15105 SW 180th St
Miami, FL 33187 · single_family · For Sale · 202 days on market
Asking price$769,000
6 beds 3 baths 2,901 sqft
Listed by Arianne Cross · Cross Meyer Realty
Typesingle_family
Built2018
Price / sqft$265
Est. value (own analysis)$913,922
Rent estimate (own analysis)$7,900/mo
HOANone
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Statusfor_sale
Listed date2026-02-12
Removed date—
MLSMiamiMLS #A11964181
Coordinates25.59974, -80.43698
Address15105 SW 180th St
CityMiami
StateFL
Zip33187
Listing ID9142428357
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33187)
Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $769,000 |
| Down payment (20.0%) | $153,800 |
| Loan amount | $615,200 |
| Closing costs (5.0%) | $38,450 |
| Total cash to close | $192,250 |
| Income | |
| Rent (comp-derived) | $7,900$94,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,268$87,216 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,218$14,611 |
| Insurance (placeholder 0.8% of price) | $513$6,152 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $395$4,740 |
| Total operating expenses | $2,125$25,503 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $395$4,740 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 3 | 2,417 | $8,000 | 2026-08-05 | — | |
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 3 | 2,716 | $2,000 | 2026-08-26 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17340 SW 154th Pl | single_family | 6 | 4 | 2,587 | $815,000 | 2026-08-31 |
| 17901 SW 152nd Ave | single_family | 6 | 4 | 3,002 | $820,000 | 2026-08-28 |
| 18451 SW 158th St | single_family | 6 | 9 | 11,520 | $6,100,000 | 2026-05-26 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 17901 SW 152nd Ave | single_family | 6 | 4 | 3,002 | $850,000 | — |
| 20455 SW 154th Ave | single_family | 6 | 5 | 5,007 | $3,890,000 | — |
| 16800 SW 190th St | single_family | 6 | 4 | 3,384 | $2,199,500 | — |
| 17340 SW 154th Pl | single_family | 6 | 4 | 2,587 | $820,000 | — |
10-year hold projection
IRR15.0%
Equity multiple3.30x
Total return (10yr)$542,650
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $792,070 | $61,713 | $9,532 | $608,530 | $183,540 |
| 2 | $815,832 | $63,692 | $11,392 | $601,402 | $214,430 |
| 3 | $840,307 | $65,733 | $13,312 | $593,784 | $246,523 |
| 4 | $865,516 | $67,839 | $15,294 | $585,643 | $279,873 |
| 5 | $891,482 | $70,012 | $17,338 | $576,943 | $314,538 |
| 6 | $918,226 | $72,253 | $19,449 | $567,646 | $350,580 |
| 7 | $945,773 | $74,565 | $21,627 | $557,711 | $388,062 |
| 8 | $974,146 | $76,950 | $23,874 | $547,093 | $427,054 |
| 9 | $1,003,371 | $79,410 | $26,193 | $535,745 | $467,625 |
| 10 | $1,033,472 | $81,947 | $28,586 | $523,619 | $509,853 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.