3533 NW 2nd Ter
Miami, FL 33125 · single_family · For Sale · 175 days on market
Asking price$630,000
5 beds 5 baths 2,170 sqft
Listed by Raul Gonzalez · Penthouse Realty, LLC
Typesingle_family
Built1926
Price / sqft$290
Est. value (own analysis)$799,580
Rent estimate (own analysis)$6,750/mo
HOANone
1 / 19
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Statusfor_sale
Listed date2026-03-11
Removed date—
MLSMiamiMLS #A11979771
Coordinates25.77484, -80.25327
Address3533 NW 2nd Ter
CityMiami
StateFL
Zip33125
Listing ID6916879075
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33125)
Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $630,000 |
| Down payment (20.0%) | $126,000 |
| Loan amount | $504,000 |
| Closing costs (5.0%) | $31,500 |
| Total cash to close | $157,500 |
| Income | |
| Rent (comp-derived) | $6,750$80,994 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,210$74,514 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $998$11,970 |
| Insurance (placeholder 0.8% of price) | $420$5,040 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $337$4,050 |
| Total operating expenses | $1,755$21,060 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $337$4,050 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 1,986 | $12,900 | 2026-08-20 | — | |
| single_family | 5 | 4 | 2,452 | $21,000 | 2026-08-17 | — | |
| single_family | 5 | 3 | 2,176 | $9,000 | 2026-08-13 | — | |
| single_family | 5 | 4 | 2,368 | $16,000 | 2026-08-12 | — | |
| single_family | 5 | 2 | 1,598 | $5,000 | 2026-08-11 | — | |
| single_family | 5 | 3 | 2,009 | $5,600 | 2026-08-06 | — | |
| single_family | 5 | 4 | 2,323 | $5,700 | 2026-08-06 | — | |
| single_family | 5 | 3 | 2,592 | $14,000 | 2026-07-27 | — | |
| single_family | 5 | 3 | 2,781 | $14,500 | 2026-07-18 | — | |
| single_family | 5 | 8 | 2,326 | $8,200 | 2026-07-13 | — | |
| single_family | 5 | 2 | 1,729 | $3,950 | 2026-07-10 | — | |
| single_family | 5 | 4 | 1,986 | $6,500 | 2026-07-08 | — | |
| single_family | 5 | 3 | 1,646 | $4,800 | 2026-04-18 | — | |
| single_family | 5 | 2 | 2,597 | $13,500 | 2026-06-25 | — | |
| single_family | 5 | 2 | 1,747 | $3,600 | 2026-06-24 | — | |
| single_family | 5 | 4 | 2,092 | $9,500 | 2026-06-16 | — | |
| single_family | 5 | 3 | 2,091 | $6,999 | 2026-05-11 | — | |
| single_family | 5 | 3 | 1,462 | $5,000 | 2026-04-29 | — | |
| single_family | 5 | 3 | 2,369 | $4,250 | 2023-04-07 | — | |
| single_family | 5 | 3 | 1,940 | $18,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 2,189 | $12,000 | 2026-04-02 | — | |
| single_family | 5 | 4 | 2,150 | $8,500 | 2025-11-25 | — | |
| single_family | 5 | 2 | 1,974 | $5,000 | — | — | |
| single_family | 5 | 2 | 1,500 | $4,400 | — | — | |
| single_family | 5 | 3 | 2,719 | $4,750 | — | — | |
| single_family | 5 | 4 | 2,470 | $7,500 | — | — | |
| single_family | 5 | 3 | 1,752 | $5,800 | — | — | |
| single_family | 5 | 3 | 2,442 | $6,500 | 2026-08-30 | — | |
| single_family | 5 | 2 | 1,898 | $5,700 | 2026-08-31 | — | |
| single_family | 5 | 4 | 2,194 | $12,500 | 2026-09-01 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2850 NW 5th St | single_family | 3 | 2 | 2,347 | $828,000 | 2026-08-28 |
| 3210 NW 19th St | single_family | 3 | 2 | 1,553 | $595,000 | 2026-08-24 |
| 3625 NW 13th St | single_family | 3 | 1 | 1,578 | $699,000 | 2026-08-12 |
| 1135 NW 32nd Ct | single_family | 2 | 1 | 1,295 | $423,000 | 2026-08-05 |
| 3630 NW 4th Ter | single_family | 3 | 1 | 1,504 | $535,000 | 2026-08-03 |
| 920 NW 35th Ave | single_family | 4 | 3 | 1,353 | $690,000 | 2026-07-31 |
| 3527 NW 17th St | single_family | 2 | 1 | 1,442 | $640,000 | 2026-07-31 |
| 3310 NW 19th Ter | single_family | 3 | 2 | 1,435 | $580,000 | 2026-07-29 |
| 725 NW 24th Ct | single_family | 3 | 3 | 2,595 | $660,000 | 2026-07-24 |
| 2275 NW 4th St | single_family | 3 | 2 | 2,120 | $720,000 | 2026-07-23 |
| 1918 NW 19th Ave | single_family | 4 | 2 | 1,520 | $660,000 | 2026-07-23 |
| 2152 NW 18th St | single_family | 3 | 1 | 1,464 | $400,000 | 2026-07-22 |
| 3030 NW 5th St | single_family | 2 | 1 | 1,111 | $650,000 | 2026-07-13 |
| 1291 NW 22nd Ave | single_family | 3 | 1 | 1,916 | $580,000 | 2026-07-13 |
| 1644 NW 8th Ter | single_family | 4 | 5 | 2,640 | $1,100,000 | 2026-07-10 |
| 3500 NW 14th Ter | single_family | 2 | 2 | 1,852 | $350,000 | 2026-07-07 |
| 2810 NW 6th St | single_family | 2 | 1 | 1,328 | $570,000 | 2026-06-29 |
| 860 NW 18th Pl | single_family | 3 | 2 | 1,272 | $575,000 | 2026-06-24 |
| 1538 NW 15th Ave | single_family | 2 | 1 | 810 | $595,500 | 2026-06-22 |
| 1538 NW 15th Ave | single_family | 2 | 1 | 810 | $595,500 | 2026-06-22 |
| 2376 NW 2nd St | single_family | 5 | 4 | 1,484 | $860,000 | 2026-06-19 |
| 3000 NW 5th St | single_family | 3 | 2 | 1,966 | $560,000 | 2026-06-18 |
| 2965 NW 1st St | single_family | 4 | 3 | 1,350 | $234,000 | 2026-06-16 |
| 2760 NW 4th Ter | single_family | 6 | 4 | 2,404 | $745,000 | 2026-06-10 |
| 1960 NW 24th Ct | single_family | 4 | 2 | 2,088 | $635,000 | 2026-06-04 |
| 3431 NW 14th Ter | single_family | 3 | 3 | 1,870 | $837,000 | 2026-06-04 |
| 2272 NW 4th St | single_family | 2 | 1 | 1,760 | $660,000 | 2026-05-27 |
| 721 NW 32nd Ct | single_family | 3 | 1 | 983 | $460,000 | 2026-05-27 |
| 3446 NW 17th St | single_family | 3 | 2 | 2,427 | $560,000 | 2026-05-27 |
| 1030 NW 30th Ave | single_family | 2 | 1 | 1,100 | $425,000 | 2026-05-26 |
| 2400 NW 15th St | single_family | 2 | 1 | 1,257 | $525,000 | 2026-05-26 |
| 2166 NW 18th St | single_family | 3 | 2 | 1,586 | $490,000 | 2026-05-21 |
| 3684 NW 19th Ter | single_family | 2 | 1 | 955 | $400,000 | 2026-05-20 |
| 904 NW 15th Ave | single_family | 3 | 2 | 2,263 | $549,000 | 2026-05-18 |
| 421 NW 32nd Ct | single_family | 4 | 2 | 1,842 | $655,000 | 2026-05-18 |
| 1051 NW 25th Ave | single_family | 3 | 1 | 2,518 | $800,000 | 2026-05-13 |
| 3180 NW 2nd St | single_family | 3 | 2 | 1,304 | $698,000 | 2026-05-08 |
| 2840 NW 4th St | single_family | 3 | 3 | 2,346 | $615,000 | 2026-05-06 |
| 831 NW 21st Ct | single_family | 2 | 2 | 832 | $390,000 | 2026-05-05 |
| 830 NW 30th Ct | single_family | 4 | 2 | 1,915 | $620,000 | 2026-05-01 |
| 1281 NW 31st Ave | single_family | 3 | 2 | 1,499 | $630,000 | 2026-05-01 |
| 1648 NW 28th Ave | single_family | 3 | 2 | 1,980 | $545,000 | 2026-04-30 |
| 2031 NW South River Dr | single_family | 3 | 3 | 2,434 | $1,005,000 | 2026-04-27 |
| 1520 NW 29th Ave | single_family | 3 | 2 | 1,430 | $745,000 | 2026-04-23 |
| 431 NW 32nd Ct | single_family | 3 | 2 | 1,492 | $540,000 | 2026-04-22 |
| 2091 NW 14th St | single_family | 4 | 2 | 3,588 | $1,500,000 | 2026-04-21 |
| 3430 NW 14th Ter | single_family | — | 0 | 1,884 | $500,000 | 2026-04-07 |
| 46 NW 24th Ct | single_family | 4 | 4 | 2,046 | $635,000 | 2026-03-31 |
| 301 NW 23rd Ave | single_family | 2 | 2 | 1,574 | $445,000 | 2026-03-27 |
| 1829 NW 31st Ave | single_family | 4 | 2 | 1,998 | $623,000 | 2026-03-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1130-1132 NW 34th Ave | multi_family | 5 | 4 | 1,824 | $739,900 | — |
| 1845 NW 16th St | multi_family | 5 | 3 | 2,871 | $640,000 | — |
| 935 NW 22nd Ct | multi_family | 5 | 3 | 1,758 | $769,000 | — |
| 2930 NW 12th St | multi_family | 5 | 3 | 2,189 | $839,000 | — |
| 2160 NW 18th Ter | multi_family | 5 | 4 | 2,552 | $1,180,000 | — |
| 1055 NW 32nd Ct | multi_family | 5 | 4 | 2,287 | $1,199,000 | — |
| 1052 NW 25th Ave | multi_family | 5 | 3 | 1,950 | $699,000 | — |
| single_family | 5 | 3 | 1,675 | $1,244,000 | — |
10-year hold projection
IRR16.4%
Equity multiple3.50x
Total return (10yr)$475,949
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $648,900 | $53,455 | $10,539 | $498,536 | $150,364 |
| 2 | $668,367 | $55,164 | $12,147 | $492,696 | $175,671 |
| 3 | $688,418 | $56,927 | $13,806 | $486,455 | $201,963 |
| 4 | $709,071 | $58,745 | $15,518 | $479,786 | $229,285 |
| 5 | $730,343 | $60,621 | $17,285 | $472,658 | $257,684 |
| 6 | $752,253 | $62,556 | $19,108 | $465,042 | $287,211 |
| 7 | $774,821 | $64,551 | $20,989 | $456,902 | $317,919 |
| 8 | $798,065 | $66,610 | $22,930 | $448,203 | $349,862 |
| 9 | $822,007 | $68,734 | $24,933 | $438,907 | $383,100 |
| 10 | $846,667 | $70,924 | $27,000 | $428,973 | $417,695 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.