2075 SW 122nd Ave Apt 505

Miami, FL 33175 · condos · For Sale · 59 days on market
Asking price$285,000
2 beds 2 baths 910 sqft
Suggested offer$222,940$62,060 above the est. market value of $222,940.
View on Realtor.com →
Listed by Alexander San Juan · Coldwell Banker Realty
Typecondos
Built1986
Price / sqft$313
Est. value (own analysis)$222,940
Rent estimate (own analysis)$2,268/mo
HOA$475/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-05
Removed date
MLSMiamiMLS #A12046663
Coordinates25.74896, -80.38857
Address2075 SW 122nd Ave Apt 505
CityMiami
StateFL
Zip33175
Listing ID6919167339
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33175)

Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$285,000
Down payment (20.0%)$57,000
Loan amount$228,000
Closing costs (5.0%)$14,250
Total cash to close$71,250
Rent (comp-derived)$2,268$27,210
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$27,210
Vacancy rate (assumption) assumption8.0%

$27,210 × 8.0% = $2,177

Effective gross income$2,086$25,033
Property tax (placeholder 1.9% of price)$451$5,415
Insurance (placeholder 0.8% of price)$190$2,280
HOA dues$475$5,700
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$113$1,361
Total operating expenses$1,230$14,756
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$25,033
Total operating expenses derived$14,756

$25,033 − $14,756 = $10,278

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$228,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$228,000 amortized at 6.7% over 30 years = $1,465/mo

CapEx reserve (5.0% of GSR)$113$1,361
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$10,278
Annual debt service derived$17,582
Annual CapEx reserve assumption$1,361
Annual PMI assumption$0

($10,278 − $17,582 − $1,361 − $0) ÷ 12 = -$722

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$10,278
Purchase price data$285,000

$10,278 ÷ $285,000 = 3.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$8,665
Total cash to close derived$71,250

-$8,665 ÷ $71,250 = -12.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$10,278
Annual debt service derived$17,582

$10,278 ÷ $17,582 = 0.58

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$27,210
Purchase price data$285,000

($27,210 ÷ 12) ÷ $285,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$285,000
Gross scheduled rent (annual) comp$27,210

$285,000 ÷ $27,210 = 10.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$14,756
Effective gross income derived$25,033

$14,756 ÷ $25,033 = 58.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$14,756
Annual debt service derived$17,582
Annual PMI assumption$0
Gross scheduled rent (annual) comp$27,210

($14,756 + $17,582 + $0) ÷ $27,210 = 118.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos22910$2,4002026-08-21
condos22898$2,2002026-08-20
condos22898$2,2002026-08-19
condos22910$2,2002026-08-19
condos22856$2,2002026-08-18
condos22898$2,3002026-08-17
apartment21700$2,2002026-08-17
apartment22898$2,1002026-08-12
condos22910$2,2002026-08-10
condos21952$2,2002026-08-09
apartment21952$2,3002026-07-24
condos231,032$2,5002026-07-20
condos22898$2,2802026-07-16
condos22898$2,1002026-07-16
apartment22900$2,2942026-07-14
condos21887$2,3002026-07-13
condos22910$2,3002026-07-12
condos22850$2,1902026-07-07
condos22910$2,2502026-06-29
condos22910$2,3002026-06-26
condos21720$2,0002026-06-22
condos22910$2,3002026-06-03
condos22898$2,2002026-05-19
condos22910$2,2002026-05-14
condos22954$2,2002026-05-08
condos22910$2,3002026-05-08
condos22898$2,1002026-05-04
condos22850$2,1002026-07-28
condos22856$2,3502026-08-25
condos221,221$2,5002026-08-25
apartment22830$2,246
apartment22830$2,246
apartment22830$2,246
apartment22830$2,247
apartment22830$2,246
apartment221,021$2,365
apartment221,060$2,365
apartment221,038$2,420
condos22856$2,4002026-08-28
apartment221,021$2,384
apartment221,040$2,6732025-04-26
apartment221,038$2,420
apartment221,038$2,401
apartment221,021$2,255
apartment221,040$2,420
apartment221,060$2,384

2055 SW 122nd Ave Apt 313

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-08-21
Days on market

Asking rent: $2,400

View on Zillow →

11790 SW 18th St Unit 524-3

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-08-20
Days on market

Asking rent: $2,200

View on Zillow →

11780 SW 18th St Unit 226-2

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-08-19
Days on market

Asking rent: $2,200

View on Zillow →

2075 SW 122nd Ave Apt 117

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-08-19
Days on market

Asking rent: $2,200

View on Zillow →

13351 SW 17th Ln Unit 3-7

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage856
Listed2026-08-18
Days on market

Asking rent: $2,200

View on Zillow →

11790 SW 18th St Unit 407-3

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-08-17
Days on market

Asking rent: $2,300

View on Zillow →

3105 SW 143rd Ct Unit 1

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage700
Listed2026-08-17
Days on market

Asking rent: $2,200

View on Zillow →

11800 SW 18th St Unit 407-4

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-08-12
Days on market

Asking rent: $2,100

View on Zillow →

2055 SW 122nd Ave Apt 229

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-08-10
Days on market

Asking rent: $2,200

View on Zillow →

12860 SW 43rd Dr Apt 244B

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage952
Listed2026-08-09
Days on market

Asking rent: $2,200

View on Zillow →

12811 SW 43rd Dr Apt 114A

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage952
Listed2026-07-24
Days on market

Asking rent: $2,300

View on Zillow →

12230 SW 16th Ter Unit J102

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,032
Listed2026-07-20
Days on market

Asking rent: $2,500

View on Zillow →

11800 SW 18th St Unit 508-4

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-07-16
Days on market

Asking rent: $2,280

View on Zillow →

11800 SW 18th St Unit 512-4

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-07-16
Days on market

Asking rent: $2,100

View on Zillow →

1850 SW 122nd Ave Unit 004A

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage900
Listed2026-07-14
Days on market

Asking rent: $2,294

View on Zillow →

13964 SW 46th Ter Unit 141

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage887
Listed2026-07-13
Days on market

Asking rent: $2,300

View on Zillow →

2055 SW 122nd Ave Apt 418

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-07-12
Days on market

Asking rent: $2,300

View on Zillow →

2055 SW 122nd Ave Apt 101

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage850
Listed2026-07-07
Days on market

Asking rent: $2,190

View on Zillow →

2055 SW 122nd Ave Apt 306

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-06-29
Days on market

Asking rent: $2,250

View on Zillow →

2055 SW 122nd Ave Apt 327

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-06-26
Days on market

Asking rent: $2,300

View on Zillow →

2055 SW 122nd Ave Apt 219

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage720
Listed2026-06-22
Days on market

Asking rent: $2,000

View on Zillow →

2075 SW 122nd Ave Apt 226

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-06-03
Days on market

Asking rent: $2,300

View on Zillow →

11800 SW 18th St Unit 409-4

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-05-19
Days on market

Asking rent: $2,200

View on Zillow →

2075 SW 122nd Ave Apt 207

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-05-14
Days on market

Asking rent: $2,200

View on Zillow →

11715 SW 18th St Apt 410

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage954
Listed2026-05-08
Days on market

Asking rent: $2,200

View on Zillow →

2055 SW 122nd Ave Apt 507

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-05-08
Days on market

Asking rent: $2,300

View on Zillow →

11790 SW 18th St Unit 429-3

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-05-04
Days on market

Asking rent: $2,100

View on Zillow →

2075 SW 122nd Ave Apt 331

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage850
Listed2026-07-28
Days on market

Asking rent: $2,100

View on Zillow →

13241 SW 17th Ln Unit 23-3

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage856
Listed2026-08-25
Days on market

Asking rent: $2,350

View on Zillow →

11755 SW 18th St Apt 409

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,221
Listed2026-08-25
Days on market

Asking rent: $2,500

View on Zillow →

1900 SW 122nd Ave # 950-113

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage830
Listed
Days on market

Asking rent: $2,246

View on Zillow →

1900 SW 122nd Ave # 950-504

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage830
Listed
Days on market

Asking rent: $2,246

View on Zillow →

1900 SW 122nd Ave # 850-212

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage830
Listed
Days on market

Asking rent: $2,246

View on Zillow →

1900 SW 122nd Ave # 950-111

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage830
Listed
Days on market

Asking rent: $2,247

View on Zillow →

1900 SW 122nd Ave # 850-004

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage830
Listed
Days on market

Asking rent: $2,246

View on Zillow →

12375 SW 18th St # 45-108

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,021
Listed
Days on market

Asking rent: $2,365

View on Zillow →

12375 SW 18th St # 55-104

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,060
Listed
Days on market

Asking rent: $2,365

View on Zillow →

12375 SW 18th St # 55-401

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,038
Listed
Days on market

Asking rent: $2,420

View on Zillow →

13281 SW 17th Ln Unit 24-3

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage856
Listed2026-08-28
Days on market

Asking rent: $2,400

View on Zillow →

12375 SW 18th St # 65-208

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,021
Listed
Days on market

Asking rent: $2,384

View on Zillow →

12245 SW 18th Ter

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,040
Listed2025-04-26
Days on market

Asking rent: $2,673

View on Zillow →

12375 SW 18th St # 45-310

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,038
Listed
Days on market

Asking rent: $2,420

View on Zillow →

12375 SW 18th St # 55-410

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,038
Listed
Days on market

Asking rent: $2,401

View on Zillow →

12375 SW 18th St # 55-217

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,021
Listed
Days on market

Asking rent: $2,255

View on Zillow →

12375 SW 18th St # 55-214

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,040
Listed
Days on market

Asking rent: $2,420

View on Zillow →

12375 SW 18th St # 65-216

Miami, 33175 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,060
Listed
Days on market

Asking rent: $2,384

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3601 SW 117th Ave Unit 9-301condos21760$230,0002026-08-25
11800 SW 18th St Unit 306-4condos22898$230,0002026-08-18
2055 SW 122nd Ave Apt 321condos21720$195,0002026-08-14
3611 SW 117th Ave Unit 10-207condos22982$235,0002026-07-17
12095 SW 18th Ter Unit 267condos231,308$300,0002026-07-09
11750 SW 18th St Unit 314-1condos22898$219,0002026-06-26
5222 SW 139th Plcondo_townhome_rowhome_coop221,028$435,0002026-06-18
2075 SW 122nd Ave Apt 404condos22910$180,0002026-06-12
12800 SW 43rd Dr Unit 102Bcondos21952$260,0002026-04-09
3581 SW 117th Ave Unit 5-207condos22982$280,0002026-03-23
11840 SW 18th Ter Apt 94condos231,308$300,0002026-02-13
11835 SW 19th Ln Apt 149condos21,308$288,0002026-01-09
2075 SW 122nd Ave Apt 227condos22910$245,0002025-12-10
2075 SW 122nd Ave Apt 306condos22910$277,0002025-12-05
11780 SW 18th St Unit 203-2condos22898$220,0002025-11-25
12800 SW 43rd Dr Unit 103Bcondos21952$195,0002025-11-19
11790 SW 18th St Unit 529-3condos22898$205,0002025-10-22
2075 SW 122nd Ave Apt 512condos22850$245,0002025-09-30
2055 SW 122nd Ave Apt 113condos22910$200,0002025-08-28

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11800 SW 18th St Unit 314-4condos22898$295,000
4904 SW 139th Cttownhomes22970$445,000
11790 SW 18th St Unit 524-3condos22898$279,000
12337 SW 20th Tertownhomes22982$450,000
13962 SW 52nd Lnsingle_family21$449,999
12241 SW 16th Ter Unit 102Ktownhomes231,032$390,000
5302 SW 138th Pltownhomes221,028$455,000
11790 SW 18th St Unit 520-3condos22898$270,000

10-year hold projection

IRR2.2%
Equity multiple1.36x
Total return (10yr)$62,558
YearProperty valueNOICash flowLoan balanceEquity
1$293,550$10,278-$8,665$225,528$68,022
2$302,357$10,660-$8,317$222,886$79,470
3$311,427$11,055-$7,956$220,063$91,364
4$320,770$11,464-$7,583$217,046$103,724
5$330,393$11,888-$7,196$213,822$116,571
6$340,305$12,326-$6,796$210,376$129,929
7$350,514$12,779-$6,381$206,694$143,820
8$361,029$13,248-$5,951$202,759$158,271
9$371,860$13,733-$5,507$198,553$173,307
10$383,016$14,235-$5,046$194,059$188,957
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.