3265 SW 129th Ave
Miami, FL 33175 · single_family · For Sale · 183 days on market
Asking price$2,300,000
7 beds 6 baths 4,144 sqft
Suggested offer$1,682,920$617,080 above the est. market value of $1,682,920.
View on Realtor.com →Listed by Felipe Carmona · Carmona Realty Group, Llc
Typesingle_family
Built1985
Price / sqft$555
Est. value (own analysis)$1,682,920
Rent estimate (own analysis)$15,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-03-03
Removed date—
MLSMiamiMLS #A11973343
Coordinates25.73780, -80.40340
Address3265 SW 129th Ave
CityMiami
StateFL
Zip33175
Listing ID6996643233
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33175)
Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,300,000 |
| Down payment (20.0%) | $460,000 |
| Loan amount | $1,840,000 |
| Closing costs (5.0%) | $115,000 |
| Total cash to close | $575,000 |
| Income | |
| Rent (comp-derived) | $15,000$180,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $13,800$165,600 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,642$43,700 |
| Insurance (est. scaled by flood & wind risk) | $2,453$29,440 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $750$9,000 |
| Total operating expenses | $6,845$82,140 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $750$9,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 7 | 5 | 2,670 | $8,000 | 2026-07-14 | — | |
| single_family | 7 | 7 | 5,119 | $13,990 | 2026-06-17 | — | |
| single_family | 7 | 9 | 5,797 | $27,000 | 2026-07-29 | — | |
| single_family | 7 | 5 | 1,107 | $15,000 | 2025-10-28 | — | |
| single_family | 7 | 7 | 8,000 | $25,000 | 2026-09-01 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2675 SW 119th Ct | single_family | 4 | 3 | 1,883 | $699,900 | 2026-08-31 |
| 14061 SW 39th St | single_family | 4 | 2 | 1,884 | $795,000 | 2026-08-26 |
| 14332 SW 38th Ter | single_family | 4 | 2 | 2,643 | $920,000 | 2026-08-26 |
| 2351 SW 145th Ave | single_family | 3 | 3 | 2,150 | $875,000 | 2026-08-25 |
| 4332 SW 146th Ave | single_family | 3 | 2 | 1,896 | $745,000 | 2026-08-20 |
| 13911 SW 18th Ter | single_family | 4 | 3 | 2,332 | $849,000 | 2026-08-20 |
| 3190 SW 133rd Ct | single_family | 4 | 4 | 3,281 | $1,560,000 | 2026-08-19 |
| 4756 SW 143rd Ave | single_family | 3 | 2 | 1,536 | $630,000 | 2026-08-19 |
| 13861 SW 42nd Ter | single_family | 2 | 2 | 1,152 | $229,000 | 2026-08-18 |
| 1655 SW 145th Ave | single_family | 4 | 3 | 2,517 | $1,020,000 | 2026-08-14 |
| 5221 SW 127th Pl | single_family | 3 | 2 | 1,911 | $700,000 | 2026-08-14 |
| 12810 SW 18th St | single_family | 4 | 3 | 1,849 | $1,050,000 | 2026-08-13 |
| 2360 SW 139th Ave | single_family | 6 | 6 | 4,146 | $2,750,000 | 2026-08-13 |
| 12731 SW 47th Ter | single_family | 4 | 2 | 1,676 | $873,000 | 2026-08-12 |
| 12551 SW 35th St | single_family | 4 | 2 | 1,992 | $760,000 | 2026-08-10 |
| 3860 SW 121st Ave | single_family | 3 | 2 | 2,242 | $753,000 | 2026-08-07 |
| 13676 SW 33rd Ter | single_family | 5 | 4 | 3,529 | $1,375,000 | 2026-08-06 |
| 12009 SW 39th Ter | single_family | 2 | 1 | 966 | $641,000 | 2026-08-05 |
| 2275 SW 143rd Ct | single_family | 4 | 3 | 2,261 | $1,029,000 | 2026-08-05 |
| 2821 SW 117th Ave | single_family | 3 | 2 | 2,273 | $750,000 | 2026-07-30 |
| 3112 Village Green Dr | single_family | 5 | 4 | 3,299 | $1,280,000 | 2026-07-30 |
| 13931 SW 22nd St | single_family | 4 | 2 | 2,100 | $975,000 | 2026-07-29 |
| 3603 SW 138th Ct | single_family | 4 | 2 | 1,853 | $750,000 | 2026-07-27 |
| 3124 SW 139th Pl | single_family | 4 | 3 | 1,990 | $765,000 | 2026-07-24 |
| 3285 SW 132nd Ave | single_family | 3 | 2 | 2,878 | $1,377,000 | 2026-07-22 |
| 11750 SW 31st St | single_family | 3 | 1 | 1,768 | $699,000 | 2026-07-22 |
| 12301 SW 56th St | single_family | 3 | 2 | 7,696 | $3,500,000 | 2026-07-21 |
| 12370 SW 41st St | single_family | 4 | 2 | 1,930 | $605,500 | 2026-07-21 |
| 3591 SW 142nd Ave | single_family | 6 | 4 | 3,658 | $935,000 | 2026-07-21 |
| 11880 SW 45th St | single_family | 3 | 2 | 1,755 | $1,100,000 | 2026-07-20 |
| 1615 SW 137th Pl | single_family | 3 | 2 | 1,577 | $660,000 | 2026-07-20 |
| 11995 SW 26th Ter | single_family | 3 | 1 | 1,857 | $695,000 | 2026-07-17 |
| 12000 SW 39th Ter | single_family | 3 | 2 | 1,828 | $450,000 | 2026-07-14 |
| 13210 SW 51st St | single_family | 7 | 6 | 3,615 | $1,200,000 | 2026-07-09 |
| 13253 SW 28th St | single_family | 3 | 2 | 1,579 | $615,000 | 2026-07-09 |
| 12842 SW 20th St | single_family | 3 | 3 | 1,202 | $789,000 | 2026-07-07 |
| 11944 SW 37th St | single_family | 3 | 2 | 1,248 | $640,000 | 2026-07-02 |
| 3190 SW 133rd Pl | single_family | 4 | 3 | 2,410 | $1,135,000 | 2026-07-02 |
| 3245 Village Green Dr | single_family | 3 | 2 | 1,702 | $725,000 | 2026-07-01 |
| 3815 SW 125th Ave | single_family | 3 | 2 | 1,461 | $800,000 | 2026-06-29 |
| 14251 SW 34th St | single_family | 4 | 3 | 2,133 | $855,000 | 2026-06-27 |
| 2927 SW 145th Ct | single_family | 4 | 3 | 1,861 | $715,000 | 2026-06-26 |
| 1942 SW 145th Ave | single_family | 5 | 4 | 3,194 | $1,275,000 | 2026-06-26 |
| 14300 SW 52nd St | single_family | 3 | 2 | 1,665 | $625,000 | 2026-06-26 |
| 3381 SW 140th Ave | single_family | 3 | 3 | 1,781 | $790,000 | 2026-06-24 |
| 11901 SW 51st St | single_family | 3 | 2 | 472 | $1,500,000 | 2026-06-24 |
| 11798 SW 32nd St | single_family | 3 | 2 | 1,964 | $864,000 | 2026-06-24 |
| 5040915198 | single_family | 4 | 3 | 2,407 | $1,050,000 | 2026-06-24 |
| 13320 SW 21st St | single_family | 4 | 2 | 2,104 | $880,000 | 2026-06-24 |
| 14005 SW 17th Ter | single_family | 4 | 3 | 2,176 | $970,000 | 2026-06-22 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 7745 SW 54th Ave | single_family | 7 | 9 | 5,797 | $5,395,000 | — |
| 12701 SW 80th St | single_family | 7 | 5 | 3,420 | $1,100,000 | — |
| 12231 SW 1st St | single_family | 7 | 6 | 4,731 | $1,550,000 | — |
| 12141 Walsh Blvd | single_family | 7 | 7 | 4,102 | $2,350,000 | — |
| 7930 SW 52nd Ct | single_family | 7 | 8 | 5,452 | $5,650,000 | — |
| 7855 SW 83rd Ct | single_family | 7 | 7 | 7,831 | $5,395,000 | — |
| 4640 Sunset Dr | single_family | 7 | 9 | 7,339 | $11,200,000 | — |
| 2835 SW 132nd Ave | single_family | 7 | 6 | 5,789 | $3,500,000 | — |
10-year hold projection
IRR2.4%
Equity multiple1.39x
Total return (10yr)$523,340
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,369,000 | $83,460 | -$67,432 | $1,820,050 | $548,950 |
| 2 | $2,440,070 | $86,375 | -$64,743 | $1,798,731 | $641,339 |
| 3 | $2,513,272 | $89,387 | -$61,961 | $1,775,947 | $737,325 |
| 4 | $2,588,670 | $92,500 | -$59,084 | $1,751,598 | $837,072 |
| 5 | $2,666,330 | $95,717 | -$56,109 | $1,725,578 | $940,752 |
| 6 | $2,746,320 | $99,042 | -$53,033 | $1,697,771 | $1,048,549 |
| 7 | $2,828,710 | $102,478 | -$49,851 | $1,668,054 | $1,160,656 |
| 8 | $2,913,571 | $106,028 | -$46,562 | $1,636,297 | $1,277,275 |
| 9 | $3,000,978 | $109,698 | -$43,160 | $1,602,358 | $1,398,620 |
| 10 | $3,091,008 | $113,489 | -$39,643 | $1,566,090 | $1,524,918 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.