3536 NW 14th Ter
Miami, FL 33125 · single_family · For Sale · 116 days on market
Asking price$785,000
4 beds 3 baths 1,760 sqft
Suggested offer$569,817$215,183 above the est. market value of $569,817.
View on Realtor.com →Listed by Claudia Fernandez Monner · Atlas Realty Company, Inc.
Typesingle_family
Built1968
Price / sqft$446
Est. value (own analysis)$569,817
Rent estimate (own analysis)$5,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-09
Removed date—
MLSMiamiMLS #A12011918
Coordinates25.78713, -80.25312
Address3536 NW 14th Ter
CityMiami
StateFL
Zip33125
Listing ID6997900309
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33125)
Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $785,000 |
| Down payment (20.0%) | $157,000 |
| Loan amount | $628,000 |
| Closing costs (5.0%) | $39,250 |
| Total cash to close | $196,250 |
| Income | |
| Rent (comp-derived) | $5,000$60,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,600$55,200 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,243$14,915 |
| Insurance (est. scaled by flood & wind risk) | $1,021$12,246 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $250$3,000 |
| Total operating expenses | $2,513$30,161 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $250$3,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,408 | $5,000 | 2026-07-15 | — | |
| single_family | 4 | 3 | 2,741 | $6,500 | 2026-08-30 | — | |
| single_family | 4 | 3 | 3,160 | $3,950 | 2026-06-25 | — | |
| single_family | 4 | 4 | — | $4,999 | — | — | |
| single_family | 4 | 3 | 2,000 | $6,000 | 2022-11-07 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 920 NW 35th Ave | single_family | 4 | 3 | 1,353 | $690,000 | 2026-07-31 |
| 1918 NW 19th Ave | single_family | 4 | 2 | 1,520 | $660,000 | 2026-07-23 |
| 1644 NW 8th Ter | single_family | 4 | 5 | 2,640 | $1,100,000 | 2026-07-10 |
| 2965 NW 1st St | single_family | 4 | 3 | 1,350 | $234,000 | 2026-06-16 |
| 1960 NW 24th Ct | single_family | 4 | 2 | 2,088 | $635,000 | 2026-06-04 |
| 421 NW 32nd Ct | single_family | 4 | 2 | 1,842 | $655,000 | 2026-05-18 |
| 830 NW 30th Ct | single_family | 4 | 2 | 1,915 | $620,000 | 2026-05-01 |
| 2091 NW 14th St | single_family | 4 | 2 | 3,588 | $1,500,000 | 2026-04-21 |
| 46 NW 24th Ct | single_family | 4 | 4 | 2,046 | $635,000 | 2026-03-31 |
| 1829 NW 31st Ave | single_family | 4 | 2 | 1,998 | $623,000 | 2026-03-23 |
| 3522 NW 5th St | single_family | 4 | 2 | 1,769 | $625,000 | 2026-03-20 |
| 3501 NW 3rd St | single_family | 4 | 2 | 1,172 | $290,000 | 2026-03-12 |
| 3508 NW 19th Ter | single_family | 4 | 2 | 1,675 | $780,000 | 2026-02-02 |
| 810 NW 24th Ct | single_family | 4 | 3 | 2,082 | $510,000 | 2026-01-30 |
| 1050 NW 30th Ave | single_family | 4 | 2 | 2,210 | $690,000 | 2025-12-10 |
| 911 NW 30th Pl | single_family | 4 | 3 | 2,477 | $599,900 | 2025-12-08 |
| 810 NW 17th Ct | single_family | 4 | 2 | 1,435 | $475,000 | 2025-09-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 201 NW 25th Ave | single_family | 4 | 2 | 2,085 | $700,000 | — |
| 1442 NW 2nd St | single_family | 4 | 2 | 1,598 | $5,000,000 | — |
| 21 NW 32nd Ct | multi_family | 4 | 2 | 1,680 | $799,999 | — |
| 1888 NW 18th St | multi_family | 4 | 2 | 1,366 | $480,000 | — |
| 112 NW 24th Ct | single_family | 4 | 3 | — | $1,200,000 | — |
| 1600 NW 29th Ave | single_family | 4 | 2 | 1,448 | $620,000 | — |
| 2323 NW 1st St | single_family | 4 | 3 | 1,950 | $679,999 | — |
| 2315 NW 3rd St | single_family | 4 | 3 | 1,976 | $1,150,000 | — |
10-year hold projection
IRR1.2%
Equity multiple1.19x
Total return (10yr)$140,468
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $808,550 | $25,039 | -$26,389 | $621,191 | $187,359 |
| 2 | $832,807 | $25,941 | -$25,562 | $613,915 | $218,892 |
| 3 | $857,791 | $26,874 | -$24,707 | $606,138 | $251,652 |
| 4 | $883,524 | $27,838 | -$23,821 | $597,828 | $285,696 |
| 5 | $910,030 | $28,836 | -$22,904 | $588,947 | $321,083 |
| 6 | $937,331 | $29,868 | -$21,955 | $579,456 | $357,875 |
| 7 | $965,451 | $30,934 | -$20,973 | $569,314 | $396,137 |
| 8 | $994,415 | $32,037 | -$19,957 | $558,475 | $435,940 |
| 9 | $1,024,247 | $33,177 | -$18,906 | $546,892 | $477,355 |
| 10 | $1,054,974 | $34,357 | -$17,818 | $534,513 | $520,461 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.