152 SW 9th St Unit 1120

Miami, FL 33130 · condos · For Sale · 36 days on market
Asking price$930,900
2 beds 2 baths 620 sqft
Suggested offer$321,321$609,579 above the est. market value of $321,321.
View on Realtor.com →
Listed by Natalia Rojas · Fortune Christie's International Real Estate
Typecondos
Built2029
Price / sqft$1501
Est. value (own analysis)$321,321
Rent estimate (own analysis)$2,200/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-28
Removed date
MLSMiamiMLS #A12050352
Coordinates25.76508, -80.19676
Address152 SW 9th St Unit 1120
CityMiami
StateFL
Zip33130
Listing ID9061688804
Sourceus-real-estate-listings, cached 2026-08-29

ZIP market snapshot (33130)

Typical home value (ZHVI)$515,336
Typical rent (ZORI)$3,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$930,900
Down payment (20.0%)$186,180
Loan amount$744,720
Closing costs (5.0%)$46,545
Total cash to close$232,725
Rent (comp-derived)$2,200$26,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$26,400
Vacancy rate (assumption) assumption8.0%

$26,400 × 8.0% = $2,112

Effective gross income$2,024$24,288
Property tax (placeholder 1.9% of price)$1,474$17,687
Insurance (placeholder 0.8% of price)$621$7,447
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$110$1,320
Total operating expenses$2,205$26,454
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$24,288
Total operating expenses derived$26,454

$24,288 − $26,454 = -$2,166

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$744,720
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$744,720 amortized at 6.7% over 30 years = $4,786/mo

CapEx reserve (5.0% of GSR)$110$1,320
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$2,166
Annual debt service derived$57,429
Annual CapEx reserve assumption$1,320
Annual PMI assumption$0

(-$2,166 − $57,429 − $1,320 − $0) ÷ 12 = -$5,076

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$2,166
Purchase price data$930,900

-$2,166 ÷ $930,900 = -0.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$60,916
Total cash to close derived$232,725

-$60,916 ÷ $232,725 = -26.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$2,166
Annual debt service derived$57,429

-$2,166 ÷ $57,429 = -0.04

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$26,400
Purchase price data$930,900

($26,400 ÷ 12) ÷ $930,900 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$930,900
Gross scheduled rent (annual) comp$26,400

$930,900 ÷ $26,400 = 35.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$26,454
Effective gross income derived$24,288

$26,454 ÷ $24,288 = 108.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$26,454
Annual debt service derived$57,429
Annual PMI assumption$0
Gross scheduled rent (annual) comp$26,400

($26,454 + $57,429 + $0) ÷ $26,400 = 317.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
apartment21679$2,1002026-08-21
apartment21629$2,1002026-08-21
condos21660$2,2502026-08-20
apartment21795$1,9002026-08-19
condos21830$2,4002026-08-18
apartment21781$2,2502026-08-13
condos21789$2,2502026-08-28
condos22764$3,0002026-08-12
condos21800$2,2002026-08-10
condos22680$2,1992026-08-10
apartment21801$2,2502026-08-08
apartment21679$2,1002026-08-08
apartment21775$2,2002026-08-07
apartment21800$1,8002026-07-23
condos22667$2,4002026-07-17
apartment21755$2,0002026-07-11
apartment21650$1,9702026-07-08
apartment21800$2,1002026-07-07
condos21707$2,2002026-07-06
apartment21780$2,1002026-07-02
condos22667$2,5002026-06-27
condos21600$1,9502026-06-22
apartment21665$2,4902026-06-17
apartment21700$2,0002026-09-01
condos21760$2,4002026-06-02
apartment21750$2,0002026-05-28
apartment21750$2,2002026-05-28
apartment21750$2,0002026-05-28
apartment21750$2,2502026-04-28
condos21707$2,2002026-08-30
condos22795$3,0002026-07-31
apartment21800$1,8502026-07-31
apartment21800$1,9002026-07-31
apartment21800$1,9002026-07-31
condos22809$4,3002026-07-29
apartment21750$3,4002026-01-20
apartment21800$1,8502025-10-16
apartment21704$2,0152026-08-28
apartment22792$3,562
apartment22821$3,650
apartment21679$2,0752024-12-05
apartment21510$2,1002026-06-22
apartment21730$2,4002026-09-02

951 SW 5th St Apt 1

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage679
Listed2026-08-21
Days on market

Asking rent: $2,100

View on Zillow →

555 SW 4th St

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage629
Listed2026-08-21
Days on market

Asking rent: $2,100

View on Zillow →

755 SW 6th St Apt 6

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage660
Listed2026-08-20
Days on market

Asking rent: $2,250

View on Zillow →

337 SW 10th Ave Apt 5

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage795
Listed2026-08-19
Days on market

Asking rent: $1,900

View on Zillow →

210 SW 11th St Apt 204

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage830
Listed2026-08-18
Days on market

Asking rent: $2,400

View on Zillow →

1091 SW 4th St Apt 2

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage781
Listed2026-08-13
Days on market

Asking rent: $2,250

View on Zillow →

501 SW 1st St Apt 607

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage789
Listed2026-08-28
Days on market

Asking rent: $2,250

View on Zillow →

115 SW 11th St Apt 902

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage764
Listed2026-08-12
Days on market

Asking rent: $3,000

View on Zillow →

739 SW 9th St Apt 4

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-08-10
Days on market

Asking rent: $2,200

View on Zillow →

515 SW 3rd St Apt 6

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage680
Listed2026-08-10
Days on market

Asking rent: $2,199

View on Zillow →

739 SW 9th St

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage801
Listed2026-08-08
Days on market

Asking rent: $2,250

View on Zillow →

941-951 SW 5 St

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage679
Listed2026-08-08
Days on market

Asking rent: $2,100

View on Zillow →

458 SW 10th St Apt 4

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage775
Listed2026-08-07
Days on market

Asking rent: $2,200

View on Zillow →

680 SW 7th Ave

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-07-23
Days on market

Asking rent: $1,800

View on Zillow →

777 SW 9th Ave Apt 205

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage667
Listed2026-07-17
Days on market

Asking rent: $2,400

View on Zillow →

546 SW 1st St Apt 607

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage755
Listed2026-07-11
Days on market

Asking rent: $2,000

View on Zillow →

1142 SW 4th St Apt 10

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage650
Listed2026-07-08
Days on market

Asking rent: $1,970

View on Zillow →

1047 SW 7th St Apt 12

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-07-07
Days on market

Asking rent: $2,100

View on Zillow →

453 SW 2nd St Unit 306C

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage707
Listed2026-07-06
Days on market

Asking rent: $2,200

View on Zillow →

458 SW 9th St Apt 1

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage780
Listed2026-07-02
Days on market

Asking rent: $2,100

View on Zillow →

777 SW 9th Ave Apt 414

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage667
Listed2026-06-27
Days on market

Asking rent: $2,500

View on Zillow →

111 SW 11th Ave Unit 5

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage600
Listed2026-06-22
Days on market

Asking rent: $1,950

View on Zillow →

420 SW 7th Ave Apt 204

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage665
Listed2026-06-17
Days on market

Asking rent: $2,490

View on Zillow →

1045 SW 4th St Apt 2

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage700
Listed2026-09-01
Days on market

Asking rent: $2,000

View on Zillow →

210 SW 11th St Apt 209

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage760
Listed2026-06-02
Days on market

Asking rent: $2,400

View on Zillow →

541 SW 7th St Apt 3

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage750
Listed2026-05-28
Days on market

Asking rent: $2,000

View on Zillow →

535 SW 7th St Apt 4

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage750
Listed2026-05-28
Days on market

Asking rent: $2,200

View on Zillow →

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage750
Listed2026-05-28
Days on market

Asking rent: $2,000

View on Zillow →

629 SW 10th Ave Apt 6

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage750
Listed2026-04-28
Days on market

Asking rent: $2,250

View on Zillow →

453 SW 2nd St Unit 301C

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage707
Listed2026-08-30
Days on market

Asking rent: $2,200

View on Zillow →

690 SW 1st Ct Apt 1210

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage795
Listed2026-07-31
Days on market

Asking rent: $3,000

View on Zillow →

301 SW 10th Ave Apt 4

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-07-31
Days on market

Asking rent: $1,850

View on Zillow →

301 SW 10th Ave Apt 2

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-07-31
Days on market

Asking rent: $1,900

View on Zillow →

301 SW 10th Ave Apt 7

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2026-07-31
Days on market

Asking rent: $1,900

View on Zillow →

239 SW 9th St Apt 2103

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage809
Listed2026-07-29
Days on market

Asking rent: $4,300

View on Zillow →

1144 SW 4th St Apt 8

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage750
Listed2026-01-20
Days on market

Asking rent: $3,400

View on Zillow →

301 SW 10th Ave

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage800
Listed2025-10-16
Days on market

Asking rent: $1,850

View on Zillow →

224 SW 4th Ave

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage704
Listed2026-08-28
Days on market

Asking rent: $2,015

View on Zillow →

201 SW 10th St # 1-2122

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage792
Listed
Days on market

Asking rent: $3,562

View on Zillow →

201 SW 10th St Apt 1402

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage821
Listed
Days on market

Asking rent: $3,650

View on Zillow →

936 SW 4th St

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage679
Listed2024-12-05
Days on market

Asking rent: $2,075

View on Zillow →

1020 SW 7th St Apt 9

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage510
Listed2026-06-22
Days on market

Asking rent: $2,100

View on Zillow →

629 SW 10th St

Miami, 33130 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage730
Listed2026-09-02
Days on market

Asking rent: $2,400

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
92 SW 3rd St Apt 5202condos232,048$1,269,0002026-08-24
1250 S Miami Ave Apt 2214condos221,149$440,0002026-08-20
185 SW 7th St Apt 1901condos231,310$600,0002026-08-18
55 SW 9th St Apt 1103condos221,026$715,0002026-08-11
1250 S Miami Ave Apt 1701condos221,255$450,0002026-07-31
60 SW 13th St Apt 5012condos231,255$675,0002026-07-30
90 SW 3rd St Apt 3706condos221,087$518,0002026-07-28
10 SW S River Dr Unit 1506condos221,009$370,0002026-07-20
185 SW 7th St Apt 603condos231,540$650,0002026-07-15
900 SW 8th St Apt 1208condos22893$355,0002026-06-23
88 SW 7th St Apt 3410condos231,401$999,0002026-06-17
90 SW 3rd St Apt 3305condos221,079$505,0002026-06-09
690 SW 1st Ct Apt 2515condos231,113$440,0002026-06-03
1300 S Miami Ave Unit 3601condos221,279$980,0002026-06-03
90 SW 3rd St Ph 14condos231,801$1,450,0002026-05-28
92 SW 3rd St Apt 2802condos221,110$655,0002026-05-28
90 SW 3rd St Apt 1602condos221,129$526,1002026-05-27
92 SW 3rd St Apt 3904condos221,121$595,0002026-05-14
55 SW 9th St Apt 1801condos22926$685,0002026-05-13
79 SW 12th St Unit 3412Scondos221,108$625,0002026-05-13
90 SW 3rd St Apt 2706condos221,079$545,0002026-05-12
801 S Miami Ave Unit 2102condos231,119$850,0002026-05-06
801 S Miami Ave Unit 2110condos221,253$825,0002026-05-04
900 SW 8th St Apt 1009condos22891$334,0002026-05-04
801 S Miami Ave Unit 2005condos221,326$850,0002026-05-01
637 SW 3rd St Apt 308condos22698$295,0002026-04-29
239 SW 9th St Apt 2003condos22809$730,0002026-04-28
1250 S Miami Ave Apt 801condos221,255$445,0002026-04-28
79 SW 12th St Unit 2401Scondos221,099$575,0002026-04-23
1300 S Miami Ave Unit 2810condos221,155$815,0002026-04-20
801 S Miami Ave Unit 3510condos221,253$930,0002026-04-20
60 SW 13th St Apt 2500condos231,240$585,0002026-04-16
1111 SW 1st Ave Unit 2614Ncondos221,107$601,0002026-04-13
90 SW 3rd St Apt 3808condos221,079$495,0002026-03-31
453 SW 2nd St Unit 208Bcondos21707$222,0002026-03-23
88 SW 7th St Apt 2501condos231,270$975,0002026-03-20
6087436164condos22994$405,0002026-03-18
777 SW 9th Ave Apt 314condos22667$215,0002026-03-16
690 SW 1st Ct Apt 2710condos231,113$495,0002026-03-12
92 SW 3rd St Apt 4704condos221,121$650,0002026-03-10
1111 SW 1st Ave Unit 2716Ncondos221,024$490,0002026-03-06
350 S Miami Ave Apt 312condos221,120$385,0002026-03-04
45 SW 9th St Apt 2408condos22924$760,0002026-02-24
1250 S Miami Ave Apt 2206condos221,143$499,9992026-02-19
10 SW S River Dr Unit 1509condos221,000$400,0002026-02-06
300 Biscayne Blvd Way Unit 3606condos231,317$1,800,0002026-02-03
92 SW 3rd St Apt 3503condos231,235$690,0002026-01-30
79 SW 12th St Unit 1603Scondos221,013$520,0002026-01-29
88 SW 7th St Apt 1111condos221,264$1,137,5002026-01-28
45 SW 9th St Apt 4703condos231,287$1,040,0002026-01-26

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
90 SW 3rd St Apt 2504condos231,274$599,000
801 S Miami Ave Unit 1602condos231,119$860,000
90 SW 3rd St Unit TH308condos221,405$628,000
1300 S Miami Ave Unit 2001condos221,279$925,000
185 SW 7th St Apt 4209condos231,179$585,000
1111 SW 1st Ave Unit 2925Ncondos221,099$695,000
55 SW 9th St Apt 3308condos22788$674,900
45 SW 9th St Apt 1701condos221,042$890,000

10-year hold projection

IRR-7.6%
Equity multiple-0.28x
Total return (10yr)-$176,010
YearProperty valueNOICash flowLoan balanceEquity
1$958,827-$2,166-$60,916$736,646$222,181
2$987,592-$2,099-$60,881$728,017$259,575
3$1,017,220-$2,026-$60,842$718,795$298,424
4$1,047,736-$1,948-$60,799$708,941$338,796
5$1,079,168-$1,864-$60,751$698,409$380,759
6$1,111,543-$1,774-$60,697$687,155$424,389
7$1,144,890-$1,678-$60,638$675,127$469,762
8$1,179,236-$1,575-$60,573$662,274$516,963
9$1,214,613-$1,465-$60,502$648,538$566,076
10$1,251,052-$1,347-$60,425$633,858$617,194
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.