12551 SW 35th St

Miami, FL 33175 · single_family · For Sale · 70 days on market
Asking price$775,000
4 beds 2 baths 1,992 sqft
View on Realtor.com →
Listed by Salesperson Non Member · Non-Mls Member
Typesingle_family
Built1965
Price / sqft$389
Est. value (own analysis)$807,247
Rent estimate (own analysis)$4,300/mo
HOANone
Wind10/10Extreme$Flood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-06-24
Removed date
MLSMiamiMLS #A12040971
Coordinates25.73629, -80.39819
Address12551 SW 35th St
CityMiami
StateFL
Zip33175
Listing ID6949949007
Sourceus-real-estate-listings, cached 2026-08-25

ZIP market snapshot (33175)

Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$775,000
Down payment (20.0%)$155,000
Loan amount$620,000
Closing costs (5.0%)$38,750
Total cash to close$193,750
Rent (comp-derived)$4,300$51,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$51,600
Vacancy rate (assumption) assumption8.0%

$51,600 × 8.0% = $4,128

Effective gross income$3,956$47,472
Property tax (placeholder 1.9% of price)$1,227$14,725
Insurance (est. scaled by flood & wind risk)$827$9,920
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$215$2,580
Total operating expenses$2,269$27,225
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$47,472
Total operating expenses derived$27,225

$47,472 − $27,225 = $20,247

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$620,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$620,000 amortized at 6.7% over 30 years = $3,984/mo

CapEx reserve (5.0% of GSR)$215$2,580
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$20,247
Annual debt service derived$47,811
Annual CapEx reserve assumption$2,580
Annual PMI assumption$0

($20,247 − $47,811 − $2,580 − $0) ÷ 12 = -$2,512

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$20,247
Purchase price data$775,000

$20,247 ÷ $775,000 = 2.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$30,144
Total cash to close derived$193,750

-$30,144 ÷ $193,750 = -15.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$20,247
Annual debt service derived$47,811

$20,247 ÷ $47,811 = 0.42

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$51,600
Purchase price data$775,000

($51,600 ÷ 12) ÷ $775,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$775,000
Gross scheduled rent (annual) comp$51,600

$775,000 ÷ $51,600 = 15.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$27,225
Effective gross income derived$47,472

$27,225 ÷ $47,472 = 57.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$27,225
Annual debt service derived$47,811
Annual PMI assumption$0
Gross scheduled rent (annual) comp$51,600

($27,225 + $47,811 + $0) ÷ $51,600 = 145.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family432,431$7,5002026-08-21
single_family431,940$4,3002026-08-19
single_family422,115$3,8002026-08-13
single_family421,793$3,8502026-08-10
single_family432,279$8,1002026-07-09
single_family442,401$4,9002026-07-08
single_family432,349$4,9002026-08-03
single_family432,100$4,0992026-07-27
single_family421,752$3,655
single_family432,622$5,0002026-08-24
single_family412,326$3,7002026-01-26
single_family421,330$3,700
single_family432,614$4,200
single_family471,794$4,5002026-08-26
single_family431,940$4,3002026-08-26
single_family432,382$4,6002026-08-31

13200 SW 25th St

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,431
Listed2026-08-21
Days on market

Asking rent: $7,500

View on Zillow →

13868 SW 38th Ter

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,940
Listed2026-08-19
Days on market

Asking rent: $4,300

View on Zillow →

3232 Village Green Dr

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,115
Listed2026-08-13
Days on market

Asking rent: $3,800

View on Zillow →

3872 SW 133rd Pl Unit 1

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,793
Listed2026-08-10
Days on market

Asking rent: $3,850

View on Zillow →

13895 SW 22nd St Unit 0

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,279
Listed2026-07-09
Days on market

Asking rent: $8,100

View on Zillow →

1843 SW 138th Ave Unit 0

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,401
Listed2026-07-08
Days on market

Asking rent: $4,900

View on Zillow →

13445 SW 20th Ter

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,349
Listed2026-08-03
Days on market

Asking rent: $4,900

View on Zillow →

3681 SW 132nd Pl Unit 3681

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,100
Listed2026-07-27
Days on market

Asking rent: $4,099

View on Zillow →

1739 SW 138th Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,752
Listed
Days on market

Asking rent: $3,655

View on Zillow →

3011 SW 117th Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,622
Listed2026-08-24
Days on market

Asking rent: $5,000

View on Zillow →

12305 SW 42nd St

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 1 ba
Square footage2,326
Listed2026-01-26
Days on market

Asking rent: $3,700

View on Zillow →

13360 SW 46th St

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,330
Listed
Days on market

Asking rent: $3,700

View on Zillow →

2891 SW 143rd Pl

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,614
Listed
Days on market

Asking rent: $4,200

View on Zillow →

4235 SW 143rd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 7 ba
Square footage1,794
Listed2026-08-26
Days on market

Asking rent: $4,500

View on Zillow →

13867 SW 38th Ter

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,940
Listed2026-08-26
Days on market

Asking rent: $4,300

View on Zillow →

13220 SW 25th St

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,382
Listed2026-08-31
Days on market

Asking rent: $4,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2675 SW 119th Ctsingle_family431,883$699,9002026-08-31
14061 SW 39th Stsingle_family421,884$795,0002026-08-26
14332 SW 38th Tersingle_family422,643$920,0002026-08-26
13911 SW 18th Tersingle_family432,332$849,0002026-08-20
3190 SW 133rd Ctsingle_family443,281$1,560,0002026-08-19
1655 SW 145th Avesingle_family432,517$1,020,0002026-08-14
12810 SW 18th Stsingle_family431,849$1,050,0002026-08-13
12731 SW 47th Tersingle_family421,676$873,0002026-08-12
12551 SW 35th Stsingle_family421,992$760,0002026-08-10
2275 SW 143rd Ctsingle_family432,261$1,029,0002026-08-05
13931 SW 22nd Stsingle_family422,100$975,0002026-07-29
3603 SW 138th Ctsingle_family421,853$750,0002026-07-27
3124 SW 139th Plsingle_family431,990$765,0002026-07-24
12370 SW 41st Stsingle_family421,930$605,5002026-07-21
3190 SW 133rd Plsingle_family432,410$1,135,0002026-07-02
14251 SW 34th Stsingle_family432,133$855,0002026-06-27
2927 SW 145th Ctsingle_family431,861$715,0002026-06-26
5040915198single_family432,407$1,050,0002026-06-24
13320 SW 21st Stsingle_family422,104$880,0002026-06-24
14005 SW 17th Tersingle_family432,176$970,0002026-06-22
12820 SW 25th Tersingle_family422,163$385,0002026-06-08
5285417047single_family42$710,0002026-06-02
13284 SW 39th Stsingle_family422,108$800,0002026-06-02
3122 SW 144th Plsingle_family432,086$885,0002026-06-01
12310 SW 39th Tersingle_family432,236$860,0002026-06-01
11751 SW 30th Stsingle_family431,810$710,0002026-05-29
13841 SW 17th Tersingle_family432,029$820,0002026-05-29
3097 SW 132nd Plsingle_family432,226$950,0002026-05-29
14468 SW 16th Stsingle_family432,373$1,170,0002026-05-28
14452 SW 43rd Tersingle_family422,198$835,0002026-05-28
13737 SW 31st Tersingle_family432,118$775,0002026-05-18
2340 SW 139th Avesingle_family432,817$1,552,0002026-05-13
12225 SW 42nd Stsingle_family422,088$900,0002026-05-11
14478 SW 21st Stsingle_family442,776$1,175,0002026-05-08
13430 SW 25th Stsingle_family422,005$800,0002026-05-08
13123 SW 26th Tersingle_family421,805$718,0002026-04-29
2045 SW 142nd Plsingle_family432,283$1,100,0002026-04-28
2791 Village Green Drsingle_family421,943$695,0002026-04-24
12545 SW 31st Tersingle_family421,975$810,0002026-04-22
12570 SW 45th Stsingle_family422,922$1,600,0002026-04-21
11915 SW 25th Tersingle_family422,077$875,0002026-04-17
13210 SW 21st Stsingle_family422,008$860,0002026-04-14
14625 SW 17th Stsingle_family432,317$900,0002026-04-14
14252 SW 30th Stsingle_family432,482$1,480,0002026-04-14
5103 SW 128th Plsingle_family421,653$760,0002026-04-14
2203 SW 139th Avesingle_family432,289$874,9002026-04-06
13730 SW 30th Stsingle_family433,070$985,0002026-03-31
14271 SW 34th Stsingle_family432,247$830,0002026-03-27
3743 SW 133rd Plsingle_family432,359$850,0002026-03-19
14242 SW 30th Stsingle_family432,528$1,400,0002026-03-13

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14211 SW 31st Stsingle_family432,101$1,275,000
3201 SW 129th Avesingle_family442,978$1,999,900
2851 SW 117th Avesingle_family432,925$1,499,517
14591 SW 30th Stsingle_family432,736$1,100,000
2902 SW 136th Ctsingle_family431,763$749,999
13280 SW 40th Tersingle_family421,725$795,000
14332 SW 38th Tersingle_family422,643$920,000
14380 SW 36th Stsingle_family443,176$1,500,000

10-year hold projection

IRR-0.3%
Equity multiple0.95x
Total return (10yr)$91,013
YearProperty valueNOICash flowLoan balanceEquity
1$798,250$20,247-$30,144$613,278$184,972
2$822,198$20,991-$29,465$606,094$216,104
3$846,863$21,760-$28,762$598,417$248,447
4$872,269$22,556-$28,034$590,212$282,057
5$898,437$23,379-$27,280$581,445$316,993
6$925,391$24,230-$26,500$572,075$353,316
7$953,152$25,111-$25,692$562,062$391,091
8$981,747$26,023-$24,856$551,361$430,386
9$1,011,199$26,965-$23,990$539,925$471,274
10$1,041,535$27,940-$23,094$527,704$513,831
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.