7390 SW 30th Ter

Miami, FL 33155 · single_family · For Sale · 77 days on market
Asking price$1,190,000
5 beds 3 baths 2,030 sqft
Suggested offer$906,781$283,219 above the est. market value of $906,781.
View on Realtor.com →
Listed by David Armas · TAG Real Estate Agency
Typesingle_family
Built1952
Price / sqft$586
Est. value (own analysis)$906,781
Rent estimate (own analysis)$6,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-06-17
Removed date
MLSMiamiMLS #A12038823
Coordinates25.74157, -80.31525
Address7390 SW 30th Ter
CityMiami
StateFL
Zip33155
Listing ID6970680243
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33155)

Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,190,000
Down payment (20.0%)$238,000
Loan amount$952,000
Closing costs (5.0%)$59,500
Total cash to close$297,500
Rent (comp-derived)$6,500$78,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$78,000
Vacancy rate (assumption) assumption8.0%

$78,000 × 8.0% = $6,240

Effective gross income$5,980$71,760
Property tax (placeholder 1.9% of price)$1,884$22,610
Insurance (est. scaled by flood & wind risk)$1,269$15,232
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$325$3,900
Total operating expenses$3,479$41,742
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$71,760
Total operating expenses derived$41,742

$71,760 − $41,742 = $30,018

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$952,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$952,000 amortized at 6.7% over 30 years = $6,118/mo

CapEx reserve (5.0% of GSR)$325$3,900
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$30,018
Annual debt service derived$73,414
Annual CapEx reserve assumption$3,900
Annual PMI assumption$0

($30,018 − $73,414 − $3,900 − $0) ÷ 12 = -$3,941

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$30,018
Purchase price data$1,190,000

$30,018 ÷ $1,190,000 = 2.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$47,296
Total cash to close derived$297,500

-$47,296 ÷ $297,500 = -15.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$30,018
Annual debt service derived$73,414

$30,018 ÷ $73,414 = 0.41

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$78,000
Purchase price data$1,190,000

($78,000 ÷ 12) ÷ $1,190,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,190,000
Gross scheduled rent (annual) comp$78,000

$1,190,000 ÷ $78,000 = 15.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$41,742
Effective gross income derived$71,760

$41,742 ÷ $71,760 = 58.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$41,742
Annual debt service derived$73,414
Annual PMI assumption$0
Gross scheduled rent (annual) comp$78,000

($41,742 + $73,414 + $0) ÷ $78,000 = 147.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family582,326$8,2002026-07-13
single_family521,974$5,000
single_family532,442$6,5002026-08-30

6790 SW 54th St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 8 ba
Square footage2,326
Listed2026-07-13
Days on market

Asking rent: $8,200

View on Zillow →

2120 SW 84th Ave

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,974
Listed
Days on market

Asking rent: $5,000

View on Zillow →

2216 SW 62nd Ave Unit 0

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,442
Listed2026-08-30
Days on market

Asking rent: $6,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7840 SW 18th Tersingle_family542,586$1,120,0002026-08-07
2725 SW 82nd Avesingle_family542,251$810,0002026-07-23
5785 SW 46th Tersingle_family542,053$1,670,0002026-07-10
6810 SW 51st Stsingle_family531,889$1,100,0002026-06-18
1715 SW 84th Avesingle_family532,289$745,0002026-06-16
7731 SW 18th Tersingle_family542,184$917,0002026-06-11
6521 SW 31st Stsingle_family531,840$1,020,0002026-06-08
5815 SW 27th Stsingle_family543,790$2,050,0002026-04-01
8370 SW 46th Stsingle_family531,955$935,0002026-03-31
2930 SW 79th Ctsingle_family552,863$1,275,0002026-03-23
6480 SW 37th Stsingle_family541,844$348,0002026-03-16
6301 Coral Lake Drsingle_family532,980$1,735,0002026-02-24
7815 SW 21st Tersingle_family532,456$795,0002026-02-24
7410 SW 39th Stsingle_family531,607$720,0002026-02-23

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2000 SW 84th Avesingle_family531,845$885,000
2920 SW 69th Avesingle_family552,457$825,000
2231 SW 57th Ctsingle_family532,692$650,000
2216 SW 62nd Avesingle_family532,442$910,000
6560 SW 34th Stsingle_family541,949$825,000
5766 SW 41st Stsingle_family553,500$1,250,000
6359 SW 34th Stsingle_family564,902$3,249,000
5854 SW 30th Stsingle_family563,904$4,250,000

10-year hold projection

IRR-0.6%
Equity multiple0.91x
Total return (10yr)$128,145
YearProperty valueNOICash flowLoan balanceEquity
1$1,225,700$30,018-$47,296$941,678$284,022
2$1,262,471$31,127-$46,284$930,648$331,823
3$1,300,345$32,275-$45,236$918,859$381,486
4$1,339,355$33,463-$44,151$906,262$433,094
5$1,379,536$34,691-$43,027$892,799$486,737
6$1,420,922$35,962-$41,864$878,412$542,510
7$1,463,550$37,277-$40,659$863,037$600,513
8$1,507,456$38,638-$39,412$846,606$660,851
9$1,552,680$40,045-$38,121$829,046$723,634
10$1,599,260$41,500-$36,784$810,281$788,979
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.