18130 NW 25th Ave

Miami Gardens, FL 33056 · single_family · For Sale · 61 days on market
Asking price$599,000
4 beds 3 baths 1,240 sqft
Suggested offer$416,789$182,211 above the est. market value of $416,789.
View on Realtor.com →
Listed by Taimi Uria · Tower Team Realty, Llc
Typesingle_family
Built1957
Price / sqft$483
Est. value (own analysis)$416,789
Rent estimate (own analysis)$3,690/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-03
Removed date
MLSMiamiMLS #A12047759
Coordinates25.93990, -80.24336
Address18130 NW 25th Ave
CityMiami Gardens
StateFL
Zip33056
Listing ID6985534833
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33056)

Median sale price$550,000
Median days on market (sale)37
Active sale listings131
Median rent$2,700/mo
Median days on market (rent)49
Active rental listings90
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33056 (≥6 of 50 per our log)

Underwriting (buy-and-hold, default assumptions)

Purchase price$599,000
Down payment (20.0%)$119,800
Loan amount$479,200
Closing costs (5.0%)$29,950
Total cash to close$149,750
Rent (comp-derived)$3,690$44,280
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$44,280
Vacancy rate (assumption) assumption8.0%

$44,280 × 8.0% = $3,542

Effective gross income$3,395$40,738
Property tax (placeholder 1.9% of price)$948$11,381
Insurance (placeholder 0.8% of price)$399$4,792
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$185$2,214
Total operating expenses$1,532$18,387
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$40,738
Total operating expenses derived$18,387

$40,738 − $18,387 = $22,351

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$479,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$479,200 amortized at 6.7% over 30 years = $3,079/mo

CapEx reserve (5.0% of GSR)$185$2,214
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$22,351
Annual debt service derived$36,954
Annual CapEx reserve assumption$2,214
Annual PMI assumption$0

($22,351 − $36,954 − $2,214 − $0) ÷ 12 = -$1,401

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$22,351
Purchase price data$599,000

$22,351 ÷ $599,000 = 3.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$16,817
Total cash to close derived$149,750

-$16,817 ÷ $149,750 = -11.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$22,351
Annual debt service derived$36,954

$22,351 ÷ $36,954 = 0.60

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$44,280
Purchase price data$599,000

($44,280 ÷ 12) ÷ $599,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$599,000
Gross scheduled rent (annual) comp$44,280

$599,000 ÷ $44,280 = 13.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$18,387
Effective gross income derived$40,738

$18,387 ÷ $40,738 = 45.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$18,387
Annual debt service derived$36,954
Annual PMI assumption$0
Gross scheduled rent (annual) comp$44,280

($18,387 + $36,954 + $0) ÷ $44,280 = 125.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,464$2,7602026-06-28
single_family421,544$2,8002026-08-21
single_family421,238$3,1052026-07-17
single_family431,384$3,3502026-08-17
single_family421,358$4,3002026-08-16
single_family421,620$4,4002026-07-15
single_family421,645$5,0002025-11-01
single_family431,640$4,3002026-07-09
single_family421,482$3,6902026-06-16

3313 NW 193rd St

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,464
Listed2026-06-28
Days on market

Asking rent: $2,760

View on Zillow →

3321 NW 177th Ter

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,544
Listed2026-08-21
Days on market

Asking rent: $2,800

View on Zillow →

2751 NW 209th Ter

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,238
Listed2026-07-17
Days on market

Asking rent: $3,105

View on Zillow →

2460 NW 179th St Unit 2460

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,384
Listed2026-08-17
Days on market

Asking rent: $3,350

View on Zillow →

20510 NW 17th Ave Unit 0

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,358
Listed2026-08-16
Days on market

Asking rent: $4,300

View on Zillow →

19202 NW 23rd Ct

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,620
Listed2026-07-15
Days on market

Asking rent: $4,400

View on Zillow →

17000 NW 18th Ave

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,645
Listed2025-11-01
Days on market

Asking rent: $5,000

View on Zillow →

3355 NW 213th Ter Unit 0

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,640
Listed2026-07-09
Days on market

Asking rent: $4,300

View on Zillow →

19236 NW 33rd Ave

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,482
Listed2026-06-16
Days on market

Asking rent: $3,690

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2765 NW 212th Stsingle_family421,150$565,0002026-08-26
1890 NW 204th Stsingle_family421,652$540,5002026-08-21
20370 NW 32nd Avesingle_family421,381$500,0002026-08-21
3010 NW 186th Tersingle_family431,490$597,5002026-08-19
2320 NW 191st Tersingle_family421,728$580,0002026-08-17
3221 NW 182nd Stsingle_family421,289$590,0002026-08-14
21221 NW 29th Avesingle_family421,786$595,0002026-08-10
20901 NW 27th Ctsingle_family421,575$540,0002026-07-17
2860 NW 207th Stsingle_family421,890$519,9002026-07-16
3001 NW 170th Stsingle_family431,541$570,0002026-07-16
17351 NW 29th Avesingle_family411,208$580,0002026-07-02
2850 NW 205th Stsingle_family421,104$384,9002026-06-29
3610 NW 171st Stsingle_family42$575,0002026-06-22
18712 NW 23rd Ctsingle_family421,607$558,0002026-06-17
2451 NW 182nd Tersingle_family431,542$500,0002026-06-15
3277 NW 179th Stsingle_family421,436$565,0002026-05-27
2971 NW 171st Tersingle_family421,460$597,0002026-05-22
2470 NW 179th Stsingle_family421,104$342,0002026-05-20
3490 NW 194th Stsingle_family42$490,0002026-05-15
3211 NW 191st Stsingle_family421,470$475,0002026-05-05
3260 NW 171st Stsingle_family421,592$600,0002026-04-28
17821 NW 22nd Avesingle_family431,983$630,0002026-04-21
2452 NW 175th Tersingle_family421,926$403,5002026-04-17
20025 NW 32nd Ctsingle_family431,452$585,0002026-04-17
20501 NW 30th Avesingle_family421,104$629,9002026-04-09
3252 NW 203rd Lnsingle_family421,425$547,9002026-04-09
3521 NW 208th Tersingle_family421,465$483,0002026-04-06
16945 NW 28th Avesingle_family421,980$450,0002026-04-02
2461 NW 208th Stsingle_family422,455$385,0002026-04-02
17201 NW 37th Avesingle_family431,672$575,0002026-03-31
3230 NW 211th Stsingle_family421,212$539,0002026-03-30
3461 NW 178th Stsingle_family421,224$535,0002026-03-27
2251 NW 171st Tersingle_family431,480$530,0002026-03-11
2320 NW 184th Stsingle_family432,158$376,7002026-03-09
18011 NW 23rd Avesingle_family421,223$535,0002026-03-06
3340 NW 179th Stsingle_family422,050$690,0002026-03-05
1815 NW 188th Tersingle_family422,074$470,0002026-03-05
17301 NW 24th Avesingle_family432,478$605,0002026-03-05
2901 NW 185th Stsingle_family431,902$600,0002026-03-04
20562 NW 18th Avesingle_family421,652$530,0002026-02-20
2900 NW 179th Stsingle_family432,032$670,0002026-02-11
18611 NW 28th Plsingle_family421,531$580,0002026-02-09
1851 NW 206th Stsingle_family421,652$530,0002026-02-02
2270 NW 196th Tersingle_family432,464$580,0002026-01-28
20316 NW 32nd Pathsingle_family421,381$467,0002026-01-27
2410 NW 170th Tersingle_family421,441$465,0002026-01-23
3381 NW 210th Tersingle_family421,146$545,0002026-01-21
2040 NW 185th Tersingle_family431,829$565,0002026-01-20
18740 NW 19th Avesingle_family421,958$589,0002026-01-16
19001 NW 19th Avesingle_family421,665$475,0002026-01-06

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3421 NW 176th Stsingle_family421,644$280,000
20504 NW 19th Avesingle_family421,652$540,000
2001 NW 206th Stsingle_family431,447$574,900
17135 NW 19th Avesingle_family462,096$998,500
20464 NW 19th Avesingle_family421,652$575,000
2950 NW 210th Tersingle_family421,122$550,000
2765 NW 212th Stsingle_family421,150$625,000
2240 NW 177th Tersingle_family431,649$579,000

10-year hold projection

IRR2.7%
Equity multiple1.44x
Total return (10yr)$144,016
YearProperty valueNOICash flowLoan balanceEquity
1$616,970$22,351-$16,817$474,004$142,966
2$635,479$23,113-$16,110$468,452$167,027
3$654,543$23,901-$15,379$462,518$192,025
4$674,180$24,714-$14,624$456,177$218,003
5$694,405$25,555-$13,843$449,401$245,005
6$715,237$26,423-$13,036$442,159$273,079
7$736,694$27,320-$12,202$434,419$302,275
8$758,795$28,246-$11,340$426,149$332,647
9$781,559$29,202-$10,449$417,310$364,249
10$805,006$30,190-$9,528$407,864$397,142
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.