555 NW S River Dr Unit 728
Miami, FL 33136 · condos · For Sale · 135 days on market
Asking price$1,015,000
1 beds 1 baths — sqft
Suggested offer$300,000$715,000 above the est. market value of $300,000.
View on Realtor.com →Listed by Roberto Hernandez · Gap Realty Services Llc
Typecondos
Built2028
Price / sqft—
Est. value (own analysis)$300,000
Rent estimate (own analysis)$2,588/mo
HOA$986/mo
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Show every detail
Statusfor_sale
Listed date2026-04-20
Removed date—
MLSMiamiMLS #A12004145
Coordinates25.78017, -80.21066
Address555 NW S River Dr Unit 728
CityMiami
StateFL
Zip33136
Listing ID9009101804
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33136)
Typical home value (ZHVI)$317,970
Typical rent (ZORI)$2,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,015,000 |
| Down payment (20.0%) | $203,000 |
| Loan amount | $812,000 |
| Closing costs (5.0%) | $50,750 |
| Total cash to close | $253,750 |
| Income | |
| Rent (comp-derived) | $2,588$31,056 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,381$28,572 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,607$19,285 |
| Insurance (placeholder 0.8% of price) | $677$8,120 |
| HOA dues | $986$11,832 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $129$1,553 |
| Total operating expenses | $3,399$40,790 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $129$1,553 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 712 | $2,066 | 2024-10-12 | — | |
| apartment | 1 | 1 | 550 | $1,550 | 2026-01-31 | — | |
| apartment | 1 | 1 | 900 | $1,850 | 2025-01-03 | — | |
| apartment | 1 | 1 | — | $1,375 | 2026-08-18 | — | |
| apartment | 1 | 1 | 750 | $2,000 | 2026-08-18 | — | |
| condos | 1 | 1 | 788 | $2,250 | 2026-08-16 | — | |
| condos | 1 | 1 | 689 | $2,499 | 2026-08-15 | — | |
| apartment | 1 | 1 | 600 | $1,450 | 2026-08-14 | — | |
| condos | 1 | 1 | 689 | $2,250 | 2026-08-12 | — | |
| apartment | 1 | 1 | 600 | $1,500 | 2026-08-06 | — | |
| apartment | 1 | 1 | — | $1,500 | 2026-08-05 | — | |
| condos | 1 | 1 | 601 | $1,700 | 2026-07-23 | — | |
| condos | 1 | 1 | 580 | $1,800 | 2026-07-22 | — | |
| apartment | 1 | 1 | — | $1,350 | 2026-02-03 | — | |
| apartment | 1 | 1 | — | $2,797 | 2026-07-16 | — | |
| apartment | 1 | 1 | 555 | $1,500 | 2025-05-01 | — | |
| apartment | 1 | 1 | 6,644 | $1,500 | 2026-07-07 | — | |
| apartment | 1 | 1 | 1,713 | $1,900 | 2026-06-12 | — | |
| apartment | 1 | 1 | 515 | $1,550 | 2026-06-11 | — | |
| apartment | 1 | 1 | — | $1,650 | 2026-06-11 | — | |
| apartment | 1 | 1 | 500 | $1,599 | 2026-06-11 | — | |
| apartment | 1 | 1 | 500 | $1,800 | 2026-06-11 | — | |
| apartment | 1 | 1 | 500 | $1,650 | 2026-06-09 | — | |
| condos | 1 | 1 | 580 | $1,900 | 2026-06-08 | — | |
| apartment | 1 | 1 | 692 | $2,726 | 2026-06-05 | — | |
| apartment | 1 | 1 | 6,704 | $1,300 | 2026-06-01 | — | |
| apartment | 1 | 1 | 500 | $1,450 | 2026-05-22 | — | |
| apartment | 1 | 1 | 2,618 | $1,200 | 2026-05-21 | — | |
| apartment | 1 | 1 | 600 | $1,700 | 2026-05-12 | — | |
| condos | 1 | 1 | 580 | $2,100 | 2026-05-12 | — | |
| apartment | 1 | 1 | 520 | $1,400 | 2026-05-11 | — | |
| condos | 1 | 1 | 650 | $2,299 | 2026-05-08 | — | |
| condos | 1 | 1 | 575 | $2,100 | 2026-05-07 | — | |
| apartment | 1 | 1 | 700 | $2,699 | 2026-04-28 | — | |
| condos | 1 | 1 | 689 | $2,650 | 2026-08-03 | — | |
| apartment | 1 | 1 | 538 | $1,650 | 2026-07-29 | — | |
| condos | 1 | 1 | 593 | $2,100 | 2026-07-27 | — | |
| apartment | 1 | 1 | 659 | $1,603 | 2025-12-23 | — | |
| apartment | 1 | 1 | 889 | $2,886 | 2024-12-05 | — | |
| apartment | 1 | 1 | — | $1,600 | 2026-01-22 | — | |
| apartment | 1 | 1 | 593 | $2,700 | 2026-08-22 | — | |
| condos | 1 | 1 | 593 | $2,500 | 2025-10-16 | — | |
| apartment | 1 | 1 | — | $2,764 | 2026-03-26 | — | |
| apartment | 1 | 1 | — | $1,650 | 2025-01-03 | — | |
| apartment | 1 | 1 | 698 | $2,288 | — | — | |
| apartment | 1 | 1 | 698 | $2,308 | — | — | |
| apartment | 1 | 1 | 698 | $2,298 | — | — | |
| apartment | 1 | 1 | 698 | $2,373 | — | — | |
| apartment | 1 | 1 | — | $1,350 | 2025-03-25 | — | |
| apartment | 1 | 1 | 659 | $2,198 | — | — | |
| apartment | 1 | 1 | 716 | $2,588 | — | — | |
| apartment | 1 | 1 | 797 | $1,850 | — | — | |
| apartment | 1 | 1 | 716 | $2,751 | — | — | |
| apartment | 1 | 1 | 677 | $2,438 | — | — | |
| apartment | 1 | 1 | 650 | $2,498 | — | — | |
| apartment | 1 | 1 | 712 | $2,423 | — | — | |
| apartment | 1 | 1 | 677 | $2,433 | — | — | |
| apartment | 1 | 1 | 735 | $3,095 | — | — | |
| apartment | 1 | 1 | 760 | $3,230 | — | — | |
| apartment | 1 | 1 | 748 | $3,255 | — | — | |
| apartment | 1 | 1 | 763 | $3,305 | — | — | |
| apartment | 1 | 1 | 735 | $3,230 | — | — | |
| apartment | 1 | 1 | 709 | $3,050 | — | — | |
| apartment | 1 | 1 | 698 | $2,268 | — | — | |
| apartment | 1 | 1 | 840 | $3,335 | — | — | |
| apartment | 1 | 1 | 709 | $3,085 | — | — | |
| apartment | 1 | 1 | 698 | $2,278 | — | — | |
| apartment | 1 | 1 | 659 | $2,263 | — | — | |
| apartment | 1 | 1 | 788 | $2,757 | — | — | |
| apartment | 1 | 1 | 670 | $2,982 | — | — | |
| apartment | 1 | 1 | 763 | $3,425 | — | — | |
| apartment | 1 | 1 | 625 | $2,658 | — | — | |
| apartment | 1 | 1 | 709 | $3,175 | — | — | |
| apartment | 1 | 1 | 709 | $3,175 | — | — | |
| apartment | 1 | 1 | 763 | $3,335 | — | — | |
| apartment | 1 | 1 | 748 | $3,270 | — | — | |
| apartment | 1 | 1 | 735 | $3,255 | — | — | |
| apartment | 1 | 1 | 692 | $2,769 | — | — | |
| apartment | 1 | 1 | 763 | $3,345 | — | — | |
| apartment | 1 | 1 | 580 | $3,000 | — | — | |
| apartment | 1 | 1 | 555 | $2,617 | — | — | |
| apartment | 1 | 1 | 748 | $3,270 | — | — | |
| apartment | 1 | 1 | 712 | $2,493 | — | — | |
| apartment | 1 | 1 | 763 | $3,365 | — | — | |
| apartment | 1 | 1 | 748 | $3,405 | — | — | |
| apartment | 1 | 1 | 709 | $3,075 | — | — | |
| apartment | 1 | 1 | 716 | $2,381 | — | — | |
| apartment | 1 | 1 | 716 | $2,694 | — | — | |
| apartment | 1 | 1 | 5,469 | $899 | 2026-08-27 | — | |
| apartment | 1 | 1 | 689 | $2,150 | 2026-08-27 | — | |
| apartment | 1 | 1 | 650 | $2,528 | — | — | |
| apartment | 1 | 1 | 725 | $2,719 | — | — | |
| apartment | 1 | 1 | 725 | $2,880 | — | — | |
| apartment | 1 | 1 | 695 | $3,005 | — | — | |
| apartment | 1 | 1 | 683 | $3,205 | — | — | |
| apartment | 1 | 1 | 855 | $2,853 | — | — | |
| apartment | 1 | 1 | 718 | $2,613 | — | — | |
| apartment | 1 | 1 | 808 | $3,001 | — | — | |
| apartment | 1 | 1 | 920 | $2,983 | — | — | |
| apartment | 1 | 1 | 650 | $2,539 | — | — | |
| apartment | 1 | 1 | 677 | $2,413 | — | — | |
| apartment | 1 | 1 | 680 | $2,745 | — | — | |
| apartment | 1 | 1 | 712 | $2,468 | — | — | |
| apartment | 1 | 1 | 704 | $2,362 | — | — | |
| apartment | 1 | 1 | 664 | $2,550 | — | — | |
| apartment | 1 | 1 | 704 | $2,349 | — | — | |
| apartment | 1 | 1 | 788 | $2,395 | — | — | |
| apartment | 1 | 1 | 715 | $2,572 | — | — | |
| apartment | 1 | 1 | 692 | $2,683 | — | — | |
| apartment | 1 | 1 | 752 | $2,593 | — | — | |
| apartment | 1 | 1 | 555 | $2,617 | — | — | |
| apartment | 1 | 1 | 718 | $2,583 | — | — | |
| apartment | 1 | 1 | 745 | $2,724 | — | — | |
| apartment | 1 | 1 | 635 | $2,735 | — | — | |
| apartment | 1 | 1 | 673 | $2,982 | — | — | |
| apartment | 1 | 1 | 673 | $2,982 | — | — | |
| apartment | 1 | 1 | 709 | $2,955 | — | — | |
| apartment | 1 | 1 | 625 | $2,709 | — | — | |
| apartment | 1 | 1 | 673 | $2,982 | — | — | |
| apartment | 1 | 1 | 670 | $2,982 | — | — | |
| apartment | 1 | 1 | 700 | $2,812 | — | — | |
| apartment | 1 | 1 | 712 | $2,413 | — | — | |
| apartment | 1 | 1 | 772 | $2,774 | — | — | |
| apartment | 1 | 1 | 1,013 | $3,735 | — | — | |
| apartment | 1 | 1 | 937 | $3,685 | — | — | |
| condos | 1 | 1 | 700 | $2,299 | 2026-04-17 | — | |
| apartment | 1 | 1 | 1,000 | $1,600 | 2026-08-29 | — | |
| apartment | 1 | 1 | 578 | $1,550 | 2026-09-01 | — | |
| apartment | 1 | 1 | 783 | $3,065 | — | — | |
| apartment | 1 | 1 | 840 | $3,335 | — | — | |
| apartment | 1 | 1 | 840 | $3,355 | — | — | |
| apartment | 1 | 2 | 952 | $3,475 | — | — | |
| apartment | 1 | 1 | 763 | $3,375 | — | — | |
| apartment | 1 | 1 | 763 | $3,325 | — | — | |
| apartment | 1 | 1 | 783 | $3,625 | — | — | |
| apartment | 1 | 1 | 788 | $2,336 | — | — | |
| apartment | 1 | 1 | 709 | $3,235 | — | — | |
| apartment | 1 | 1 | 1,013 | $3,735 | — | — | |
| apartment | 1 | 1 | 788 | $2,747 | — | — | |
| apartment | 1 | 2 | 1,101 | $4,203 | — | — | |
| apartment | 1 | 1 | 1,353 | $4,835 | — | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 483 NW 19th St Unit 362 | condos | 2 | 1 | 782 | $218,000 | 2026-08-26 |
| 816 NW 11th St Apt 801 | condos | 2 | 2 | 1,067 | $335,000 | 2026-08-17 |
| 816 NW 11th St Apt 806 | condos | 2 | 2 | 891 | $301,000 | 2026-07-30 |
| 850 N Miami Ave Unit W2003 | condos | 2 | 2 | 914 | $320,000 | 2026-07-21 |
| 850 N Miami Ave Unit W1903 | condos | 2 | 2 | 914 | $300,000 | 2026-07-14 |
| 850 N Miami Ave Unit W605 | condos | 1 | 1 | 689 | $235,000 | 2026-06-22 |
| 201 NW 7th St Apt 307 | condos | 2 | 2 | 1,037 | $350,000 | 2026-06-15 |
| 201 NW 7th St Apt 103 | condos | 2 | 2 | 1,037 | $340,000 | 2026-06-08 |
| 850 N Miami Ave Unit W609 | condos | 2 | 2 | 914 | $280,000 | 2026-05-14 |
| 850 N Miami Ave Apt 703 | condos | 2 | 2 | 914 | $272,000 | 2026-04-16 |
| 850 N Miami Ave Unit W1503 | condos | 2 | 2 | 914 | $295,000 | 2026-03-19 |
| 1350 NW 8th Ct Unit A1-6 | condos | 1 | 1 | 743 | $210,000 | 2026-03-02 |
| 850 N Miami Ave Unit W1804 | condos | 2 | 2 | 914 | $305,000 | 2026-02-18 |
| 816 NW 11th St Apt 505 | condos | 2 | 2 | 882 | $270,000 | 2025-10-06 |
| 1010 NW 11th St Apt 601 | condos | 2 | 2 | 918 | $320,000 | 2025-09-28 |
| 816 NW 11th St Apt 405 | condos | 2 | 2 | 882 | $270,000 | 2025-09-19 |
| 800 N Miami Ave Unit E809 | condos | 2 | 2 | 914 | $313,000 | 2025-09-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 555 NW South River Dr Unit 725 | condos | 1 | 1 | 683 | $741,055 | — |
| 697 N Miami Ave Apt 1810 | condos | 1 | 1 | 684 | $575,000 | — |
| 540 N Miami Ave Unit 6106 | condos | 1 | 1 | — | $1,350,000 | — |
| 550 N Miami Ave Unit 40 | condos | 1 | 1 | — | $1,000,000 | — |
| 525 NW 2nd Ave | apartment | 1 | 1 | 732 | $740,000 | — |
| 909 N Miami Ave Unit 4006 | condos | 1 | 1 | — | — | — |
| 542 N Miami Ave Unit 5804 | condos | 1 | 2 | 760 | — | — |
| 542 N Miami Ave Unit 6004 | condos | 1 | 2 | 760 | $930,000 | — |
10-year hold projection
IRR-10.1%
Equity multiple-0.72x
Total return (10yr)-$303,063
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,045,450 | -$12,218 | -$76,389 | $803,196 | $242,254 |
| 2 | $1,076,814 | -$12,381 | -$76,590 | $793,788 | $283,026 |
| 3 | $1,109,118 | -$12,543 | -$76,792 | $783,733 | $325,385 |
| 4 | $1,142,391 | -$12,705 | -$76,995 | $772,988 | $369,403 |
| 5 | $1,176,663 | -$12,867 | -$77,198 | $761,505 | $415,158 |
| 6 | $1,211,963 | -$13,028 | -$77,402 | $749,234 | $462,729 |
| 7 | $1,248,322 | -$13,188 | -$77,606 | $736,120 | $512,202 |
| 8 | $1,285,772 | -$13,347 | -$77,810 | $722,105 | $563,667 |
| 9 | $1,324,345 | -$13,505 | -$78,014 | $707,128 | $617,217 |
| 10 | $1,364,075 | -$13,662 | -$78,218 | $691,123 | $672,953 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.