26201 SW 125th Ave

Homestead, FL 33032 · single_family · For Sale · 4 days on market
Asking price$529,900
4 beds 2 baths 1,192 sqft
Suggested offer$323,640$206,260 above the est. market value of $323,640.
View on Realtor.com →
Listed by Saud Rai (CRS) · Keyes - Homestead
Typesingle_family
Built1974
Price / sqft$445
Est. value (own analysis)$323,640
Rent estimate (own analysis)$3,575/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-08-29
Removed date
MLSMiamiMLS #A12074232
Coordinates25.52354, -80.39370
Address26201 SW 125th Ave
CityHomestead
StateFL
Zip33032
Listing ID6952101719
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33032)

Typical home value (ZHVI)$453,873
Typical rent (ZORI)$2,663/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$529,900
Down payment (20.0%)$105,980
Loan amount$423,920
Closing costs (5.0%)$26,495
Total cash to close$132,475
Rent (comp-derived)$3,575$42,900
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,900
Vacancy rate (assumption) assumption8.0%

$42,900 × 8.0% = $3,432

Effective gross income$3,289$39,468
Property tax (placeholder 1.9% of price)$839$10,068
Insurance (placeholder 0.8% of price)$353$4,239
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$179$2,145
Total operating expenses$1,371$16,452
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$39,468
Total operating expenses derived$16,452

$39,468 − $16,452 = $23,016

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$423,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$423,920 amortized at 6.7% over 30 years = $2,724/mo

CapEx reserve (5.0% of GSR)$179$2,145
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$23,016
Annual debt service derived$32,691
Annual CapEx reserve assumption$2,145
Annual PMI assumption$0

($23,016 − $32,691 − $2,145 − $0) ÷ 12 = -$985

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$23,016
Purchase price data$529,900

$23,016 ÷ $529,900 = 4.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$11,820
Total cash to close derived$132,475

-$11,820 ÷ $132,475 = -8.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$23,016
Annual debt service derived$32,691

$23,016 ÷ $32,691 = 0.70

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,900
Purchase price data$529,900

($42,900 ÷ 12) ÷ $529,900 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$529,900
Gross scheduled rent (annual) comp$42,900

$529,900 ÷ $42,900 = 12.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,452
Effective gross income derived$39,468

$16,452 ÷ $39,468 = 41.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,452
Annual debt service derived$32,691
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,900

($16,452 + $32,691 + $0) ÷ $42,900 = 114.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,567$3,9502026-08-21
single_family421,497$3,6002026-07-29
single_family431,459$4,5002026-07-13
single_family441,398$3,550
single_family441,434$2,700
single_family441,434$2,795

24062 SW 116th Ct

Miami, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,567
Listed2026-08-21
Days on market

Asking rent: $3,950

View on Zillow →

13155 SW 268th St Unit 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,497
Listed2026-07-29
Days on market

Asking rent: $3,600

View on Zillow →

26222 SW 133rd Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,459
Listed2026-07-13
Days on market

Asking rent: $4,500

View on Zillow →

25779 SW 144th Ave

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed
Days on market

Asking rent: $3,550

View on Zillow →

13944 SW 259th Way

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,434
Listed
Days on market

Asking rent: $2,700

View on Zillow →

25901 SW 139th Ct # 25901

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,434
Listed
Days on market

Asking rent: $2,795

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
23646 SW 107th Plsingle_family432,552$600,0002026-08-24
11561 SW 232nd Lnsingle_family432,573$660,0002026-08-21
12280 SW 251st Tersingle_family431,914$540,0002026-08-21
26951 SW 119th Ctsingle_family431,800$490,0002026-08-21
11742 SW 250th Stsingle_family432,500$557,5002026-08-14
23841 SW 114th Plsingle_family432,599$575,0002026-08-10
25701 SW 133rd Ctsingle_family431,611$575,0002026-08-10
11606 SW 234th Stsingle_family432,573$580,0002026-08-05
12981 SW 251st Tersingle_family421,383$450,0002026-08-03
25324 SW 119th Avesingle_family432,280$600,0002026-07-31
26604 SW 124th Ctsingle_family442,088$580,0002026-07-28
13403 SW 261st Lnsingle_family431,694$510,0002026-07-28
27121 SW 119th Ctsingle_family422,327$400,0002026-07-28
13243 SW 258th Tersingle_family432,144$596,5002026-07-22
13319 SW 268th Tersingle_family432,145$510,0002026-07-20
11624 SW 244th Lnsingle_family432,400$580,0002026-07-17
24210 SW 122nd Avesingle_family423,669$975,0002026-07-17
11354 SW 246th Stsingle_family421,553$530,0002026-07-14
25534 SW 122nd Plsingle_family432,345$635,0002026-07-13
27902 SW 134th Ctsingle_family432,006$675,0002026-07-13
12260 SW 251st Tersingle_family421,539$550,0002026-07-08
11339 SW 243rd Tersingle_family432,494$625,0002026-07-02
11953 SW 268th Tersingle_family431,800$525,0002026-06-30
25435 SW 127th Ctsingle_family421,712$635,0002026-06-30
11789 SW 272nd Tersingle_family432,136$550,0002026-06-26
13501 SW 272nd Tersingle_family421,570$580,0002026-06-26
25255 SW 127th Ctsingle_family421,658$266,0002026-06-26
25010 SW 107th Ctsingle_family432,412$725,9992026-06-23
27521 SW 154th Avesingle_family422,303$895,0002026-06-22
13367 SW 268th Tersingle_family432,224$690,0002026-06-19
23520 SW 107th Ctsingle_family442,556$610,0002026-06-15
11854 SW 272nd Tersingle_family422,136$540,0002026-06-12
12145 SW 250th Tersingle_family432,110$530,0002026-06-05
11276 SW 245th Stsingle_family431,932$550,0002026-06-03
11278 SW 241st Stsingle_family432,925$585,0002026-06-03
13160 SW 265th Stsingle_family421,470$585,0002026-06-02
11734 SW 240th Tersingle_family422,599$615,0002026-06-01
11868 SW 253rd Stsingle_family421,877$432,0002026-05-29
11712 SW 235th Stsingle_family432,437$599,0002026-05-28
10837 SW 242nd Stsingle_family422,516$620,0002026-05-20
13610 SW 260th Stsingle_family431,776$490,0002026-05-14
11263 SW 243rd Tersingle_family432,925$640,0002026-05-14
11483 SW 238th Stsingle_family431,811$407,0002026-05-14
11381 SW 247th Tersingle_family421,553$600,0002026-05-13
26130 SW 130th Avesingle_family431,963$679,5002026-05-11
10835 SW 245th Stsingle_family422,064$580,0002026-05-04
13267 SW 277th Tersingle_family421,642$550,0002026-05-04
12251 SW 264th Stsingle_family421,472$305,0002026-04-27
10978 SW 243rd Lnsingle_family421,771$578,0002026-04-27
25107 SW 124th Ctsingle_family431,914$585,0002026-04-24

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
23660 SW 120th Avesingle_family463,709$2,625,000
SW 139th Ave and SW 262ndsingle_family431,436$395,990
13845 SW 261st Tersingle_family441,436$397,290
SW 139th Ave and SW 262ndsingle_family431,458$397,990
SW 139th Ave and SW 262ndsingle_family431,476$497,990
11509 SW 238th Tersingle_family431,992$590,000
13833 SW 261st Tertownhomes441,458$401,990
13841 SW 261st Tertownhomes441,436$395,990

10-year hold projection

IRR4.4%
Equity multiple1.70x
Total return (10yr)$162,544
YearProperty valueNOICash flowLoan balanceEquity
1$545,797$23,016-$11,820$419,324$126,473
2$562,171$23,788-$11,101$414,412$147,759
3$579,036$24,586-$10,358$409,163$169,873
4$596,407$25,410-$9,590$403,553$192,854
5$614,299$26,261-$8,797$397,559$216,741
6$632,728$27,140-$7,978$391,152$241,576
7$651,710$28,047-$7,131$384,306$267,404
8$671,261$28,984-$6,256$376,989$294,272
9$691,399$29,951-$5,353$369,170$322,229
10$712,141$30,950-$4,419$360,814$351,327
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.