175 SE 25th Rd Apt 3102

Miami, FL 33129 · condos · For Sale · 148 days on market
Asking price$5,500,000
4 beds 4 baths 2,752 sqft
Suggested offer$1,415,436$4,084,564 above the est. market value of $1,415,436.
View on Realtor.com →
Listed by Alexandra Sierra · COMPASS
Typecondos
Built2026
Price / sqft$1999
Est. value (own analysis)$1,415,436
Rent estimate (own analysis)$8,500/mo
HOA$4,685/mo
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Neighborhood

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Statusfor_sale
Listed date2026-04-07
Removed date
MLSMiamiMLS #A11993819
Coordinates25.74924, -80.20119
Address175 SE 25th Rd Apt 3102
CityMiami
StateFL
Zip33129
Listing ID9086346327
Sourceus-real-estate-listings, cached 2026-08-29

ZIP market snapshot (33129)

Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$5,500,000
Down payment (20.0%)$1,100,000
Loan amount$4,400,000
Closing costs (5.0%)$275,000
Total cash to close$1,375,000
Rent (comp-derived)$8,500$102,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$102,000
Vacancy rate (assumption) assumption8.0%

$102,000 × 8.0% = $8,160

Effective gross income$7,820$93,840
Property tax (placeholder 1.9% of price)$8,708$104,500
Insurance (placeholder 0.8% of price)$3,667$44,000
HOA dues$4,685$56,220
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$425$5,100
Total operating expenses$17,485$209,820
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$93,840
Total operating expenses derived$209,820

$93,840 − $209,820 = -$115,980

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$4,400,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$4,400,000 amortized at 6.7% over 30 years = $28,276/mo

CapEx reserve (5.0% of GSR)$425$5,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$115,980
Annual debt service derived$339,307
Annual CapEx reserve assumption$5,100
Annual PMI assumption$0

(-$115,980 − $339,307 − $5,100 − $0) ÷ 12 = -$38,366

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$115,980
Purchase price data$5,500,000

-$115,980 ÷ $5,500,000 = -2.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$460,387
Total cash to close derived$1,375,000

-$460,387 ÷ $1,375,000 = -33.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$115,980
Annual debt service derived$339,307

-$115,980 ÷ $339,307 = -0.34

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$102,000
Purchase price data$5,500,000

($102,000 ÷ 12) ÷ $5,500,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$5,500,000
Gross scheduled rent (annual) comp$102,000

$5,500,000 ÷ $102,000 = 53.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$209,820
Effective gross income derived$93,840

$209,820 ÷ $93,840 = 223.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$209,820
Annual debt service derived$339,307
Annual PMI assumption$0
Gross scheduled rent (annual) comp$102,000

($209,820 + $339,307 + $0) ÷ $102,000 = 538.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos432,133$7,9652026-04-30
condos452,024$8,5002026-07-30
condos443,280$14,0002025-11-30

1901 Brickell Ave Apt B1809

Miami, 33129 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,133
Listed2026-04-30
Days on market

Asking rent: $7,965

View on Zillow →

529 SW 11th St Apt 202

Miami, 33129 · rent comp

Bedrooms / bathrooms4 bd / 5 ba
Square footage2,024
Listed2026-07-30
Days on market

Asking rent: $8,500

View on Zillow →

1541 Brickell Ave Unit A3902

Miami, 33129 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,280
Listed2025-11-30
Days on market

Asking rent: $14,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
175 SE 25th Rd Apt 1202condos342,115$4,000,0002026-08-28
2475 Brickell Ave Apt 2407condos221,190$700,0002026-08-24
2525 SW 3rd Ave Apt 1603condos11821$425,0002026-08-22
1643 Brickell Ave Apt 2506condos232,100$1,965,0002026-08-18
1541 Brickell Ave Unit C1505condos221,697$601,0002026-08-17
1643 Brickell Ave Apt 4102condos465,730$7,000,0002026-08-14
1901 Brickell Ave Apt B1512condos221,362$630,0002026-08-13
201 SW 17th Rd Unit 606condos11682$348,6412026-08-07
1925 NE Brickell Ave Unit 1703condos121,005$480,0002026-08-06
2501 Brickell Ave Apt 903condos221,100$560,0002026-07-31
1901 Brickell Ave Apt B1107condos121,064$454,0002026-07-27
1865 Brickell Ave Apt A1104condos12868$410,0002026-07-23
1925 Brickell Ave Apt D1808condos332,124$850,0002026-07-20
1600 SW 1st Ave Apt 305condos11607$450,0002026-07-17
175 SE 25th Rd Apt 1601condos342,100$4,000,0002026-07-17
1901 Brickell Ave Apt B413condos221,467$600,0002026-07-16
2101 Brickell Ave Apt 2103condos11791$485,0002026-07-15
1925 Brickell Ave Apt DPH3condos565,430$3,000,0002026-07-09
1865 Brickell Ave Apt A1209condos332,133$1,041,0002026-06-24
2333 Brickell Ave Apt 2310condos221,100$550,0002026-06-16
1581 Brickell Ave Apt 2302condos221,795$1,300,0002026-06-15
150 SE 25th Rd Apt 11Lcondos12804$495,0002026-06-12
2127 Brickell Ave Apt 3304condos232,070$1,840,0002026-06-11
2333 Brickell Ave Apt 1507condos221,100$649,0002026-06-08
929 SW 11th St Unit H2condos342,185$800,0002026-05-20
2101 Brickell Ave Apt 306condos221,367$875,0002026-05-13
1643 Brickell Ave Apt 2304condos232,580$2,750,0002026-05-12
2451 Brickell Ave Apt 12Ccondos11886$440,0002026-05-12
6751891375condos221,400$480,0002026-05-01
201 SW 17th Rd Unit 304condos11714$300,0002026-04-30
1581 Brickell Ave Unit 107condos121,042$455,0002026-04-30
1541 Brickell Ave Unit C608condos331,869$975,0002026-04-30
1901 Brickell Ave Apt B1408condos221,661$650,0002026-04-24
1581 Brickell Ave Apt 2104condos232,121$1,250,0002026-04-21
1541 Brickell Ave Unit A2301condos221,697$852,5002026-04-17
1600 SW 1st Ave Apt 510condos22796$490,0002026-04-14
2025 Brickell Ave Apt 901condos332,149$1,112,0002026-04-13
2525 SW 3rd Ave Apt 1106condos22955$530,0002026-04-13
2127 Brickell Ave Apt 801condos332,600$2,075,0002026-04-13
1541 Brickell Ave Apt A2102condos221,640$750,0002026-04-08
145 SE 25th Rd Apt 702condos221,430$485,0002026-03-31
150 SE 25th Rd Apt 8Lcondos12804$488,5002026-03-31
1541 Brickell Ave Apt C2705condos221,697$825,0002026-03-31
2333 Brickell Ave Apt 2607condos221,100$560,0002026-03-23
2530 SW 3rd Ave Apt 305condos22875$330,0002026-03-22
2333 Brickell Ave Apt 2609condos12930$560,0002026-03-17
2451 Brickell Ave Apt 14Dcondos331,703$1,200,0002026-03-13
2333 Brickell Ave Apt 1207condos221,100$552,0002026-03-13
200 SE 15th Rd Apt 15Ccondos22984$780,0002026-03-10
1901 Brickell Ave Apt B1711condos221,362$470,0002026-03-06

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
175 SE 25th Rd Apt 3601condos452,743$6,450,000
2311 SW 5th Avesingle_family44$2,390,000
1142 SW 22 Tersingle_family432,840$2,325,000
1140 SW 22 Tersingle_family432,750$2,275,000
530 SW 18th Tersingle_family442,023$2,399,000
175 SE 25th Rd Apt 2701condos452,743$5,750,000
1225 SW 11th Avemulti_family432,058$2,200,000
330 SW 19th Rdsingle_family452,962$3,750,000

10-year hold projection

IRR-12.2%
Equity multiple-1.11x
Total return (10yr)-$2,178,589
YearProperty valueNOICash flowLoan balanceEquity
1$5,665,000-$115,980-$460,387$4,352,294$1,312,706
2$5,834,950-$118,410-$462,945$4,301,313$1,533,637
3$6,009,999-$120,887-$465,552$4,246,830$1,763,169
4$6,190,298-$123,412-$468,211$4,188,606$2,001,693
5$6,376,007-$125,984-$470,921$4,126,383$2,249,624
6$6,567,288-$128,606-$473,683$4,059,888$2,507,399
7$6,764,306-$131,277-$476,498$3,988,827$2,775,480
8$6,967,235-$133,999-$479,368$3,912,885$3,054,350
9$7,176,253-$136,772-$482,292$3,831,729$3,344,524
10$7,391,540-$139,597-$485,273$3,744,999$3,646,541
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.