own analysis)$613,375
Rent estimate (own analysis)$3,913/mo
HOANone
1 / 31
Show every detail
Statusfor_sale
Listed date2026-08-03
Removed date—
MLSMiamiMLS #A12061565
Coordinates25.55623, -80.40139
Address12933 SW 227th St
CityMiami
StateFL
Zip33170
Listing ID9163131459
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33170)
Typical home value (ZHVI)$572,990
Typical rent (ZORI)$2,406/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $765,000 |
| Down payment (20.0%) | $153,000 |
| Loan amount | $612,000 |
| Closing costs (5.0%) | $38,250 |
| Total cash to close | $191,250 |
| Income | |
| Rent (comp-derived) | $3,913$46,950 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,600$43,194 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,211$14,535 |
| Insurance (placeholder 0.8% of price) | $510$6,120 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $196$2,348 |
| Total operating expenses | $1,917$23,003 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $196$2,348 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 2,612 | $7,300 | 2026-08-15 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | 2026-08-15 | — | |
| single_family | 5 | 3 | 1,908 | $5,000 | 2026-08-14 | — | |
| single_family | 5 | 3 | 1,685 | $3,500 | 2026-07-21 | — | |
| single_family | 5 | 3 | 2,598 | $4,800 | 2026-07-18 | — | |
| single_family | 5 | 4 | 2,598 | $4,600 | 2026-07-08 | — | |
| single_family | 5 | 3 | 2,406 | $4,400 | 2026-07-03 | — | |
| single_family | 5 | 3 | 1,650 | $3,800 | — | — | |
| single_family | 5 | 3 | 1,646 | $4,800 | 2026-04-18 | — | |
| single_family | 5 | 3 | 2,598 | $3,215 | 2026-08-18 | — | |
| single_family | 5 | 4 | 2,740 | $3,950 | 2026-07-31 | — | |
| single_family | 5 | 3 | 2,376 | $3,680 | — | — | |
| single_family | 5 | 3 | 1,971 | $3,800 | 2026-08-27 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13231 SW 220th St | single_family | 5 | 5 | 3,600 | $2,600,000 | 2026-08-21 |
| 11050 SW 225th Ter | single_family | 5 | 3 | 2,068 | $570,000 | 2026-08-14 |
| 13217 SW 227th St | single_family | 5 | 4 | 2,643 | $1,050,000 | 2026-07-31 |
| 10763 SW 229th St | single_family | 5 | 3 | 2,512 | $664,000 | 2026-07-27 |
| 10941 SW 226th Ter | single_family | 5 | 3 | 2,484 | $620,000 | 2026-05-29 |
| 12716 SW 224th St | single_family | 5 | 3 | 2,275 | $1,000,000 | 2026-05-14 |
| 19491 SW 216th St | single_family | 5 | 3 | 4,412 | $1,040,000 | 2026-03-30 |
| 12833 SW 229th Ter | single_family | 5 | 4 | 3,191 | $755,000 | 2026-03-16 |
| 12904 SW 222nd St | single_family | 5 | 4 | 4,007 | $1,165,000 | 2026-03-11 |
| 13281 SW 227th St | single_family | 5 | 5 | 2,508 | $760,000 | 2026-03-10 |
| 23055 SW 172nd Ct | single_family | 5 | 4 | 3,826 | $1,500,000 | 2026-03-09 |
| 16255 SW 216th St | single_family | 5 | 4 | 3,224 | $1,575,900 | 2026-03-06 |
| 15455 SW 232nd St | single_family | 5 | 4 | 2,850 | $1,030,000 | 2026-01-20 |
| 23070 SW 123 Ct | single_family | 5 | 3 | 2,300 | $668,000 | 2026-01-12 |
| 22986 SW 128th Pl | single_family | 5 | 4 | 3,191 | $870,000 | 2026-01-09 |
| 22900 SW 157th Ave | single_family | 5 | 2 | 3,765 | $3,782,000 | 2026-01-02 |
| 22980 SW 130th Ave | single_family | 5 | 3 | 3,094 | $697,000 | 2025-12-22 |
| 22685 SW 131st Pl | single_family | 5 | 4 | 3,252 | $824,742 | 2025-10-31 |
| 13221 SW 220th St | single_family | 5 | 6 | 4,269 | $2,950,000 | 2025-09-17 |
| 19400 SW 232nd St | single_family | 5 | 4 | 4,078 | $2,000,000 | 2025-09-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| SW 132nd Avenue and SW 223rd Street | single_family | 5 | 3 | 2,987 | $807,990 | — |
| 22555 SW 125th Ave | townhomes | 5 | 4 | — | $2,990,000 | — |
| 18261 SW 224th St | single_family | 5 | 4 | 3,104 | $1,875,000 | — |
| 12969 SW 220th Ter | single_family | 5 | 4 | 3,319 | $1,299,000 | — |
| 22555 SW 125th Ave Unit 13A | townhomes | 5 | 4 | — | $649,990 | — |
| 12900 SW 229th St | single_family | 5 | 4 | 3,252 | $760,000 | — |
| 22421 SW 184th Ave | single_family | 5 | 3 | 3,178 | $1,200,000 | — |
| 23120 SW 154th Ct | single_family | 5 | 4 | 2,850 | $1,024,999 | — |
10-year hold projection
IRR-0.2%
Equity multiple0.97x
Total return (10yr)$93,421
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $787,950 | $20,192 | -$29,351 | $605,365 | $182,585 |
| 2 | $811,589 | $20,912 | -$28,688 | $598,273 | $213,315 |
| 3 | $835,936 | $21,658 | -$28,003 | $590,695 | $245,241 |
| 4 | $861,014 | $22,428 | -$27,294 | $582,597 | $278,417 |
| 5 | $886,845 | $23,225 | -$26,561 | $573,942 | $312,903 |
| 6 | $913,450 | $24,048 | -$25,802 | $564,693 | $348,757 |
| 7 | $940,854 | $24,900 | -$25,017 | $554,809 | $386,044 |
| 8 | $969,079 | $25,780 | -$24,205 | $544,246 | $424,833 |
| 9 | $998,151 | $26,691 | -$23,364 | $532,958 | $465,193 |
| 10 | $1,028,096 | $27,631 | -$22,495 | $520,895 | $507,201 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.