| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $5,099,000 |
| Down payment (20.0%) | $1,019,800 |
| Loan amount | $4,079,200 |
| Closing costs (5.0%) | $254,950 |
| Total cash to close | $1,274,750 |
| Income | |
| Rent (comp-derived) | $15,000$180,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $13,800$165,600 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $8,073$96,881 |
| Insurance (placeholder 0.8% of price) | $3,399$40,792 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $750$9,000 |
| Total operating expenses | $12,223$146,673 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $750$9,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 7 | 3,782 | $19,000 | 2026-07-23 | — | |
| single_family | 5 | 2 | 2,597 | $13,500 | 2026-06-25 | — | |
| single_family | 5 | 4 | 3,518 | $13,950 | 2026-06-17 | — | |
| single_family | 5 | 5 | 3,696 | $8,250 | 2026-06-05 | — | |
| single_family | 5 | 4 | 4,269 | $14,000 | 2026-06-05 | — | |
| single_family | 5 | 5 | 3,029 | $11,900 | 2026-05-12 | — | |
| single_family | 5 | 7 | 4,820 | $30,000 | 2026-08-03 | — | |
| single_family | 5 | 6 | 4,486 | $31,500 | 2026-08-05 | — | |
| single_family | 5 | 5 | 4,735 | $33,000 | 2026-01-05 | — | |
| single_family | 5 | 4 | 3,729 | $25,000 | 2026-05-15 | — | |
| single_family | 5 | 4 | 3,483 | $15,000 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 6760 SW 62nd Ter | single_family | 5 | 3 | 2,764 | $1,395,000 | 2026-08-24 |
| 5831740839 | single_family | 5 | 6 | 5,053 | $8,920,000 | 2026-07-28 |
| 8000 Los Pinos Blvd | single_family | 5 | 6 | 6,938 | $6,300,000 | 2026-07-28 |
| 5890 SW 82nd St | single_family | 5 | 6 | 4,258 | $5,750,000 | 2026-07-22 |
| 741 Tibidabo Ave | single_family | 5 | 3 | 2,833 | $3,630,000 | 2026-07-13 |
| 7901 SW 72nd Ave | single_family | 5 | 1 | 2,500 | $2,000,000 | 2026-07-01 |
| 7440 SW 54th Ct | single_family | 5 | 3 | 2,634 | $2,650,000 | 2026-06-23 |
| 5950 SW 83rd St | single_family | 5 | 4 | 4,202 | $4,850,000 | 2026-06-18 |
| 5835 SW 81st St | single_family | 5 | 6 | 4,304 | $5,000,000 | 2026-06-18 |
| 279 Galeon Ct | single_family | 5 | 5 | 3,583 | $5,600,000 | 2026-06-05 |
| 5975 SW 62nd St | single_family | 5 | 7 | — | $2,675,000 | 2026-05-29 |
| 1161 Sunset Dr | single_family | 5 | 4 | 2,649 | $2,395,000 | 2026-05-28 |
| 7461 SW 58th St | single_family | 5 | 3 | 2,297 | $950,000 | 2026-05-28 |
| 200 Casuarina Concourse | single_family | 5 | 4 | 10,196 | $25,365,300 | 2026-05-22 |
| 5345 SW 84th St | single_family | 5 | 3 | 3,708 | $5,500,000 | 2026-04-21 |
| 5033854265 | single_family | 5 | 7 | 4,069 | $4,575,000 | 2026-03-31 |
| 4763 SW 82nd St | single_family | 5 | 5 | 5,977 | $12,230,000 | 2026-03-23 |
| 7701 SW 50th Ct | single_family | 5 | 4 | 3,565 | $4,550,000 | 2026-03-23 |
| 7945 Sunset Dr | single_family | 5 | 6 | 4,177 | $3,050,000 | 2026-03-16 |
| 7821 SW 54th Ct | single_family | 5 | 7 | 4,306 | $4,100,000 | 2026-03-13 |
| 7250 SW 47th Ave | single_family | 5 | 5 | 3,703 | $3,200,000 | 2026-03-13 |
| 7720 SW 79th Ct | single_family | 5 | 5 | 3,549 | $2,787,000 | 2026-03-09 |
| 6781 SW 75th Ter | single_family | 5 | 7 | 4,335 | $4,000,000 | 2026-02-27 |
| 5928 SW 69th Ave | single_family | 5 | 5 | 4,029 | $3,250,000 | 2026-01-30 |
| 7950 SW 54th Ave | single_family | 5 | 5 | 3,848 | $3,450,000 | 2026-01-26 |
| 8501 SW 68th Street Rd | single_family | 5 | 6 | 5,183 | $2,450,000 | 2026-01-20 |
| 7110 SW 82nd Ave | single_family | 5 | 5 | 5,006 | $4,400,000 | 2026-01-15 |
| 7400 SW 47th Ct | single_family | 5 | 4 | 4,535 | $6,900,000 | 2026-01-12 |
| 7575 SW 54th Ave | single_family | 5 | 6 | 5,730 | $5,600,000 | 2025-12-12 |
| 7301 SW 58th St | single_family | 5 | 3 | 3,305 | $1,500,000 | 2025-12-08 |
| 5776 SW 77th Ter | single_family | 5 | 5 | 3,719 | $3,488,000 | 2025-12-01 |
| 8501 SW 72nd Ter | single_family | 5 | 3 | 3,209 | $1,600,000 | 2025-11-18 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8560 SW 85th Ave | single_family | 5 | 3 | 2,996 | $1,250,000 | — |
| 7101 SW 60th St | single_family | 5 | 5 | 3,673 | $4,000,000 | — |
| 7550 SW 74th St | single_family | 5 | 6 | 4,549 | $3,250,000 | — |
| 6415 SW 83rd St | single_family | 5 | 6 | 5,105 | $5,250,000 | — |
| 7851 SW 48th Pl | single_family | 5 | 6 | 3,461 | $5,500,000 | — |
| 6200 SW 83rd Ave | single_family | 5 | 7 | 5,024 | $4,995,000 | — |
| 7700 SW 53rd Ct | single_family | 5 | 6 | 4,956 | $5,299,000 | — |
| 7220 SW 69th Ct | single_family | 5 | 3 | 2,902 | $1,640,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $5,251,970 | $18,927 | -$304,641 | $4,034,972 | $1,216,998 |
| 2 | $5,409,529 | $20,228 | -$303,565 | $3,987,708 | $1,421,821 |
| 3 | $5,571,815 | $21,587 | -$302,437 | $3,937,197 | $1,634,618 |
| 4 | $5,738,969 | $23,005 | -$301,256 | $3,883,218 | $1,855,751 |
| 5 | $5,911,139 | $24,485 | -$300,018 | $3,825,532 | $2,085,606 |
| 6 | $6,088,473 | $26,029 | -$298,722 | $3,763,885 | $2,324,588 |
| 7 | $6,271,127 | $27,639 | -$297,366 | $3,698,004 | $2,573,123 |
| 8 | $6,459,261 | $29,319 | -$295,948 | $3,627,599 | $2,831,661 |
| 9 | $6,653,038 | $31,070 | -$294,464 | $3,552,360 | $3,100,679 |
| 10 | $6,852,630 | $32,896 | -$292,912 | $3,471,954 | $3,380,676 |