15759 SW 276 Ter

Miami, FL 33032 · townhomes · For Sale · 2 days on market
Asking price$514,990
4 beds 3 baths 1,874 sqft
Suggested offer$483,024$31,967 above the est. market value of $483,024.
View on Realtor.com →
Listed by Rene Santa Maria · Lennar - Southeast FL
Typetownhomes
Built2026
Price / sqft$275
Est. value (own analysis)$483,024
Rent estimate (own analysis)$3,000/mo
HOA$172/mo
Show every detail
Statusfor_sale
Listed date2026-08-31
Removed date
MLSMiamiMLS #A12080674
Coordinates
Address15759 SW 276 Ter
CityMiami
StateFL
Zip33032
Listing ID9093743823
Sourceus-real-estate-listings, cached 2026-09-01

Listing description

This new two-story townhome offers a modern and low-maintenance design. A spacious Great Room flows into a modern kitchen and elegant dining room, creating an inviting spot for everyday living and entertainment on the first floor. All four bedrooms feature a private location on the second level, including the generous owner's suite with a full bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. MUST CALL FOR APPOINTMENT!

Property information

Homeowners Association

  • Association: Yes
  • Association Amenities: Playground
  • Association Fee: 172
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Amenities, CommonAreas, Internet
  • Calculated Total Monthly Association Fees: 172
  • Pets Allowed: Conditional, Yes
  • Senior Community: No

Rental Info

  • Lease Considered: No

Other Property Info

  • Annual Tax Amount: 6695
  • Source Listing Status: Active
  • County: Miami-Dade
  • Tax Year: 2026
  • Restrictions: OkayToLease1stYear, OtherRestrictions
  • Source Property Type: Residential
  • Area: 69
  • Property Subtype: townhouse
  • Source Neighborhood: Rosabella
  • Postal City: Miami
  • Public Survey Range: 79
  • Subdivision: Rosabella
  • Property Subtype: Townhouse

Building and Construction

  • Total Square Feet Living: 1874
  • Year Built: 2026
  • Construction Materials: Block
  • Entry Level: 1
  • Entry Location: 1
  • Living Area Source: Builder
  • New Construction: Yes
  • Property Attached: Yes
  • Building Total Stories: 2
  • Year Built Details: Under Construction
  • Architectural Style: ClusterHome

Property features

Interior Features

  • FirstFloorEntry
  • Pantry
  • UpperLevelPrimary
  • Flooring: Carpet, Tile

Appliances

  • Dishwasher
  • ElectricRange
  • Disposal
  • Microwave
  • Laundry Features: WasherHookup, DryerHookup

Heating and Cooling

  • Cooling Features: CentralAir
  • Heating Features: Central
  • Heating: Yes

Exterior and Lot Features

  • Fence
  • Patio
  • Patio And Porch Features: Patio
  • Patio: Yes

Manufactured and Mobile Info

  • Builder Model: Verona

Garage and Parking

  • Covered Spaces: 1
  • Garage Spaces: 1
  • Parking Features: Guest

Condo Info

  • Unit Location: Patio/Cluster

Annual property tax

No tax history on file for this listing yet.

Listings history

DateEventPrice
2026-08-31Listed$514,990
Real listing/price/sale history from US Real Estate Listings.

Permits history

No permit records on file for this address.

ZIP market snapshot (33032)

Typical home value (ZHVI)$453,873
Typical rent (ZORI)$2,663/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$514,990
Down payment (20.0%)$102,998
Loan amount$411,992
Closing costs (5.0%)$25,750
Total cash to close$128,748
Rent (comp-derived)$3,000$36,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$36,000
Vacancy rate (assumption) assumption8.0%

$36,000 × 8.0% = $2,880

Effective gross income$2,760$33,120
Property tax (placeholder 1.9% of price)$815$9,785
Insurance (placeholder 0.8% of price)$343$4,120
HOA dues$172$2,064
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$150$1,800
Total operating expenses$1,481$17,769
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$33,120
Total operating expenses derived$17,769

$33,120 − $17,769 = $15,351

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$411,992
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$411,992 amortized at 6.7% over 30 years = $2,648/mo

CapEx reserve (5.0% of GSR)$150$1,800
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,351
Annual debt service derived$31,771
Annual CapEx reserve assumption$1,800
Annual PMI assumption$0

($15,351 − $31,771 − $1,800 − $0) ÷ 12 = -$1,518

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,351
Purchase price data$514,990

$15,351 ÷ $514,990 = 3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$18,220
Total cash to close derived$128,748

-$18,220 ÷ $128,748 = -14.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,351
Annual debt service derived$31,771

$15,351 ÷ $31,771 = 0.48

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$36,000
Purchase price data$514,990

($36,000 ÷ 12) ÷ $514,990 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$514,990
Gross scheduled rent (annual) comp$36,000

$514,990 ÷ $36,000 = 14.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,769
Effective gross income derived$33,120

$17,769 ÷ $33,120 = 53.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,769
Annual debt service derived$31,771
Annual PMI assumption$0
Gross scheduled rent (annual) comp$36,000

($17,769 + $31,771 + $0) ÷ $36,000 = 137.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes431,828$3,2002026-02-26
townhomes441,398$2,6002026-08-07
townhomes432,028$2,6002026-03-25
townhomes431,728$2,5952026-06-26
townhomes431,837$2,5752026-03-24
townhomes441,398$2,7002026-06-18
townhomes441,936$3,5002026-08-26
townhomes431,661$2,7002026-07-23
townhomes441,418$3,0002026-07-14
townhomes441,434$2,6002026-06-24
townhomes431,837$2,6502026-07-01
townhomes431,384$2,5752026-04-20
townhomes431,398$2,9502026-08-25
townhomes431,811$3,1002026-06-22
townhomes431,530$3,2002026-08-31
townhomes431,398$2,9002026-08-04
townhomes441,436$3,9482025-12-07
townhomes431,850$2,8002026-08-15
townhomes431,820$3,1002026-08-18
townhomes431,946$2,8502026-04-09
townhomes441,434$3,2002026-08-19
townhomes431,656$3,0002025-09-17
townhomes431,828$3,1002026-06-08
townhomes441,398$3,1002025-09-26
townhomes431,820$3,1002026-07-29
townhomes431,946$3,2002026-08-02
townhomes431,648$2,9002026-07-21
townhomes441,398$3,0002026-07-14
townhomes441,398$2,6002026-08-12
townhomes431,820$3,2002026-05-19
townhomes431,398$3,1002026-05-26
townhomes431,820$3,4002026-08-03
townhomes441,398$3,0002026-06-22
townhomes441,398$4,1002026-08-17
townhomes441,436$3,7502026-04-09
townhomes441,436$3,7502026-04-09

25356 SW 116th Ave

Miami, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,828
Listed2026-02-26
Days on market

Asking rent: $3,200

View on Zillow →

25859 SW 144th Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2026-08-07
Days on market

Asking rent: $2,600

View on Zillow →

27501 SW 138th Ave

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,028
Listed2026-03-25
Days on market

Asking rent: $2,600

View on Zillow →

24355 SW 109th Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,728
Listed2026-06-26
Days on market

Asking rent: $2,595

View on Zillow →

13849 SW 275th Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,837
Listed2026-03-24
Days on market

Asking rent: $2,575

View on Zillow →

25680 SW 143rd Path

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2026-06-18
Days on market

Asking rent: $2,700

View on Zillow →

25176 SW 107th Ave

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,936
Listed2026-08-26
Days on market

Asking rent: $3,500

View on Zillow →

24043 SW 109th Ave Unit 1

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,661
Listed2026-07-23
Days on market

Asking rent: $2,700

View on Zillow →

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,418
Listed2026-07-14
Days on market

Asking rent: $3,000

View on Zillow →

25871 SW 139th Ct Unit 25871

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,434
Listed2026-06-24
Days on market

Asking rent: $2,600

View on Zillow →

13802 SW 276th St

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,837
Listed2026-07-01
Days on market

Asking rent: $2,650

View on Zillow →

12080 SW 268th St Unit 27

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,384
Listed2026-04-20
Days on market

Asking rent: $2,575

View on Zillow →

26151 SW 147th Ave

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,398
Listed2026-08-25
Days on market

Asking rent: $2,950

View on Zillow →

11485 SW 236th Ln Unit 11485

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,811
Listed2026-06-22
Days on market

Asking rent: $3,100

View on Zillow →

10972 SW 235th Ln Unit 10972

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,530
Listed2026-08-31
Days on market

Asking rent: $3,200

View on Zillow →

26175 SW 145th Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,398
Listed2026-08-04
Days on market

Asking rent: $2,900

View on Zillow →

13885 SW 261st Ter Unit 13835

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,436
Listed2025-12-07
Days on market

Asking rent: $3,948

View on Zillow →

14043 SW 272nd St

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,850
Listed2026-08-15
Days on market

Asking rent: $2,800

View on Zillow →

24480 SW 119th Pl Unit 24480

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-08-18
Days on market

Asking rent: $3,100

View on Zillow →

11307 SW 238th St

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,946
Listed2026-04-09
Days on market

Asking rent: $2,850

View on Zillow →

13949 SW 259th Way Unit 13949

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,434
Listed2026-08-19
Days on market

Asking rent: $3,200

View on Zillow →

26232 SW 135th Pl Unit 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,656
Listed2025-09-17
Days on market

Asking rent: $3,000

View on Zillow →

11925 SW 247th Ter Unit 11925

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,828
Listed2026-06-08
Days on market

Asking rent: $3,100

View on Zillow →

26144 SW 146th Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2025-09-26
Days on market

Asking rent: $3,100

View on Zillow →

11916 SW 246th Ln

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-07-29
Days on market

Asking rent: $3,100

View on Zillow →

11254 SW 236 Ln Unit 11254

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,946
Listed2026-08-02
Days on market

Asking rent: $3,200

View on Zillow →

26437 SW 149th Ave

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,648
Listed2026-07-21
Days on market

Asking rent: $2,900

View on Zillow →

14571 SW 261st St Unit 14571

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2026-07-14
Days on market

Asking rent: $3,000

View on Zillow →

25778 SW 143rd Path Unit 25778

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2026-08-12
Days on market

Asking rent: $2,600

View on Zillow →

11945 SW 245th Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-05-19
Days on market

Asking rent: $3,200

View on Zillow →

14595 SW 261st St Unit 14595

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,398
Listed2026-05-26
Days on market

Asking rent: $3,100

View on Zillow →

23412 SW 131st Ave Unit 23412

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-08-03
Days on market

Asking rent: $3,400

View on Zillow →

14569 SW 261st Ter Unit 14569

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2026-06-22
Days on market

Asking rent: $3,000

View on Zillow →

14505 SW 261st St

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed2026-08-17
Days on market

Asking rent: $4,100

View on Zillow →

13875 SW 261st Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,436
Listed2026-04-09
Days on market

Asking rent: $3,750

View on Zillow →

13867 SW 261st Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,436
Listed2026-04-09
Days on market

Asking rent: $3,750

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
11456 SW 252nd Tertownhomes431,829$445,0002026-08-31
13621 SW 260th Lntownhomes431,812$500,0002026-08-18
23329 SW 113th Cttownhomes441,736$445,0002026-08-14
11387 SW 232nd Tertownhomes441,736$449,9002026-08-13
14229 SW 274th Sttownhomes442,415$435,0002026-08-10
24303 SW 115th Cttownhomes431,674$420,0002026-08-06
13855 SW 262nd Sttownhomes431,488$395,0002026-08-06
13851 SW 262nd Sttownhomes431,488$404,0002026-08-06
23218 SW 110th Cttownhomes431,980$470,0002026-07-13
26241 SW 138th Cttownhomes441,418$420,0002026-07-10
25886 SW 144th Cttownhomes441,398$420,0002026-06-30
10848 SW 243rd Sttownhomes431,661$390,0002026-06-29
11246 SW 236th Sttownhomes441,736$450,0002026-06-26
23601 SW 112th Cttownhomes431,815$480,0002026-06-25
26116 SW 134th Pltownhomes441,476$495,0002026-06-16
27450 SW 138th Pathtownhomes432,028$371,5002026-06-16
23713 SW 115th Avetownhomes431,736$438,4002026-06-11
9586387447townhomes441,535$349,0002026-05-25
23512 SW 129th Pathtownhomes431,820$465,0002026-05-18
25083 SW 108th Ave Unit 25083townhomes441,936$510,0002026-05-18
13865 SW 275th Tertownhomes432,028$410,0002026-05-14
13158 SW 233rd Sttownhomes431,820$477,0002026-05-14

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
23660 SW 120th Avesingle_family463,709$2,625,000
SW 139th Ave and SW 262ndsingle_family431,436$395,990
13845 SW 261st Tersingle_family441,436$397,290
SW 139th Ave and SW 262ndsingle_family431,458$397,990
SW 139th Ave and SW 262ndsingle_family431,476$497,990
11509 SW 238th Tersingle_family431,992$590,000
13833 SW 261st Tertownhomes441,458$401,990
13841 SW 261st Tertownhomes441,436$395,990

10-year hold projection

IRR0.7%
Equity multiple1.11x
Total return (10yr)$81,183
YearProperty valueNOICash flowLoan balanceEquity
1$530,440$15,351-$18,220$407,525$122,915
2$546,353$15,901-$17,715$402,751$143,601
3$562,743$16,469-$17,193$397,650$165,093
4$579,626$17,056-$16,653$392,198$187,428
5$597,015$17,664-$16,094$386,372$210,642
6$614,925$18,291-$15,516$380,146$234,779
7$633,373$18,941-$14,918$373,492$259,881
8$652,374$19,612-$14,298$366,381$285,993
9$671,945$20,306-$13,658$358,782$313,163
10$692,104$21,023-$12,995$350,661$341,442
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.