13050 SW 26th St

Miami, FL 33175 · single_family · For Sale · 183 days on market
Asking price$2,300,000
5 beds 3 baths 3,109 sqft
Suggested offer$1,208,810$1,091,190 above the est. market value of $1,208,810.
View on Realtor.com →
Listed by Felipe Carmona · Carmona Realty Group, Llc
Typesingle_family
Built2001
Price / sqft$740
Est. value (own analysis)$1,208,810
Rent estimate (own analysis)$8,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire2/10Minor
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Neighborhood

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Statusfor_sale
Listed date2026-03-03
Removed date
MLSMiamiMLS #A11973409
Coordinates25.74299, -80.40686
Address13050 SW 26th St
CityMiami
StateFL
Zip33175
Listing ID6997537616
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33175)

Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,300,000
Down payment (20.0%)$460,000
Loan amount$1,840,000
Closing costs (5.0%)$115,000
Total cash to close$575,000
Rent (comp-derived)$8,500$102,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$102,000
Vacancy rate (assumption) assumption8.0%

$102,000 × 8.0% = $8,160

Effective gross income$7,820$93,840
Property tax (placeholder 1.9% of price)$3,642$43,700
Insurance (est. scaled by flood & wind risk)$2,453$29,440
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$425$5,100
Total operating expenses$6,520$78,240
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$93,840
Total operating expenses derived$78,240

$93,840 − $78,240 = $15,600

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,840,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,840,000 amortized at 6.7% over 30 years = $11,824/mo

CapEx reserve (5.0% of GSR)$425$5,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,600
Annual debt service derived$141,892
Annual CapEx reserve assumption$5,100
Annual PMI assumption$0

($15,600 − $141,892 − $5,100 − $0) ÷ 12 = -$10,949

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,600
Purchase price data$2,300,000

$15,600 ÷ $2,300,000 = 0.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$131,392
Total cash to close derived$575,000

-$131,392 ÷ $575,000 = -22.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,600
Annual debt service derived$141,892

$15,600 ÷ $141,892 = 0.11

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$102,000
Purchase price data$2,300,000

($102,000 ÷ 12) ÷ $2,300,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,300,000
Gross scheduled rent (annual) comp$102,000

$2,300,000 ÷ $102,000 = 22.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$78,240
Effective gross income derived$93,840

$78,240 ÷ $93,840 = 83.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$78,240
Annual debt service derived$141,892
Annual PMI assumption$0
Gross scheduled rent (annual) comp$102,000

($78,240 + $141,892 + $0) ÷ $102,000 = 215.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family533,727$8,5002026-05-13
single_family554,205$8,5002025-08-26
single_family55$8,500
single_family554,205$8,5002025-11-27
single_family532,446$7,0002026-09-01

12425 SW 43rd St

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,727
Listed2026-05-13
Days on market

Asking rent: $8,500

View on Zillow →

14680 SW 17th St

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,205
Listed2025-08-26
Days on market

Asking rent: $8,500

View on Zillow →

14690 SW 17th St

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage
Listed
Days on market

Asking rent: $8,500

View on Zillow →

14680 SW 17th St # 1

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,205
Listed2025-11-27
Days on market

Asking rent: $8,500

View on Zillow →

2601 SW 143rd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,446
Listed2026-09-01
Days on market

Asking rent: $7,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
13676 SW 33rd Tersingle_family543,529$1,375,0002026-08-06
3112 Village Green Drsingle_family543,299$1,280,0002026-07-30
1942 SW 145th Avesingle_family543,194$1,275,0002026-06-26
1992 SW 139th Ctsingle_family532,609$810,0002026-04-24
14486 SW 17th Stsingle_family543,487$1,280,0002026-04-15
3800 SW 128th Avesingle_family557,631$2,860,0002026-03-27
2402 SW 128th Avesingle_family521,575$365,0002026-03-26
13520 SW 36th Stsingle_family553,973$2,370,0002026-03-19
2720 SW 130th Avesingle_family546,567$2,800,0002026-03-16
13740 SW 18th Stsingle_family532,960$1,307,5002026-03-16
3950 SW 130th Avesingle_family544,673$1,050,0002026-02-24
12011 SW 37th Tersingle_family552,314$670,0002026-02-18
14492 SW 22nd Tersingle_family543,210$950,0002026-01-27
12982 SW 27th Stsingle_family553,194$1,300,0002026-01-27
3455 SW 130th Avesingle_family555,194$2,675,0002026-01-09
3850 SW 130th Avesingle_family544,609$2,300,0002025-12-30

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3045 SW 124th Ctsingle_family522,155$873,000
14671 SW 20th Stsingle_family552,925$1,350,000
11901 SW 45th Stsingle_family565,718$3,950,000
13710 SW 18th Tersingle_family552,024$869,000
13600 SW 36th Stsingle_family575,000$3,500,000
13331 SW 41st Stsingle_family543,342$1,549,900
2711 SW 117th Ctsingle_family542,047$999,900
12465 SW 33rd Stsingle_family532,346$750,000

10-year hold projection

IRR-5.3%
Equity multiple0.11x
Total return (10yr)-$211,922
YearProperty valueNOICash flowLoan balanceEquity
1$2,369,000$15,600-$131,392$1,820,050$548,950
2$2,440,070$16,459-$130,660$1,798,731$641,339
3$2,513,272$17,354-$129,896$1,775,947$737,325
4$2,588,670$18,286-$129,099$1,751,598$837,072
5$2,666,330$19,255-$128,266$1,725,578$940,752
6$2,746,320$20,265-$127,397$1,697,771$1,048,549
7$2,828,710$21,315-$126,491$1,668,054$1,160,656
8$2,913,571$22,409-$125,546$1,636,297$1,277,275
9$3,000,978$23,546-$124,560$1,602,358$1,398,620
10$3,091,008$24,729-$123,532$1,566,090$1,524,918
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.