6390 SW 69th St
South Miami, FL 33143 · single_family · For Sale · 16 days on market
Asking price$1,380,000
3 beds 2 baths 1,564 sqft
Suggested offer$1,368,563$11,437 above the est. market value of $1,368,563.
View on Realtor.com →Listed by Lisa Fox · Coldwell Banker Realty
Typesingle_family
Built1961
Price / sqft$882
Est. value (own analysis)$1,368,563
Rent estimate (own analysis)$4,900/mo
HOANone
1 / 33
Show every detail
Statusfor_sale
Listed date2026-08-18
Removed date—
MLSMiamiMLS #A12070511
Coordinates25.70649, -80.29734
Address6390 SW 69th St
CitySouth Miami
StateFL
Zip33143
Listing ID6957757185
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33143)
Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,380,000 |
| Down payment (20.0%) | $276,000 |
| Loan amount | $1,104,000 |
| Closing costs (5.0%) | $69,000 |
| Total cash to close | $345,000 |
| Income | |
| Rent (comp-derived) | $4,900$58,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,508$54,096 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,185$26,220 |
| Insurance (placeholder 0.8% of price) | $920$11,040 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $245$2,940 |
| Total operating expenses | $3,350$40,200 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $245$2,940 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 3 | 1,359 | $4,900 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,800 | $6,500 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,286 | $5,000 | 2026-07-16 | — | |
| single_family | 3 | 2 | 1,492 | $5,000 | 2026-07-13 | — | |
| single_family | 3 | 2 | 1,286 | $4,500 | 2026-06-17 | — | |
| single_family | 3 | 2 | 1,141 | $3,000 | — | — | |
| single_family | 3 | 2 | 1,863 | $5,150 | 2026-08-24 | — | |
| single_family | 3 | 2 | 1,475 | $6,950 | 2026-08-25 | — | |
| single_family | 3 | 2 | 1,147 | $4,400 | 2026-05-28 | — | |
| single_family | 3 | 2 | 1,222 | $4,300 | 2026-06-03 | — | |
| single_family | 3 | 2 | 1,650 | $4,500 | — | — | |
| single_family | 3 | 2 | 1,752 | $4,900 | — | — | |
| single_family | 3 | 2 | 1,250 | $4,300 | — | — | |
| single_family | 3 | 3 | 1,359 | $4,900 | 2026-08-12 | — | |
| single_family | 3 | 2 | 1,300 | $4,600 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 6325 SW 84th St | single_family | 3 | 2 | 1,886 | $1,810,000 | 2026-08-24 |
| 631 Santurce Ave | single_family | 3 | 2 | 1,819 | $1,925,000 | 2026-08-17 |
| 600 Santurce Ave | single_family | 3 | 2 | 1,826 | $2,940,000 | 2026-08-12 |
| 5644 SW 69th Ave | single_family | 3 | 2 | 1,150 | $1,212,000 | 2026-08-12 |
| 6200 SW 57th Dr | single_family | 3 | 2 | 1,810 | $1,575,000 | 2026-07-28 |
| 6140 SW 62nd St | single_family | 3 | 2 | 1,245 | $845,000 | 2026-07-24 |
| 5729 SW 60th Ave | single_family | 3 | 2 | 2,237 | $2,000,000 | 2026-07-23 |
| 5943 SW 65th Ave | single_family | 3 | 2 | 1,932 | $1,700,000 | 2026-07-21 |
| 7301 Ponce De Leon Rd | single_family | 3 | 3 | 3,003 | $7,250,000 | 2026-07-10 |
| 6350 SW 60th Ave | single_family | 3 | 2 | 1,118 | $367,000 | 2026-06-30 |
| 7220 SW 53rd Ct | single_family | 3 | 2 | 1,661 | $1,650,000 | 2026-06-25 |
| 7000 SW 59th St | single_family | 3 | 2 | 1,416 | $1,400,000 | 2026-06-23 |
| 5800 SW 81st St | single_family | 3 | 2 | 2,951 | $1,950,000 | 2026-06-22 |
| 5210 SW 72nd St | single_family | 3 | 2 | 1,553 | $1,475,000 | 2026-06-15 |
| 6761 SW 78th Ter | single_family | 3 | 2 | 1,519 | $1,000,000 | 2026-06-11 |
| 6255 SW 62nd Ct | single_family | 3 | 2 | 1,274 | $870,000 | 2026-06-05 |
| 8230 SW 63rd Pl | single_family | 3 | 2 | 1,642 | $1,285,000 | 2026-05-28 |
| 5933 SW 61st Ave | single_family | 3 | 2 | 1,324 | $1,040,000 | 2026-05-22 |
| 731 Calatrava Ave | single_family | 3 | 3 | 2,131 | $2,900,000 | 2026-05-18 |
| 6609 SW 62nd Ter | single_family | 3 | 3 | 1,488 | $1,350,000 | 2026-05-15 |
| 6225 SW 59th St | single_family | 3 | 2 | 1,752 | $640,000 | 2026-05-11 |
| 6091 SW 79th St | single_family | 3 | 2 | 1,836 | $3,004,700 | 2026-04-30 |
| 7535 SW 55th Ave | single_family | 3 | 3 | 1,872 | $2,350,000 | 2026-04-30 |
| 6202 SW 65th Ave | single_family | 3 | 2 | 1,896 | $1,185,000 | 2026-04-24 |
| 7272 SW 53rd Ave | single_family | 3 | 2 | 2,020 | $1,925,000 | 2026-04-14 |
| 7340 SW 56th St | single_family | 3 | 3 | 2,468 | $1,555,000 | 2026-04-10 |
| 5800 SW 61st St | single_family | 3 | 2 | 1,512 | $865,000 | 2026-04-02 |
| 5335 SW 74th St | single_family | 3 | 2 | 2,159 | $2,375,000 | 2026-03-16 |
| 6867 SW 62nd Ter | single_family | 3 | 3 | 3,443 | $1,700,000 | 2026-03-13 |
| 5685 SW 72nd Ave | single_family | 3 | 5 | 2,385 | $1,330,000 | 2026-03-10 |
| 6931 SW 64th Ct | single_family | 3 | 2 | 1,601 | $925,000 | 2026-03-04 |
| 6380 SW 63rd Ave | single_family | 3 | 2 | 1,366 | $1,325,000 | 2026-02-27 |
| 7100 SW 71st Ct | single_family | 3 | 2 | 2,110 | $1,200,000 | 2026-02-20 |
| 6243 SW 57th St | single_family | 3 | 2 | 1,561 | $790,000 | 2026-02-19 |
| 8235 SW 62nd Pl | single_family | 3 | 2 | 1,480 | $1,325,000 | 2026-02-10 |
| 6551 SW 75th Ter | single_family | 3 | 2 | 2,284 | $1,220,000 | 2026-02-06 |
| 7398 SW 54th Ct | single_family | 3 | 1 | 1,713 | $2,050,000 | 2026-02-05 |
| 4680 SW 74th St | single_family | 3 | 4 | 5,483 | $7,059,400 | 2026-02-04 |
| 5501 SW 74th St | single_family | 3 | 1 | 1,780 | $2,050,000 | 2026-02-03 |
| 6632 SW 64th Ave | single_family | 3 | 2 | 1,515 | $921,500 | 2026-02-03 |
| 7524 SW 78th Ter | single_family | 3 | 2 | 2,164 | $1,250,000 | 2026-02-02 |
| 8205 SW 62nd Ct | single_family | 3 | 2 | 1,192 | $950,000 | 2026-01-30 |
| 7720 SW 59th Ct | single_family | 3 | 3 | 1,696 | $1,525,000 | 2026-01-30 |
| 7271 SW 54th Ave | single_family | 3 | 2 | 1,756 | $2,150,000 | 2026-01-26 |
| 5955 SW 64th Ave | single_family | 3 | 2 | 1,819 | $1,550,000 | 2026-01-26 |
| 7110 SW 64th Ct | single_family | 3 | 3 | 2,135 | $700,000 | 2026-01-22 |
| 5840 SW 77th Ter | single_family | 3 | 3 | 1,658 | $2,080,000 | 2026-01-15 |
| 6820 SW 71st Ct | single_family | 3 | 2 | 1,627 | $1,350,000 | 2026-01-09 |
| 4920 SW 76th St | single_family | 3 | 3 | 1,882 | $3,800,000 | 2026-01-09 |
| 8215 SW 62nd Ct | single_family | 3 | 2 | 2,260 | $1,750,000 | 2025-12-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5775 SW 57th Ter | single_family | 3 | 2 | 1,841 | $1,350,000 | — |
| 7050 SW 82nd Ct | single_family | 3 | 2 | 1,312 | $1,400,000 | — |
| 7240 Sunset Dr | single_family | 3 | 3 | 1,591 | $2,675,000 | — |
| 8530 SW 81st Ln | single_family | 3 | 2 | 2,154 | $1,150,000 | — |
| 8121 SW 82nd Ct | townhomes | 3 | 3 | 1,470 | $645,000 | — |
| 7483 SW 82nd St Apt A102 | condos | 3 | 2 | 1,140 | $385,000 | — |
| 8054 SW 86th Ter | townhomes | 3 | 3 | 2,019 | $875,000 | — |
| 6325 SW 84th St | single_family | 3 | 2 | 1,886 | $1,775,000 | — |
10-year hold projection
IRR-4.5%
Equity multiple0.26x
Total return (10yr)-$75,566
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,421,400 | $13,896 | -$74,179 | $1,092,030 | $329,370 |
| 2 | $1,464,042 | $14,514 | -$73,635 | $1,079,238 | $384,804 |
| 3 | $1,507,963 | $15,155 | -$73,069 | $1,065,568 | $442,395 |
| 4 | $1,553,202 | $15,821 | -$72,480 | $1,050,959 | $502,243 |
| 5 | $1,599,798 | $16,512 | -$71,868 | $1,035,347 | $564,451 |
| 6 | $1,647,792 | $17,229 | -$71,232 | $1,018,663 | $629,129 |
| 7 | $1,697,226 | $17,974 | -$70,571 | $1,000,833 | $696,393 |
| 8 | $1,748,143 | $18,746 | -$69,884 | $981,778 | $766,364 |
| 9 | $1,800,587 | $19,547 | -$69,170 | $961,416 | $839,171 |
| 10 | $1,854,605 | $20,379 | -$68,428 | $939,654 | $914,950 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.